CoyleKiley Insurance

Effective benefits communication shouldn’t be limited to open enrollment—it should happen year-round. Keep messages goal-oriented, relevant, concise, and varied to ensure employees stay informed and engaged. A communications calendar can help you time messages strategically and prevent fatigue. #benefitscommunication #employeeengagement?

The commercial insurance market continues to evolve, and staying informed is key. In this month’s newsletter, we break down key factors influencing pricing in 2025, from catastrophic losses to reinsurance costs. Understanding these trends helps businesses make smarter decisions. ? We’re also celebrating Chris Davenport for earning his place in the 2025 Million Dollar Round Table (MDRT), a prestigious honor in the financial services industry. His dedication and expertise continue to make a difference for our clients.

Understanding the shifts in the commercial insurance market is key to making informed decisions for your business. In our latest blog, we break down the differences between hard and soft markets, the factors driving these cycles, and what to expect in 2025. Stay ahead of market changes and learn how to navigate insurance pricing effectively. ? Read the full blog here.

Wildfires continue to devastate communities across the country, highlighting the critical need for proper fire insurance coverage. ???? Many homeowners, especially those with high-value properties, are now realizing their policies may not fully cover the replacement cost of their homes. With rising premiums and tougher insurance terms, underinsurance has become a growing risk.? ? Now more than ever, it’s essential to review your policy and ensure you have the right coverage in place. Don’t wait until it’s too late—protect your home and your future.?

Protect your business and your future! This article breaks down the essential types of small business insurance, why they matter, and how to choose the right coverage for your company. From liability protection to workers’ compensation, understanding your options can help safeguard your business against unexpected risks. ?? Read the full article to make informed decisions about your coverage!?

Burglary, property damage, and burst pipes can happen when least expected—and without proper coverage, the costs can be devastating.?? ? Watch this video to understand why commercial property insurance is essential for protecting your business from these unexpected events and ensuring you're covered when disaster strikes.? ? #commercialproperty #insurancecoverage #propertydamage #burglary #coylekiley?

More employees are seeking flexible work options, and experts agree it’s a powerful retention tool. Studies show that flexibility leads to improved performance, while also helping to reduce turnover. Check out this video to dive deeper into why offering a flexible workplace is essential for today’s workforce.? ? #workplaceflexibility #employeeengagement #retention #coylekiley

Happy Anniversary, Amanda!?? ? #workanniversary #employeemilestones #personalinsuranceaccountmanager?

On January 15, the U.S. Supreme Court ruled what evidence an employer needs to show to prove it correctly classified employees as exempt from minimum wage and overtime pay under the Fair Labor Standards Act (FLSA) – making it easier to classify employees.? ? However, misclassification still poses risks. Employers should review FLSA exemption criteria to avoid penalties.? ? Read our blog to learn more about this ruling and its impact. https://lnkd.in/gmBzR4aA

Honoring the leaders who shaped our nation—Happy President’s Day! Take today to reflect, relax, and enjoy time with those who matter most. ? Please note: Our offices will be closed today, February 17, in observance of the holiday. ?