Chrisman Commentary

?? New Episode Alert! Link to Register Below ?? Are you still holding onto outdated technology in your lending processes? What if embracing digital automation could save you time and money? On Monday's episode of Now Next Later (March 17, 10am PT / 1pm ET), Sasha Stair, CMB? and Jeremy Potter chat with Christy Soukhamneut, Chief Lending Officer at UFCU, about the real ROI of digital automation. Christy shares how she’s overcome the resistance to change and offers valuable insights on measuring success at every stage of your innovation journey. Tune in to discover how innovation can drive real results! Register now - https://lnkd.in/grM-38qv A big thank you to our show sponsor, Silk Title Co. Silk Title Co. provides nationwide title insurance, search, and settlement services to top banks and mortgage lenders. Specializing in foreclosure, default, REO, and traditional transactions, they focus on improving the closing process to deliver an exceptional experience for clients and borrowers. They’re not just filling orders—they’re making title work better. Check them out at https://lnkd.in/gHsP54Ur

?? New Episode Alert! Link to RSVP Below ?? What does Rocket’s acquisition of Redfin mean for the mortgage industry? On Friday's episode of Last Word (March 14, 10am PT / 1pm ET), Brian Vieaux, Christy Soukhamneut, Kevin Peranio, and Courtney Thompson dive into the potential impact of Rocket’s recent move on consumers, loan originators, and the housing market. They’ll explore how this acquisition could reshape competition and the future of real estate tech. Plus, they’ll share takeaways from the recent ICE Experience and break down the latest trends in mortgage rates. Tune in for valuable insights on these important developments in the mortgage world! Register here - https://lnkd.in/gJPDdMEp The Last Word is currently seeking a sponsor! If you're interested in aligning your brand with the latest insights and developments in the mortgage industry, we'd love to connect. Contact us at [email protected] to explore partnership opportunities and how we can work together!

?? New Episode Alert! Link to Register Below ?? How can lenders proactively remove barriers to homeownership for underserved communities? On Thursday's episode of The Big Picture (March 13, 12pm PT / 3pm ET) Rich and Rob will be joined by Nikki Bialka, National Community Lending Strategy Manager at Fifth Third Bank, to explore fair lending and innovative mortgage solutions. Nikki will discuss how lenders can go beyond regulatory compliance to embed equity in their practices, and the role of data-driven solutions and alternative credit models in helping close the homeownership gap for BIPOC and LMI borrowers. They’ll also dive into the recent Rocket acquisition of Redfin, and unpack its potential impact on the housing market and mortgage rates. Nikki will offer valuable insights on community collaborations and successful initiatives like special-purpose credit programs (SPCPs) and the Homeownership Council of America's Equity Certified program. ?? Don’t miss out—tune in soon for an episode filled with actionable insights on advancing equity in the mortgage industry! https://lnkd.in/gaEvjXgG A big thank you to our show sponsor, Depth!?As a leading PR and marketing agency for the housing industry, Depth has been helping companies tell their stories, build their brands, and amplify their messages for years. If you're looking to stand out in this competitive market, check out?Depth?for industry-leading strategies and expertise at depthpr.com.

?? How Technology is Revolutionizing Secondary Marketing in Mortgages?? In the latest Chrisman Commentary Thought Leadership article, James Hedvall explores how technology has dramatically transformed secondary marketing while reminding us not to forget the foundational practices that still matter. Key takeaways: ?? The evolution from faxed rate sheets to advanced Product and Pricing Engines (PPEs) like Optimal Blue, Marksman, and Lender Price. ??The benefits of automation in reducing errors, increasing speed, and boosting efficiency. ??Why secondary teams see a return on PPE investment within a year. ??The importance of balancing modern tech with traditional risk management and disciplined pricing strategies. ?? Read the full article now and learn how tech is shaping the future of secondary marketing! https://lnkd.in/gf24hQ_q

?? New Episode Alert! Link to Register Below?? Are recent market shifts signaling a “new norm”? In this episode of Capital Markets Wrap presented by Polly, Rob Chrisman, Marcus Lam, Rob Kessel, and Ira Selwin, AMP dive into key market trends and real-time insights gathered through audience polls. Our expert panel will discuss whether recent movements are here to stay, the upcoming Fed meeting and its impact, and the crucial role of renegotiations and profitability in today’s landscape. They'll also explore strategies for brokers, including whether increasing margin by lock term is wise in volatile times. Tune in for these insights and more! Register here - https://lnkd.in/g5bjwGX9

