Coinshift

$1M+ csUSDL TVL within 24 hours. Probably nothing.

Meet csUSDL: The First Liquid Lending Token Backed by RWA. csUSDL is an institutional-grade asset designed for DAOs, onchain businesses, and individual investors—setting a new standard in treasury management. ?? Who we are. Managing crypto treasuries has always been a challenge. Organizations rely on Safe, the leading multi-signature wallet securing $100B+ in assets, but operational fragmentation—across payments, accounting, and portfolio tracking—creates inefficiencies and risks. The Coinshift Business platform addressed these issues by building on SAFE’s battle-tested architecture to unify treasury workflows for free, empowering organizations to focus on growth. Trusted by 300+ web3 organizations, including AAVE, UMA, TreasureDAO, and Starknet Foundation, Coinshift has: ? Facilitated $1B+ in payouts ? Managed $1B+ in assets We’re backed by investors like Tiger Global Management, Peak XV Partners, Consensys, and Polygon Ventures. 1?? Now, the problem. One major pain point we've observed through years of managing payments is that most treasuries heavily rely on stablecoins like USDC—great for stability but offering no yield. The market demands: ? Higher yields ? User control ? Transparency in yield and risk management ? Seamless DeFi integration 2?? The solution. Partnering with Paxos, issuers of PayPal's PYUSD, we created csUSDL, the first Liquid Lending Token (LLT). csUSDL is the tokenized position of Paxos' USDL in the Coinshift USDL Vault, enabling: ? Real, native yield ? Efficient DeFi lending ? Full transparency and user control Coinshift is elevating its asset management offerings with csUSDL to deliver superior value and optimize earning opportunities for users. 3?? csUSDL is secured by the best. 1. Paxos: USDL delivers up to 5% APY, backed by cash equivalents and T-bills, with FSRA compliance and monthly audits. 2. Steakhouse Financial: Managers of multi-billion-dollar RWA programs, ensuring only regulated RWAs and blue-chip assets are onboarded. 3. Morpho Labs: A permissionless P2P lending protocol with 15+ audits, offering increased yields and better borrowing rates without governance bottlenecks. 4?? How does csUSDL generate yield? 1. Base Yield (up to 5%): Daily returns from USDL’s RWAs paid directly to wallets—no staking required. 2. DeFi Lending Yield: Additional returns by lending USDL against blue-chip assets (e.g., wstETH, WBTC) in Morpho markets (coming soon). csUSDL holders also earn MORPHO and SHIFT token rewards. 6?? The role of SHIFT. The SHIFT token drives csUSDL's liquidity growth, adoption, and value creation: ? Rewards csUSDL holders with greater emissions, creating a flywheel for liquidity growth. ? Enhances APYs for treasuries adopting csUSDL. ? Shares revenue from USDL minting fees (up to 25 bps) and vault performance fees (currently 0%). 7?? The vision. Coinshift empowers users to move, hold, and invest value seamlessly onchain with self-custody at its core. Learn more: coinshift.xyz

Which stablecoin should I hold?

Earn 4.90% APY just by holding $USDL The easiest way to get started? Use Coinshift and earn exclusive rewards and Turtle Club yield booster. With Touch ID, your transactions are safe and instant. Plus, Coinshift dApps like ParaSwap make swapping fun and easy.

You asked, we listened. When we launched Coinshift Personal last week, users loved the desktop experience – and immediately asked us to speed up our mobile version. We’re on it. Mobile is coming with exceptional experience.

Coinshift Personal is live! ?? Today, we're thrilled to announce the launch of Coinshift Personal—more than just a wallet; it's the dream wallet you'll want to recommend to your friends and family. Our passion for incredible UX, ironclad protections, and compliant self-custody has led us to create accounts that serve as a hub—a gateway to DeFi, RWAs, and rewards. Designed to empower you, Coinshift Personal offers: 1. Gasless Onboarding: One smart account that unifies all features and functionalities across all chains. 2. Effortless Gas Management: Pay with whatever tokens you have in your wallet, without a second thought. 3. Unprecedented User Protections: Enjoy features previously unheard of in web3—like multi-factor authentication, customizable limits, account recovery, and real customer service. 4. Earn While You Hold: Earn yield just for holding; get exponentially rewarded for doing more. We wanted users to be able to stack rewards without the hassle of app-hopping or screen-switching. We aimed to make the most yield-bearing financial strategies accessible to anyone with assets. Our goal was to remove friction and make room for the magic of onchain finance. And, as always, we built on the gold standard in security and self-custody: Safe So, that's what we did. Get access to Coinshift Personal at https://coinshift.global and see for yourself.

Your assets deserve the best - Safe's trusted security.

Keep control of your assets while we’ve got your back. Welcome to protected independence with Coinshift. ??? #OVM

?? As we gear up for our biggest launch for consumers in a few days, we're thrilled to unveil a new era at Coinshift! We're setting a new, ironclad standard in self-custodial smart accounts: compliant, secure, and accessible. Read our manifesto for Onchain Value Movement. We’re entering our post-wallet era - we hope to see you there ?? https://lnkd.in/gfxZbXi3

gm everyone, Say hello to our bold new brand.