Conductiv

Conductiv is thrilled to win the 2025 Innovation Series in the Analytics category! Thank you to all the credit union leaders who voted for us and to the great #fintechs who presented with us! In 2025, credit unions face specific challenges: 1?? Fraud — credit unions are prime targets, AI makes it easy to fake pay stubs, and new member/ first person fraud on the rise. 2?? Efficiency — large lenders and fintechs are beating credit unions to the loan and to open accounts. 3?? Friction — members find it hard to transact with credit unions because of friction from paper documents and mandatory branch visits Credit unions recognize that #AI is a fantastic tool for addressing these challenges, and also that AI must be customized to provide focused solutions that work. At Conductiv we’re combining #permissioneddata with AI to create focused solutions that solve these challenges for credit unions! For more information, please visit us here! https://lnkd.in/eg8aXVcv

Conductiv is so pleased to announce our partnership with Algebrik AI and build a better ecosystem for credit unions! By automating stipulations and gathering data digitally, credit unions can fight fraud, increase efficiencies, improve the member experience, and make underwriting smarter! For more details, check out the link below! https://lnkd.in/epbWTrs9

Conductiv is thrilled to be a finalist in the 2025 CreditUnions.com Innovation Series! Our CEO, Gopal Swamy will share stories and insights from our #creditunion customers about the use of #permissioned and #alternative data in lending. Please register here: https://lnkd.in/e8vezCNm to join us on March 18th at 2pm ET! Callahan & Associates, Inc. #lendtech #digitalstipulations #VoIE #ProofofIncome #alternativedata #creditunions #fintech #innovation #automation #CreditUnionInnovation #analytics #DigitalTransformation

Conductiv and LendAPI are delighted to announce our integration partnership! LendAPI is a powerful tool that lenders can use to build customized loan origination flows with little to no technical resources. Not only is the platform easy to use, their pre-integrations make it easy for lenders to use best of breed fintechs to transform the borrower experience, increase efficiencies in loan operations, and make more loans. Conductiv is excited to partner with LendAPI to automate lending processes, digitize stipulations, and add AI capabilities to the LendAPI ecosystem. Conductiv means Less Work, More Loans, and Happier Borrowers! https://lnkd.in/ensRE-NJ

Conductiv is delighted to share the results of the Filene Research Institute Incubator: "A Solution Focused on Improving Lending Operations and Loan Approval Rates." Key Results: ?? Consumers are increasingly comfortable sharing permissioned data -- 70% of consumers are likely to share! ?? Permissioned income verification (VOI) improved lending efficiency 2-5x by reducing manual review efforts! ?? Lending teams reported that permissioned VOI allowed for faster funding times for the loan officer and less back and forth (less "stip-chasing")! ?? Overall loan approval rates increase by 47%! ?? Credit union lending team members agreed that Conductiv fills a gap in the loan decisioning process and fits within the organization’s strategy! In summary, Conductiv demonstrated its value! Credit unions can enhance lending performance across all FICO bands, demonstrate their commitment to efficiency, enhancing data accuracy, and increasing #equity in lending! Thank you to Mark Meyer, Christie Kimbell, Megan Jackson Freshour, Joel Hartzler, CUDE, Megan Lewis Pulliam James Lubeck L. Anne Keller, and the entire Filene and MeridianLink teams for all your support in making this happen! Special thanks to Christina Williams and Mary Beth Spuck, CSE, I-CUDE and the Everwise Credit Union and Resource One Credit Union teams for your vision and innovative spirit! For more information, please download the report! https://lnkd.in/dvU-Yi4u

Conductiv is delighted to share how we support Partner Colorado Credit Union through our integration with MeridianLink Portal and Consumer! Thank you to Choua Ly, Colin Burns and the entire Partner Coloroado team for their support! Key Insights: ??? Member Experience - Digital, self-serve stipulations across personal loans, auto loans, credit cards, and HELOCs mean a much better experience, no matter the type of loan! ?? Efficiency - Gathering more than one stipulation digitally (income, employment, and bank statements) means even less manual work for the underwriter and a far more efficient lending process! ?? Lending - Credit unions make more loans by gathering the right stipulation based on the loan type. #lendtech #fintech #innovation

Conductiv is delighted to share how we support GHS Federal Credit Union through our integration with MeridianLink Portal and Consumer! Thank you to Shawn Wolbert, James Warneck, and the entire GHS team for their support! Key Insights: ?? Efficiency - Verifying stipulations early on is critical saving the underwriter time and effort, and helping them prioritize which loans to work on next! ??? Member Experience - Self-serve stipulations bridge the data gap between the member and the loan file! ?? Lending - Credit unions see more loans, and get the money into the hands of the member quickly! Special thank you to the TruStage Ventures, Elizabeth Coston McCluskey, and the TruStage team for your help in sharing the story! For more details, click the link below! https://lnkd.in/gxkxqsEc #AI #LendingTech #CreditUnion #Innovation

Conductiv?is delighted to share how we support?Resource One Credit Union?through our integration with?MeridianLink?Portal and Consumer. Thanks to?Mary Beth Spuck, CSE, I-CUDE,?Sherryl Dieckman,?Tyrone Jones, and the R1CU team for their tremendous support! Key Insights: ?? Less Risk - Verify income digitally to reduce income fraud ?? Efficient Operations - Digital document verification to help underwriters do less work and make more loans ??? Member Experience - Self-serve stipulations to create a fintech-like experience for members Special thank you to the Filene Research Institute, Megan Jackson Freshour and the Filene team for your help in making this happen via the #FileneIncubator! #AI #LendingTech #CreditUnion #Innovation

Our CEO, Gopal Swamy attended the TruStage Ventures Fintech Summit last month with Cimarron Buser and presented to credit union leaders and strategic partners. The presentation spoke to Conductiv's digital #dataaggregation and #AI capabilities, and the company's work supporting Everwise Credit Union: ??? Member Experience Improvements - 25% reduction in abandonment rates! ?? Lending Operations Improvements - 39% increase in stipulation verification! ?? Lending Improvements - 47% increase in loan approval rates! To watch the video and see the demo, follow the link below! https://lnkd.in/enppvQP7

Conductiv is delighted to share more about how we are supporting Everwise Credit Union through our integration with MeridianLink Portal and Consumer LOS! A big thank you to Christina Williams, Julie Gozzola, Brandon Demitruk, Todd Brown and the entire Everwise team for your support! Key Insights: ?? Member Experience - Members share their data digitally, and abandonment rates fell by 25%! ?? Operations - Underwriters gather stipulations more easily, and verification increased by 39%! ?? Lending - Loan approval rates increased by 47%! A special thank you to the Filene Research Institute, Megan Jackson Freshour and the Filene team for your help in making this happen via the #FileneIncubator! #AI #LendingTech #CreditUnion #Innovation