BUI

Many businesses have team members that are extremely crucial to the success and long-term growth of their company, and losing these employees would have a significant impact on the stability of the company. Key Person insurance is designed to protect businesses from the fallout that can occur when losing a key employee, providing financial stability and continuity during a difficult time. Ask us about our Key Person Evaluation and how we can help your business clients prepare for the unexpected. #buiusa #lifeinsurance #lifeinsuranceagent #insuranceagent #cfp #keyperson #businessinsurance

MYGA rates #buiusa #lifeinsurance #lifeinsuranceagent #insuranceagent #wealthmanagement #wealthmanager #estateplanning #estateplanningattorney #cfp #annuityrates #MYGA

Celebrating Cindy Strutman’s Retirement: 40 Incredible Years of Dedication   It is with mixed emotions that we announce the retirement of Cindy Strutman, BUI’s Vice President of Operations, after an extraordinary 40 years with the company.   Originally hired by BUI’s founder, Jerry Tessler, Cindy's journey with the company began as a high school student participating in a work-study program. Through her unmatched dedication and expertise, she grew into a cornerstone of the organization. Her leadership has been instrumental in shaping the operations and success of BUI. Beyond her professional achievements, Cindy has been a mentor, leader, and friend to countless colleagues and clients over the years.   Cindy’s time at BUI brought her not only a remarkable career but also a love story. She met her husband, Dave, during her tenure here, and together they are now embarking on a new adventure—retiring to a beautiful farm near Bowling Green.   While we will miss Cindy’s incredible knowledge, guidance, and warm presence, we are thrilled for her and Dave as they begin this exciting new chapter. On behalf of the entire BUI team, we extend our deepest gratitude to Cindy for her four decades of service and wish her nothing but happiness and fulfillment in retirement.   Cindy, thank you for everything. You have left an indelible mark on BUI, and you will always be a part of our family.

As the year comes to a close and we head into 2025, now is the perfect time to revisit the tools and support available to you through BUI. We’re excited to share a new explainer video that highlights what makes BUI more than just another BGA. This short video demonstrates how our resources, specialists, and cutting-edge tools empower advisors to handle everything from simple term insurance cases to the most sophisticated estate and business planning transactions. If you haven’t connected with a BUI marketing representative in a while, now is a great opportunity to learn about the new resources we’ve developed to help you succeed. Watch the video to see how BUI partners with you to simplify processes, enhance client relationships, and provide expert support at every step. #buiusa #lifeinsurance #lifeinsuranceagent #insuranceagent #wealthmanagement, #wealthmanager #estateplanning #estateplanningattorney #cfp 

Not planning for long term care expenses impacts more than the individual receiving care, it also impacts the caregiver. Most family care givers have children under the age of 18 living at home, with many also juggling a full time job. The emotional and physical demands can be overwhelming, resulting in strained relationships within the home, including with their children. Planning ahead can alleviate these burdens. #buiusa #lifeinsurance #lifeinsuranceagent #insuranceagent #wealthmanagement, #wealthmanager #estateplanning #estateplanningattorney #cfp #ltc #awarenessmonth #familyprotection

According to a recent study by Lincoln Financial, Americans underestimate the impact long-term care expenses can have on their retirement savings. While 59% of consumers view inflation as the biggest threat to their retirement savings and approximately 51% point to the economy, 50% of financial advisors feel that consumers should give more attention to how long-term care costs can deplete these funds. With the cost of care already high and expected to rise further, failing to plan can have catastrophic financial consequences. This highlights the importance of proactive conversations with your clients to protect their nest eggs. #buiusa #lifeinsurance #lifeinsuranceagent #insuranceagent #wealthmanagement, #wealthmanager #estateplanning #estateplanningattorney #cfp #ltc #awarenessmonth #familyprotection

Failing to plan for long-term care expenses impacts more than just the care recipient; caregivers often bear a substantial burden, frequently sacrificing their own health and finances. #buiusa #lifeinsurance #lifeinsuranceagent #insuranceagent #wealthmanagement, #wealthmanager #estateplanning #estateplanningattorney #cfp #ltc #awarenessmonth #familyprotection

A LIMRA survey shows that more consumers think they own LTC insurance than actually do. Of those surveyed, 29% believe they own some form of standalone LTC insurance or a combination life/LTC policy, but data indicates actual LTC policy ownership is closer to 3.1%. This misconception is a result of consumers believing that health insurance, Medicare, or Medicaid will cover LTC services. While they may cover some costs, it’s typically minimal and for a short period. This startling statistic and misconception further demonstrates the need for financial professionals to educate consumers on long term care planning. We are happy to help you and your clients navigate this process with our Long Term Care Evaluation. Ask us today how we can help! #buiusa #lifeinsurance #lifeinsuranceagent #insuranceagent #wealthmanagement, #wealthmanager #estateplanning #estateplanningattorney #cfp #ltc #awarenessmonth #familyprotection

A survey conducted by Lincoln Financial found that 74% of respondents believe that living a healthy lifestyle is the key to long-term care. While a healthy lifestyle can lead to increased longevity, it may also bring age-related health conditions that could result in the need for long-term care. Long Term Care Awareness Month is the perfect time to start this conversation with your clients! #buiusa #lifeinsurance #lifeinsuranceagent #insuranceagent #wealthmanagement, #wealthmanager #estateplanning #estateplanningattorney #cfp #ltc #awarenessmonth #familyprotection

Many people delay thinking about long-term care insurance until it’s too late. A survey by Nationwide found that 39% believe the best time to shop for LTC insurance is when their health begins to decline. This risky mindset can limit options, increase costs, or even make coverage unattainable. As financial professionals, it's our duty to encourage proactive, strategic planning to help clients protect their future and gain peace of mind. Ask us about our popular Long Term Care Evaluation, where we handle the heavy lifting for you. You don’t need to be a long-term care expert—just identify the need, and we'll work together to find the best solution for your clients! #buiusa #lifeinsurance #lifeinsuranceagent #insuranceagent #wealthmanagement, #wealthmanager #estateplanning #estateplanningattorney #cfp #ltc #awarenessmonth #familyprotection