Prosperity Partners

A NEW REALITY FOR STUDENTS ?? With U.S. student debt at $1.64 TRILLION, crowdfunding has become a last resort for many. The real issue? Most people were never taught how money works. Financial education isn’t optional—it’s essential. Time to teach young adults how to use, save and control money. Agreed? #StudentDebt #FinancialFreedom #MoneyMatters #howmoneyworks #investments #invest #save #financialplan #nevertoolate #startyoung - - - *https://lnkd.in/eksm3-ZE **https://lnkd.in/eXgWEkqs

In just two months, Horace Hill is making BIG moves! He joined the team in January and is now officially licensed in his state to offer the best term life insurance in the nation - AND he crushed it with a training bonus awarded for incredible work already! He will move on to his SIE exam as he continues his journey to becoming a full financial advisor. Proud of you, Horace—your hard work is paying off. Keep going! #LicensedAndWinning #NextStepSIE #financialadvisor #lifeinsurance #incomeprotection #teamgrowth #promotion

IMAGINE MARRYING INTO 80k IN STUDENT LOANS ?? This isn’t a story. It’s real life for a couple. In their 20s, while planning a wedding, they worked with a financial advisor to create a debt stacking plan. ? They stayed consistent ? They followed the plan ? They paid off $80K in 8 years ?? Now, in their mid-30s, they're married with 3 kids and the only debt they have is their mortgage. Here’s the wild part. They both left their previous careers to become financial advisors, helping families the same way they were helped all those years ago. ?? Debt feels overwhelming but there is a way out. #financialplan #debtstacking #investing #investtherest #futureplan #storytime #testimony

SHOCKING FINANCIAL REALITY 27% of Americans have ZERO emergency savings* According to Bankrate’s latest annual report (linked below), this is the highest since 2020. ?? 43% rely on credit cards, loans or borrowing ?? emergency credit card use jumped to 25% Friends, don’t let debt be your backup plan. Setting aside even $10 a week can build security. How much do you think is a solid emergency fund goal? *Source: https://lnkd.in/gkTcDEvg #EmergencyFund #FinancialFreedom #PlanAhead #creditcarddebt #consumerdebt #paychecktopaycheck #financialplan #invest #save

Chiefs or Eagles? ?? Better yet: YOUR MONEY or YOUR FUTURE? The average Super Bowl watcher will spend $91.58 on food, drinks and bets this weekend.* $91.58! If you invested that same amount every month for the next 20 years at a 7% return, you'd have $48,000 instead. Enjoy the game but don’t fumble your wallet. Make your money work harder than Mahomes ???? Need a game plan? Let’s talk. *Source: https://lnkd.in/gnC6nCFc

We JUST talked about this with a family yesterday. THERE IS A COST TO WAITING. Waiting 10 years to start investing just $200/month could cost you $245,000 by retirement. ? Start at age 25: $798,000 ? Start at age 35: $553,000 Time in the market matters more than timing the market. The earlier you start, the more you’ll have for your future. You ready? Let's talk. #investing #costofwaiting #markettiming #financialplan

THEY CAME WITH NO PLAN Sarah (38) and Mark (40), parents to Lily (7) and Ethan (4), came to us looking to secure their family’s future and here's what we did. ? Switched from whole life to term life Waited for each adult’s new policies to be approved before cancelling whole life policies Term coverage was DOUBLE the face value of their whole life policies for the same monthly premium ? Reallocated savings accounts into UTMA accounts for Lily and Ethan AND retirement accounts for Sarah and Mark $50/mo going into Roth IRAs for each adult $50/mo for each child on auto-pay into their accounts $200 total moving to growth-focused accounts, NOT sitting in bank accounts ? On track to save $180,000 each by retirement Much better than just relying on Social Security, which was their original plan Moved roughly $30k from an old 401(k), and with their $50/month contributions, they’ll be under a half-million which they had NO ORIGINAL PLAN FOR. Could you benefit from something like this? DM us! We do this for FREE. #financialplanning #financialplan #investments #lifeinsurance #termlife #buyterminvesttherest #buyterminvestthedifference (Disclaimer: Names have been altered to protect client privacy.)

EVEN WITH MARKET DIPS & SCARY PRESIDENTS 10-11% annual returns on average Down years and uncertainty are normal but history shows the market ALWAYS REBOUNDS. For example, despite a decline of approximately 19% in 2022, the S&P 500 rebounded with gains of over 25% in 2023 and seemingly ~23% in 2024. Just START and stay focused on long-term. #newyear #newgoals #investing #longterm #retirement

Another Oregon agent ?? Big congratulations to Jorden on being appointed to help families starting NOW! Your dedication and hard work are inspiring, and we’re so excited to see the impact you’ll make helping families secure their financial futures. ???? Let’s go! #LicensedAndAppointed #LifeInsuranceAgent #MakingAnImpact #financialplanning #entreprenuership

Small towns thrive when local businesses support each other. As financial advisors, we believe in the power of community—and that means celebrating growth! Welcome to northeast Ohio, Fit Works Niles! A focus on health and wellness will make a positive impact in the valley and we’re excited to see your vision come to life. Here’s to businesses lifting each other up and creating a stronger, healthier community. #SupportLocalBusiness #SmallTownStrong #CommunityMatters