They say variety is the spice of life. On a credit report, that variety is known as a credit mix, and it factors favorably into a higher credit score. That’s because a well-balanced credit mix is an indication of a responsible borrower and can contribute to building a stronger financial future. So, what exactly is a credit mix? And how does it impact your clients’ credit scores? Break it down for them by sharing our latest blog. #credevolv #fintech #financialinclusion #creditscores #bettercredit #creditmix
CredEvolv
金融服务
Naples，Florida 1,245 位关注者
Recapture lost revenue & turn your credit-challenged consumers into lifelong fans.
关于我们
CredEvolv is innovating the credit rehabilitation model for traditionally underserved consumers. We turn NO into NOT YET?, to get declined loan applicants back into lender pipelines as qualified borrowers in a few short months. We offer solutions for enterprise lenders and IMBs alike. Our high-tech / high-touch lead recovery and strategy software converts non-qualified and/or low credit scoring applicants into qualified borrowers through our partner network of FICO, nonprofits, and HUD-certified credit coaches. We then return the qualified leads to the referring lender, ensuring complete transparency in providing critical data intelligence. Our entire, compliant program is constantly updated and available for monitoring – both through our online platform and directly within your POS/CRM/LOS of choice. Reach out for more information on how we can grow your pipeline and help you close more loans by improving the credit scores of your existing applicants with less-than-stellar credit. https://CredEvolv.com
- 网站
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https://credevolv.com
CredEvolv的外部链接
- 所属行业
- 金融服务
- 规模
- 11-50 人
- 总部
- Naples，Florida
- 类型
- 教育机构
- 创立
- 2007
- 领域
- Credit、Credit Education、FICO Score Expert、Financial Inclusion、Credit Optimization和Credit Repair
地点
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主要
获取路线
2338 Immokalee Rd
Suite 226
US，Florida，Naples，34110
CredEvolv员工
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Stephen Romano
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Libby Romano
Founder, CMO | Marketing, Communications, & Branding expert. Communicate well, or face the consequences. Heart for helping the most vulnerable.
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Jeffrey Walker
Credit Advocate | Former GSE Exec | Mortgage Banking Alum
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Chris Lathrop
Content Sensei | The Human ChatGPT
动态
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Borrowers who complete legitimate credit counseling programs usually achieve better credit scores. This makes it easier for your institution to convert them into qualified applicants without unnecessary delays. That’s a win for everyone who works there, from compliance to sales and beyond! Compliance and loan officers: Check out our blog that explores why working only with trusted nonprofit credit counseling agencies is absolutely necessary for your organization and how CredEvolv can help streamline the process. Link in the comments! #credevolv #creditscores #fintech #financialinclusion #compliance #lending
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Jennifer came to CredEvolv with a 553 credit score. She connected with a HUD-approved, nonprofit counselor, who was able to remove 83% of the negative accounts on her credit report, including 7 collections. Meanwhile, she focused on reducing her credit card utilization to 13% from 24%. The result: a 697 credit score after 4 months and a home loan application ready for underwriting! See what CredEvolv can do for your clients. Look for the link to connect in the comments! #credevolv #wedidit #wdiw #customersuccess #creditrepair #creditscore #creditscoreincrease #homeownership
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When your clients have good credit, they feel confident about being able to provide for themselves and their families. The self-esteem that comes from honoring their obligations and being someone who others can trust – especially with money – is priceless. Share our blog with your clients so they can see more reasons why they should feel great about having and maintaining a healthy credit score. Link in the comments! #credevolv #fintech #financialinclusion #creditscores #bettercredit
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This Reddit poster said: “My ideal credit score is at least 700 but I know that’ll take some time. It’s currently 561. What are some good ways to bring it up?” In our experience, the best way is to abandon the DIY approach and connect with a certified credit counselor on our platform. That will increase the chances of achieving the credit score goal, getting the house, and succeeding in future financial endeavors. You and your clients can see for yourselves in our success stories: https://lnkd.in/ex2NsuKW Help your borrowers improve their credit scores the right way today at https://lnkd.in/ep2y39Fc #credevolv #creditscores #fintech #financialinclusion #creditquestions #reddit
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St. Patrick’s Day is almost here, but luck has nothing to do with better credit. No amount of wishing on a shamrock will boost someone’s score or erase their financial missteps. Share this holiday-themed blog that breaks down how your clients can enjoy better “credit luck,” both on their own and with CredEvolv in their corner if they need us. #credevolv #fintech #financialinclusion #creditscores Adam West #bettercredit #creditluck https://lnkd.in/efqTVFYK
