Covenant Insurance

Getting hacked isn’t just a hassle. It also poses a potentially huge and unexpected cost to your business. Cyber liability insurance is a specialized policy that helps cover many of the risks your business faces from an information breach—and may even cover some risks you might not have thought of. Learn more at: https://lnkd.in/g63hzh6q Need cyber liability insurance for your business? Contact us to go over your business needs and coverage options. #GeneralLiability #Workerscompensation #CommercialUmbrella #CommercialAuto

October was Cyber Security Awareness Month. But any time is the perfect time to examine and refine your business’s cyber security precautions, things like password policies and employee training. It’s also the perfect time to make sure you have a cyber insurance policy. If you operate a small or midsize business (SMB), this domain of criminal enterprise increasingly has you in its crosshairs. Why Are SMBs Targeted?- If you’re a small business owner, it may seem odd to imagine criminals targeting you rather than bigger names with bigger revenues. But, with small businesses constituting 44% of American gross domestic product, according to the Small Business Administration, there are logical reasons for the bad guys to pick on the little guys including: ? Low security budget. Smaller companies tend to have smaller security budgets. Often without a dedicated security team or lacking the most up-to-date countermeasures, they can be seen as easier targets than bigger companies with beefier budgets. ? Weak security protocols. Smaller companies are also more likely to have less sophisticated security policies and protocols than their larger counterparts, leaving sensitive information unaddressed and unprotected. ? Gateway to bigger prey. By committing supply chain attacks — exploiting vulnerabilities in small companies that service numerous larger clients — attackers can often get more bang for their cyber-crime buck by gaining illicit access to several victims at once. Once it’s understood that a smaller market footprint offers no real protection from cyber crime, it’s important to know the ways your business can be targeted. Read more at: https://lnkd.in/g7BByUie #InsuranceLingo #QandA #AnsweringYourQuestions

Flashy commercials. Doorbuster deals. It’s holiday shopping season again – and if you own a local business, competition from big box stores can be fierce. According to a recent survey from McKinsey & Company, 85% of consumers plan to purchase at least one item in store despite the prevalence of online shopping. And even better, Forbes says 84% of consumers plan to visit a small business they've never purchased from this holiday season. Whether you’re a retailer, service provider or B2B – the first step is making your business top of mind. Need inspiration? Here’s how to get people to think of your business when they shop local for the holidays. Spread Holiday Cheer ? Send holiday greetings: Reach out to current customers or prospects on your contact list with a festive postcard, greeting card or e-card to stay top of mind. ? Make your products gift-able: Package your best-selling products into ready-made baskets for easy gifting. Couple that with a “gift guide” roundup highlighting products on your website or social media. Not a retailer? Offer gift cards or certificates for your services in festive packaging. ? Start a donation drive: Make your business a drop-off location for donations to a local food bank, animal shelter, Toys for Tots or other local charity. (Bonus: A donation drop-off makes for a great photo op or local news story after the fact, too.) Read more at: https://lnkd.in/gzq8fcd

"Success is not final; failure is not fatal: It is the courage to continue that count". -Winston S. Churchill #InspirationalQuotes #InspirationalSunday #DayofRest

MEET OUR TEAM! Meet one of our Commercial Service Agents, Michelle Van Bibber. Michelle has been a team member since 2023. Here are a few FUN FACTS about Michelle: ? Her favorite candy is chocolate! ? Her favorite ice cream flavor is black raspberry ? Her favorite color is wear is green ? Her favorite Holiday tradition is baking with her kids while listening to Christmas music ? And a fictional place she thinks would be neat to visit: a Hobbit home in Middle Earth #AboutUs #Meettheteam #SpotlightSaturday

Refer a friend to us and make sure they mention your name! For every Erie qualified quote, you’ll earn a thank you from us! A link will get sent directly to your email, and you’ll get to choose between thousands of gift cards. It’s our way of thanking you for your support! #AutoInsurance #HomeInsurance #ErieInsurance #FloodInsurance #HealthInsurance #LifeInsurance #UmbrellaInsurance

We LOVE hearing such positive feedback about our team! Thank you so much Ira! #CompanyReview #AgentReview #Ourclientsrock

Is your business prepared for the worst?- Fire, flooding, theft, or accidental damage are unfortunate incidents that could not only damage or destroy your property but could also devastate your business. Whether it’s your office building, commercial vehicles, or equipment, losing these assets would be a potentially critical setback for your business. Contact us to learn more about your coverage options and business needs! Learn more at: https://lnkd.in/erFBRXyr #GeneralLiability #Workerscompensation #CommercialUmbrella #CommercialAuto

If you own a business, you understand the importance of safeguarding your assets. While this kind of protection addresses both liability and the personal safety and health of your staff, it also includes the substantial investment you’ve made in the commercial property that allows your business to flourish. With inflation as a priority concern, business owners who are keen to fully protect their commercial property investments are increasingly turning to Guaranteed Replacement Cost (GRC) coverage to make sure their insurance coverage keeps pace with an evolving business landscape. Learn more at: https://lnkd.in/dwxYG6ZZ https://lnkd.in/dyMAJqEg #GeneralLiability #Workerscompensation #CommercialUmbrella #CommercialAuto