Rural Credit Risk Intern

The Rural Credit Risk Intern will join the Rural Credit team in their commitment to working with the first line of risk to assess credit risk and ensure adherence to lending policy. In addition to credit approvals, members of the Credit Risk team act as a resource to loan originators in the area of loan policy, risk analysis, credit structure and terms so that loan proposals are adequately analyzed and structured to meet risk parameters set for the bank’s portfolio.

Our Shared Future

"Rabo AgriFinance was a great company to intern with as it allowed me to gain experience in agriculture lending while also creating opportunities to network with employees across the country." – Financial Analyst and former Financial Analyst Intern

You and Your Job

As a Rural Credit Risk Intern, you will complete tasks and projects associated with the Rural Credit function. The variety of assignments provides an opportunity for you to gain experience the credit approvals and credit risk functions. You will work full time (40 hours/week) for 10 weeks from June 2, 2025 – August 8, 2025.

Job Responsibilities

• Develop an understanding about loan structures and credit products;
• Direct experience in day-to-day tasks of a Rural Credit Risk team member, which includes but not limited to credit analysis, review of loan files, and projects related to credit policy and portfolio monitoring
• Experience with financial statement analysis, credit analysis, and properly risk rating loans;
• Actively participate in team meetings and work cross-functionally with other areas of the RDS team and participate in loan committees and other aspects of credit risk management.
  
  

Your Promise to Us:

To be considered for the Rural Credit Risk Intern role, you must be:

• Pursuing a Bachelor’s degree in Finance, Accounting, Economics or related business major
• Junior or senior year standing
• Have a minimum GPA of 3.0 on a 4.0 scale
• Possess strong written and oral communication and comprehension skills
• Proficient in MS Office Suite products
• Ability to manage time effectively and handle multiple projects at one time
• Quick learner who can work well in teams, but also a self-starter who can work individually with minimal supervision
• Some exposure to short and long-term lending concepts and financial spreading is a plus
• Willingness to travel a potential of 2 weeks during the internship
  
  

Our Commitment to You

Rabobank embraces diversity and welcomes employees and applicants of all backgrounds. Our goal is to always create an environment that is inclusive, drawing upon the strengths of the diversity of our workforce to exceed the expectation so four clients and customers.

Internship Overview:

Rabobank’s internship program is designed to provide a mutually beneficial relationship and growth opportunity for Rabobank and collegiate students. This experiential learning opportunity provides practical application and skills development in a professional environment and is aligned with Rabobank’s commitment to recruit top talent in the communities we serve. While employed as a summer intern, students will have the opportunity to prove their ability to learn and demonstrate key skills that will make them successful at Rabobank. To aid in this endeavor, students will be matched with a mentor and provided the necessary professional development opportunities to achieve their goals. The internship will be a full time, 10 week, paid program.

Our Organization:

Rabobank North America is a valued financial partner to food and agricultural companies, farmers and ranchers, renewable energy developers and investors, Dutch companies doing business in the U.S., and select institutions. We support the entire value chain from farm to fork, and connect our clients and team members to the global reach of one of the world’s leading food and agriculture banks. With our food and agricultural expertise and global network, we work with our clients to support and ensure the transition to a sustainable food, fiber and energy supply to meet the needs of our growing planet. We are Growing a Better World Together.

Salary Expectations:

Target Hiring Range: $22.00/hour

This position is subject to the terms of [RAF/Rabobank/RDS]’s compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons. Further, all full-time regular position includes all other benefits provided to [RAF/Rabobank/RDS] employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.

Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above.

At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team?

This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.