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Inspire, inform, and connect with future homeowners. Sounds to us like a Saturday well spent! We can't wait to see this special homeownership event take place. The Junto Hotel in Columbus will be hoppin' on April 5, thanks to the involvement of the Ohio MBA and Jay Pascoe, the Affordable Housing Alliance of Central Ohio and Anna Teye-Kasongo, MPA, the Mortgage Bankers Association, Nikki Bialka, Fifth Third Bank, Huntington National Bank, and so many more. Such a great cause! If you're in lending, real estate, housing policy, or community development in Ohio or elsewhere, register or get involved at www.ohiomba.org
Dynamic Banking Leader | Affordable Housing & Equitable Lending Expert | Data-Driven Strategist | Community Advocate
?? Eggs2Equity: Cracking the Code to Homeownership presented by @Ohio Mortgage Bankers Association, Fifth Third Bank and friends…coming to Columbus on April 5th at The Junto Hotel and we’re bringing the mortgage industry together to make a real impact! ?? At a time when many families feel like homeownership is out of reach, we have the power to inspire, inform, and connect. ??Inspire—Reignite the belief that homeownership is still the American Dream. ????Inform—Help families understand their next steps with credit coaching, down payment assistance, and real solutions. ??Connect—Be the bridge! Mortgage lenders, housing counselors, real estate pros, and community partners will be in the room, ready to take families from dream to reality. And because home is about family, we’re making this a fun, engaging experience for all! Kids will enjoy fun activities that plant the seed of homeownership early: ?? Painting birdbouses ?? Easter Bunny & Springtime Egg Hunt ?? Face painting & kids’ activities ?? FREE COSI tickets for attendees ?? DJ, giveaways & raffles This is where the mortgage industry meets the community. If you’re in lending, real estate, housing policy, or community development, join us. ?? April 5th | 9 AM - 1 PM | The Junto Hotel, Columbus ?? Register or get involved: www.ohiomba.org Jay Pascoe Tina Surface brian hewitt Dawn Carpenter Anna Teye-Kasongo, MPA Daniel Baechle Shawn O'Flynn Angie Hays Preston Sandra R. López Park National Bank Huntington National Bank Western Ohio Mortgage Corp. NMLS 9601 Ohio Housing Finance Agency CredEvolv #Eggs2Equity #CrackingTheCode #HomeIsForEveryone #HomeownershipMatters #MortgageIndustry #Columbus
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Demonstrating a commitment to ethical credit improvement services shows regulators – via audits and in general – that your lending institution prioritizes compliance and borrower welfare. Compliance and loan officers: Check out our blog that explores why working only with trusted nonprofit credit counseling agencies is absolutely necessary for your organization and how CredEvolv can help streamline the process. Link in the comments! #credevolv #creditscores #fintech #financialinclusion #compliance #lending
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In the parlance of our times, this is indeed a game changer. Well done Henry and FinLocker! We're absolutely aligned with your mission to make homeownership more accessible to all Americans.
The mortgage industry has a $280 problem hiding in plain sight. That's the typical verification expense per mortgage application. But today, that changes forever. After 28 years in mortgage technology, I've learned one undeniable truth: When consumers win, everyone wins. That's why FinLocker is making an unprecedented move: We're now covering 100% of verification costs for every consumer using a FinLocker-powered app. No more fees for: ? Income verification ? Employment verification ? Asset verification ? Re-verification before closing With these expenses becoming increasingly burdensome in today's challenging market, this isn't just about saving money. It's about fundamentally transforming how the mortgage ecosystem works together. When borrowers securely share their data through FinLocker, everyone benefits: ? Lenders reduce origination costs ? Borrowers save on closing fees ? Loan officers gain a competitive edge ? Underwriters get direct-sourced, higher-quality data In a market where margins are compressed and every dollar counts, I believe this is the future of our industry. This is just the first step in our mission to make homeownership more accessible to all Americans. Who's ready to join us?
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Winston had a 519 credit score when he enrolled in the CredEvolv platform. His goal was to reach 640, so he connected with a certified, nonprofit counselor and got started. Winston’s counselor was able to remove some late payments and collections from his credit report while he paid down his maxed out credit cards to 42% utilization. As a result, he’s currently at 604 and continuing to move forward. See what CredEvolv can do for your clients. Look for the link to connect in the comments! #credevolv #wedidit #wdiw #customersuccess #creditrepair #creditscore #creditscoreincrease
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