HEAD OF UNDERWRITING-NOVA
Interested candidates PM me!!!
What you will do:
The ideal candidate will understand tenets of underwriting commercial / small business clients while also being intellectually curious and self-motivated. You will own the Underwriting function including but not limited to: managing the application evaluation process and building / managing the relevant team. As Head of Underwriting, you will lead the assessment of new card applications, be responsible for underwriting & portfolio management and will lead a team of underwriters to continuously improve and enhance underwriting functionality.
Responsibilities include, but are not limited to:
~Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screen through decision making. Ensure a successful transition of approved deals to customer success team for onboarding.
~Review applications and supporting business documentation on accounts to determine the legitimacy and identify potential fraud.
~Study all relevant credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus and any other pertinent information.
~Determine the credit need and evaluates creditworthiness, and performs credit investigations, as needed.
~Use of sound judgment; following guidelines, policies, and procedures and take proactive steps to complete tasks and to resolve issues and concerns.
~Partner proactively with relationship managers and customer success associates to be intimately involved throughout the application process, from deal screen through approval.
Preferred Qualifications:
~Analytical BA/Masters degree
~7+ years of experience in quantitative analysis, with majority in credit underwriting
~3+ years of experience in credit analysis/underwriting for commercial/small business lending.
~Experience in start ups
~Strong written and oral communication skills, coupled with the ability to drive consensus around complex decisions
~A proven track record of decision making and
problem solving base