City Girl Savings, LLC.

First comes Halloween, then Thanksgiving, then Black Friday…and Cyber Monday! Regardless of where you stand with your holiday shopping plans, there are a few ways you can make the most of your Black Friday shopping to have the best experience. We’re sharing 6 ways to maximize Black Friday shopping without seriously hurting your bank account on the #CityGirlSavings blog now! https://lnkd.in/ekaUkCn #shoppingtips #blackfridayshopping #budgetingtips #blackfriday

Don’t think you can be good with money? If I’m being honest, it’s not a matter of if you CAN be good with money…it’s a matter of do you WANT to be good with money? Hear me out… Do you want to control your spending? Do you want to say “no” to things? Do you want to practice delayed gratification? Until you’re ready to do those things, it’s not a matter of you not being good with money, it’s a matter of you not wanting to do what it takes to be good with money. No judgement…just don’t blame your ability to be good with money. Blame your inability to be disciplined. Don’t worry though, there will come a time when you’re ready to do what it takes. Hopefully it won’t be after facing an eviction (like me ??)… hopefully it will be at a time of your own choosing, not out of necessity. Either way, the time will come. If that time is approaching, or if it’s now, schedule a call with me! I’ve helped hundreds of clients change their bad money behaviors, build realistic budgets, and learn how to balance fun and responsibilities. Drop “Call” in the comments and I’ll DM you details! https://lnkd.in/gNuaYu8B #citygirlsavings #investinyourself #budgetcoach #personalfinanceforwomen #debtfreejourney #savingmoney #budgetingtips #financialcoaching #financecoach #womenwithmoney #moneygoals #makemoneymoves #budgetliving #savemoremoney

You may have the best intentions when it comes to paying off your debt, but if you find yourself in the same position or trying to pay them off with no success, you could be making some costly mistakes. In this @citygirlsavingspodcast episode, I’m sharing some common mistakes to avoid when embarking on your debt payoff journey. https://lnkd.in/g2q-wGf3 #debtfreejourney #citygirlsavings #debtpayoff

Have you ever thought about tracking your net worth? Do you already track your net worth? After I tracked my #networth month over month for a year straight, I felt so much closer to my finances. I was able to identify patterns and trends, and get a better understanding of how my financial decisions impacted my net worth growth. If you haven’t started tracking your net worth, I suggest you start! Simply list your total asset balances, total debt balances, subtract the total debt from the total assets and get your net worth. Then, as you track each month, take note of the percentage growth (up or down). It’s very liberating! #moneymoves #citygirlsavings #buildwealth

They say time flies when you’re having fun, but time flies regardless! It’s important to recognize that time is the one currency we can’t get back. If you struggle with coming up with goals, specifically money goals, I’ve got you covered. Check out the #citygirlsavings blog where I’m sharing 6 money goals to set that never get old. No matter where you are in life, these are money goals that can (and should) always be worked towards! https://lnkd.in/g8envs27 #moneygoals #moneyresolutions #newyeargoals #moneymoves #financialliteracy #personalfinanceforwomen

Affirm it with me: “I can be on a budget and enjoy life at the same time.” So many people associate budgeting with not being able to do anything. That’s SO far from the truth. A budget tells you what you can afford to do. It tells you how your money should be spent so you can pay bills, work towards goals, and enjoy life. You may not have as much as you want to spend when it comes to enjoying life, but don’t blame the budget for that! You CAN be on a budget and enjoy life at the same time…and an effective budget makes that possible. If you’re ready for that effective budget, comment “RAYABUDGET” and I’ll send you next steps on how I can create your budget plan for you! https://lnkd.in/gRDM_S_j #citygirlsavings #budgetingtips #livingonabudget #personalfinanceforwomen #moneycoaching #moneygoals #moneymanagement #moneymotivation #moneymindset

When it comes to your #nighttimeroutine, certain beauty habits can do wonders! Check out the #citygirlsavings blog for 5 #beautyhabits to build into your nighttime routine to look and feel gorgeous everyday! https://lnkd.in/e2ThQ58E

It’s so easy to blame yourself for all the debt you have accrued, but what good would that do? Acknowledge and accept your feelings about your debt: regret, anger, fear, shame, or any other feeling. Once you accept these feelings, move on from it. It is what it is. Your debt does not define you and it does not control you. You got yourself into it and you can get yourself out of it; always remember that! Looking to have a better relationship with your money? Drop “Call” in the comments and I’ll send you the next steps! https://lnkd.in/gNuaYu8B #moneycoachforwomen #moneymotivation #moneymoves #lifegoals #citygirlsavings #budgetinghelp #financecoach #savemoney #buildwealth #personalfinanceforwomen

We’re about six weeks away from the new year. I love everything about this time – wrapping up a year, reflecting on how things have gone, and setting goals for another year. I think now is the perfect time to get things in order. New Podcast Episode Alert! ?? Don’t wait for the new year to start, start now! If better money management is on your new year’s resolution list, what better time than now to begin? In this week’s @citygirlsavingspodcast episode, I’m sharing some money systems to set up before the year ends. Make it a point to implement these money systems in preparation for a new year, so this next year can be your best one yet! Listen now on Apple Podcasts, Spotify, Amazon and YouTube! https://lnkd.in/etFQnRbq #citygirlsavings #cgspodcast #citygirlsavingspodcast #moneymanagement #financialliteracy #moneygoals

The reality is, you can’t see true success with your finances until you have a budget in place. A budget shows you the ins and outs of your money, specifically your income, expenses and savings. Without that information, you are flying blind with your financial decisions every month. Knowing your numbers is owning your numbers. Basically, you can’t take control of your financial situation if you don’t have an exact understanding of what it looks like. The best way to know where you stand financially is with a budget. I’ve created a free Monthly Budget Overview Tracker for you to see exactly where you stand on a monthly basis. Take the first step to improve your situation by understanding where you currently stand. Download the free tracker now! https://lnkd.in/gVUkdwh #budgetplanner #budgetingtips #citygirlsavings #womenwithmoney #womeninfinance #workingwomen #moneygoals #moneymoves #personalfinanceforwomen #moneymanagement #budgetcoach #financecoach