??New Episode Alert - Link to Register Below ?? How prepared is your team for the next big change in mortgage technology? In today’s episode of Now Next Later, Jeremy Potter and Sasha Stair, CMB?, sit down with John Haring, Head of Compliance at Wilqo. John, a seasoned expert in Loan Origination Systems (LOS), shares his insights on both established and emerging platforms. He’ll discuss key considerations for tech upgrades, compliance, and what lenders need to know when transitioning to new systems. Register here - https://lnkd.in/grM-38qv Don’t miss out on this valuable discussion! A big thank you to our show sponsor, Silk Title Co. Silk Title Co. provides nationwide title insurance, search, and settlement services to top banks and mortgage lenders. Specializing in foreclosure, default, REO, and traditional transactions, they focus on improving the closing process to deliver an exceptional experience for clients and borrowers. They’re not just filling orders—they’re making title work better. Check them out at https://lnkd.in/gHsP54Ur

?? New Thought Leadership Article In a recent Thought Leadership article, Rob Chrisman explores the far-reaching impacts of the Trump administration's regulatory overhaul on the housing and mortgage industries. Dive into the effects of reduced federal oversight on the Consumer Financial Protection Bureau, FHA, and Ginnie Mae and what it means for industry players. Key Takeaways: ?? The near-total shutdown of the CFPB and its impact on essential functions like APOR publication. ?? Rumors of massive layoffs at FHA and Ginnie Mae, including the potential closure of the National Servicing Center. ?? The ideological divide over federal oversight and its implications for mortgage industry stability. ?? Potential shift in regulatory enforcement to state-level actors and its risks. Read the full article to understand how these regulatory changes could shape the future of the housing sector. ?? https://lnkd.in/gtaRCJ5U

??The Shrinking Bureaucracy and Constitutional Challenges in Modern Governance In a recent Thought Leadership piece for Chrisman Commentary, Robbie Chrisman explores the growing challenges of governance in an era of expanding federal bureaucracy. How does the U.S. Constitution apply when executive power is on the rise? Key takeaways from this insightful piece: ?? The evolution of federal bureaucracy and its impact on constitutional governance ??How recent efforts to centralize power challenge the balance of branches ??The potential risks of reducing key housing-related agencies like FHA and Ginnie Mae ??Why a careful, measured approach to reducing bureaucracy is necessary to avoid economic instability Read the full article here: https://lnkd.in/guBgnhKj

?? New Episode Alert! ?? RSVP here for the live show - https://lnkd.in/gJPDdMEp What’s driving the recent changes in the housing market? On tomorrow's episode of The Last Word (March 7, 10am PT / 1pm ET), Brian Vieaux, Christy Soukhamneut, Kevin Peranio, and Courtney Thompson discuss the latest trends in inventory, days on market, and contract cancellations. They'll also dive into the ongoing insurance crisis, from rising premiums and deductibles to the challenges of flood zone inaccuracies and policy cancellations. Plus, get insights on what’s happening in Washington and how it’s shaping the industry. Don’t miss it! The Last Word is also actively seeking a sponsor for the show! If you are looking to align your brand with the latest trends and news in the mortgage industry, reach out to [email protected] to learn more about how we can collaborate!

?? Figure and Sixth Street Unveil New Guarantor Vehicle to Strengthen HELOC Market ?? In a recent thought leadership article for Chrisman Commentary, Michael B. Tannenbaum explores how Figure’s new partnership with Sixth Street is set to transform the secondary market for HELOCs and other lending products. Key highlights: ?? $200M Initial Commitment: Sixth Street’s backing strengthens liquidity for HELOCs and lending products. ?? Enhanced Exit Strategy: Partners using Figure’s loan origination system can now sell their assets to this vehicle, improving pricing and execution. ?? Blockchain-Powered Efficiency: Figure leverages blockchain technology to streamline the securitization process, cutting costs and increasing transparency. ?? A Modern Alternative to Fannie Mae: This initiative could become a private-sector-driven secondary market, reducing reliance on federal programs. Explore how this innovative model can impact housing finance and drive efficiency in the market. Read the full article here: https://lnkd.in/gQjJDeQF #ChrismanCommentary #MortgageNews #HELOC #SecondaryMarket #HousingFinance #Innovation