Credit Pulse

?? B2B fraud comes in many forms. Ever spot an application where the domain is just *slightly* off? It gets your spidey senses tingling. It’s easy to miss, but that’s exactly what fraudsters want—they mix real and fake details to create identities that look legitimate. Our application (launching soon!) will detect these subtle behaviors to protect your business before they cause real damage. We've got your back. Follow along for more tips ?? https://buff.ly/hnqos5E

Q1’s almost over? Already? With April approaching, here’s a thing—or five—to keep in mind ?? 1?? Review & Update Credit Policies Align your credit policies with current market conditions. With economic uncertainty rising, particularly in retail and manufacturing, adjusting limits and thresholds is key. 2?? Update Your Models Regularly refresh your models with the latest data and adjust for shifts in market conditions or customer behavior. Early risk detection can make all the difference. 3?? Strengthen Customer Relationships Engage regularly with high-value customers to strengthen ties. Research shows companies with strong customer relationships are more resilient in downturns. 4?? Plan for Seasonal Demand Adjust your strategies to accommodate for fluctuations. These shifts can strain cash flow, so flexible strategies ensure you're prepared for both high and low demand periods. 5?? Ensure Compliance Stay updated on any new or revised credit regulations to ensure your processes remain compliant and reduce the risk of legal issues. Want more? Click below for more details: https://buff.ly/yh3vdey

Next stop: San Diego! ?? We'll be at the Credit Research Foundation Forum next week—see you there?

What goes better than credit + caffeine? ? Let's “coffee talk": https://buff.ly/1eO6Rsu

?? Bankruptcy buzz—here's the latest: ?? MSG Networks of Sphere Entertainment Co. (yep, that Sphere) face growing concerns about its $804m debt and is at risk of bankruptcy by the end of March. ?? Sunnova Energy warns "substantial doubt" about its ability to remain in business as it grapples with mounting losses, high interest rates, and reduced incentives for solar installations. ?? Tropicana Brands Group, known for its beloved OJ, had a 4% decrease in revenue last quarter, leading to discussions about a potential Chapter 11 bankruptcy filing. ?? Cutera, Inc., a leading provider of aesthetic and dermatology solutions, filed for Chapter 11 bankruptcy to slash its $400M debt by 90%, secure $65M in funding, and transition to a privately held company within 60 days while maintaining operations. ?? The Star Entertainment Group, an Australian casino operator, is facing severe liquidity issues, burning through $100 million in a quarter as its stock price drops 40%. ?? Forever 21 is closing 200 stores after struggling with sales, contributing to its bankruptcy filing, and adding more stress to the already challenged retail industry. ?? Thames Water , the UK's largest water and waste company, has hired restructuring advisors as its ￡19 billion debt threatens a potential government takeover if it can't stabilize. For more daily insights, visit our blog: https://buff.ly/bizXdGn Subscribe for our newsletter: https://buff.ly/ZmbyxoQ

Euchre March Madness + team bonding for the win! ??

?? Nikola shows us that even high-profile companies can unravel. As the EV market falters, Nikola’s journey was plagued by: ?? Cash flow struggles ?? Job cuts & executive turnover ?? Overpromised milestones & operational failures ?? A founder in legal trouble A once-celebrated darling quickly became just another bankruptcy headline. Read our full breakdown here ?? https://buff.ly/SAsbppe #Nikola #Bankruptcy

?? Your customer just got acquired. What do you do next? One day, it's business as usual. The next? They're scooped up and you're left wondering: ??♀? Will they still pay on time? ??♂? Are your credit terms about to change? ?? Is this a golden opportunity… or a disaster in disguise? M&A can shake up everything—terms, cash flow, even your contact list. (Ever had an email bounce back because your key contact vanished overnight? Yeah, fun times.) ?? The good news? No need to wing it. We’ve got the playbook on how to protect your credit, renegotiate terms, and turn uncertainty into opportunity. Read our guide here: ?? https://buff.ly/7cqtT76

The cloaking effect can make a risky customer look solid—until reality hits. Payment history tells part of the story. Dig deeper with: ?? Alternative data for a sharper 360° view ?? News & media to catch flags (or hidden wins) ?? Predictive analytics to cut through the noise The right insights make the tough calls easy. Learn more here ?? https://buff.ly/nmjsOKi

Hello, newsletter. To kick things off—why trade credit? We dive into where we started and where we're going. Stay tuned for more insights from us!