CrediSetGrow!
I think we need to retire the term “creditworthy” and replace it with “credit ready.” The first implies an inherent condition, while the second is a much more accurate reflection of the reality of the credit journey. Eight years ago, that view of credit as a journey drove me to buy the domain Credytu.com, as in credit and you in Spanish :) My idea was that I wanted to use my AI expertise to close the lending gap for those who have recently become (or are close to becoming) “credit ready” but who don’t fit traditional credit metrics still driven by stagnant notions of “worthiness.” When I met Marisa Calderon, she shared with me her vision for using technology to supercharge the already transformative, market-diversifying impact that CDFI lenders have on small and medium business credit. I don’t believe in coincidences, so I knew that Marisa’s Prosperity Now team and Credytu were meant to work together. Their amazing conference last week solidified that knowledge in my mind. I can’t wait to work with Marisa, Chrissi Johnson, and Mae Watson Grote of Change Machine to make sure that the path to credit readiness is accessible to all SMBs! Stay tuned by following our Credytu page to learn about our coming-soon CrediReadyGrow platform and much more!