Without a strong CFPB: Families lose savings to crypto scams, service members pay triple-digit payday loan rates and seniors face shady home financing traps. Who suffers? YOU. It’s time to fight back. #DefendCFPB #ProtectConsumers
关于我们
The Center for Responsible Lending (CRL) is a non-partisan research and policy group working to ensure our nation's consumer finance system promotes and protects homeownership and family wealth. Our focus is on consumer lending: primarily mortgages, payday loans, credit cards, bank overdrafts, and auto loans.
We provide research and technical policy expertise to help policymakers evaluate consumer protection options and wealth-building opportunities. We educate consumers and the media about predatory lending issues, work with local and national coalitions to push for change, and take part in selected legal cases to advance consumer protections.
CRL is an affiliate of Self-Help, one of the nation's largest nonprofit community development lenders. We have offices in Durham, NC; Washington, DC; and Oakland, CA.
CRL's website: www.responsiblelending.org
Twitter: @CRLONLINE
Facebook: www.facebook.com/CenterforResponsibleLending
**2012 Winner: MacArthur Award for Creative and Effective Institutions**
- 网站
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https://www.responsiblelending.org
Center for Responsible Lending的外部链接
- 所属行业
- 公共政策办公室
- 规模
- 11-50 人
- 总部
- Durham，NC
- 类型
- 非营利机构
- 创立
- 2002
- 领域
- Ground-breaking research on predatory lending、Common-sense policy solutions、Financial information for consumers and the media、High-impact litigation、Support for local and national coalitions fighting abusive lending和state and federal financial regulations
地点
Center for Responsible Lending员工
动态
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Payday lenders want to kill CFPB rules that keep YOUR money safe. Payday loans and junk fees will only get worse if the CFPB is dismantled. #DefendCFPB
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About $21 BILLION returned to consumers—that’s what the CFPB has done. But under the Trump administration, the CFPB’s enforcement is frozen, junk fees are back and predatory lenders are celebrating. Don’t let them take YOUR money. #ProtectConsumers #DefendCFPB
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“Consumer Bureau rules to lower the cost of overdraft fees, lessen the burden of medical debt, and track gaps in small business lending are popular and Congress should let these rules stand,” Mike Calhoun, president of the Center for Responsible Lending. https://lnkd.in/ghsKxp3G
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The CFPB issued a rule requiring very large banks and credit unions to reduce the cost of overdraft fees from the typical $35 to $5. Banks are suing to reverse the rule because these fees generate billions in revenue. If banks are celebrating the end of CFPB enforcement work, you know who's paying the price: consumers.
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“The CFPB is the only federal agency that supervises non-depository institutions, so that would go away,” said David Silberman, a veteran banking attorney who lectures at Yale Law School. “Payment apps like PayPal, Stripe, Cash App, those sorts of things, they would get close to a free ride at the federal level.” https://loom.ly/Mf2syWE
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Banks are fighting CFPB rules that cap late fees and excessive overdraft charges. Without the CFPB protecting your wallet, these and other junk fees will skyrocket. #SaveTheCFPB
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A strong CFPB means a stronger economy. Since its inception, it has returned about $21 billion to consumers. Consumer protection isn’t a partisan issue—about 80% of Americans, regardless of political affiliation, support strong financial regulation. We must demand that policymakers prioritize consumer interests over corporate greed. #DefendCFPB #ProtectConsumers
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Without a strong CFPB, families and small businesses will lose savings to predatory lending. This isn’t what voters want. The CFPB holds lenders accountable for illegal mortgage discrimination and ensures student loan servicers meet their legal obligations. It’s time to fight back and protect consumers!
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