Curinos

Last call to register: Join Ken Flaherty, Kinley Hicks and Richard Martin tomorrow for “Consumer Lending In Transition: The Impact Of Falling Rates,” as they share exclusive, proprietary Curinos home equity and unsecured lending data that you can use to more accurately prepare for likely interest rate cuts. Learn more: https://hubs.li/Q02TzPCJ0

Going to the Mortgage Bankers Association MBA Annual24? Get in touch with Curinos’ senior vice president of retail lending Richard Martin, sales director Britt (Haven) Bachelder or vice president of client success John Sayre and see how our proprietary data and insights drive better lending performance. Learn more about Curinos’ LendersBenchmark Analyzer: https://hubs.li/Q02S2jny0

NEXT WEEK: Curinos' senior vice president of commercial banking Margarita Vacanti and vice president of solution sales Melissa Murnane are heading to at the most important intersection for finance and treasury professionals: #AFP2024! If you're headed to the Association for Financial Professionals,send us a message to schedule time with members of our commercial banking team and learn more about our industry-leading data, analytical, optimization and advisory solutions.

The fintech winter of 2023 has given way to reemergence. After a deep chill and despite continuing headwinds, many fintechs and neobanks have focused on a longer-term goal: challenging legacy providers through truly user-centric experiences. In the process, they’ve managed to carve out sizeable chunks of deposits and lending. They’re part of a quickly maturing market that know what’s important to their customers and will move fast to fulfil their needs, says Curinos head of omnichannel experience Suraya Randawa: https://hubs.li/Q02TlSG80

Curinos' managing director and head of retail deposits Adam Stockton spoke with John Reosti at American Banker about how the growing confidence of small businesses owners to increase their revenue and expand translates into increased demand for credit and small business loans. While banks are taking a more conservative approach, there are still opportunities to expand lending into lower risk areas. Learn how the small business optimism index impacts lending: https://hubs.li/Q02T7kRk0

W@W (Women at Work) Networking Event NYC Each quarter, Curinos' gender equality network W@W hosts an in-person event to bring colleagues from across the business together, share experiences and hear from an external speaker facilitating a discussion on the challenges women face at work. Last month, we were joined by Ginger Leadership Communications US CEO Carlinde Kallianiotis, who spoke on boosting women's voices and delivering high-impact communications.

Our team is headed to Nashville for the Association for Financial Professionals Annual Conference in ten days! Reach out to Melissa Murnane or Margarita Vacanti to schedule time to meet up and learn how Curinos comparative deposit data and insights drive better pricing decisions.

The Fed’s first big cut means CDs are less attractive, right? Wrong. According to Curinos' Retail Deposit Analyzer, new CD volume ticked up in August to levels not seen since 2023, when rates were on the rise. The rebound suggests that CD volume will likely remain strong in the coming months as renewing customers will look to roll to another CD to lock in higher rates before rates fall further, says Curinos director Andrew Jiang: https://hubs.li/Q02SQKl60

An incredible day one of the American Banker Small Biz Banking Conference continues! Thanks to all attendees who made it to Olivia L. and Adam Stockton's afternoon session, "How To Win In Small Business," featuring Truist interim head of small business banking Eric Lewis and Citizens president and head of business banking Mark Valentino. Don't forget to swing by booth #503 to spin our famous prize wheel, win some great Curinos swag and talk small business banking opportunities with our experts!

Our head of wealth, Korrynn (Baltzersen) Loesch, spoke with David Hollerith of Yahoo Finance about the challenges banks are facing at the start of this Fed cutting cycle. Friday’s bank earnings will bring into question how a new Federal Reserve rate-cutting cycle will impact the biggest US banks. Learn how banks are addressing this here: https://hubs.li/Q02SQx8j0