Brighton Securities

?? Market Volatility Amid Tariff Changes ?? This week, markets saw significant swings following President Trump's newly imposed tariffs on Canadian aluminum and steel imports. The S&P 500 officially entered correction territory, dropping more than 10% from its recent high, while the Dow Jones and Nasdaq also faced notable declines. As Ethan Wade, Chief Development Officer, Senior Vice President, from The Wade Group at Brighton Securities highlighted, uncertainty is the primary driver of these fluctuations. While it’s easy to get caught up in the daily market moves, history reminds us that patience and discipline often lead to the best long-term outcomes. Check out this article for more insights on the market reaction and what investors should keep in mind.?? ?? Federal Tariff Changes Spark Market Uncertainty https://lnkd.in/grAUUytC #stockmarket #Tariffs #investing #brightonsecurities #MarketVolatility #trustedfinancialpartners #wewillbethere

We’re proud to partner with The Genesee County Chamber of Commerce as together we celebrated and honored the best for 2024 in business and community service. Congratulations to all the Genesee County Chamber of Commerce honorees and award recipients! #community #chamberofcommerce #geneseecounty #trustedfinancilapartners #wewillbethere

?? Debt, Recession Fears, and Market Volatility. Are American Consumers Reaching Their Breaking Point? ?? American consumers have long fueled economic resilience, relying on credit to sustain spending. But with recession concerns growing, are we reaching a financial tipping point? ?? Consumer lending stocks are taking a hit—major lenders like AmEx, Capital One, and Discover have seen significant declines, signaling rising concerns over debt levels. ?? Household credit card debt has surged past $10,000 on average, a level not seen since 2009. ?? Even high-income earners are showing signs of financial strain, with delinquency rates doubling among those earning $150K+. ?? Market volatility, new trade tariffs, and Fed policies are adding further pressure, raising questions about consumer spending sustainability. Despite these challenges, financial stability is within reach. Now is the time to: ?? Monitor debt and avoid excessive credit balances ?? Build emergency savings for uncertain times ?? Diversify investments and review spending habits ?? Plan ahead with a trusted financial advisor The next few months will be critical in determining whether consumers can continue driving economic growth or if financial stress will slow momentum. Are you prepared for what’s ahead? ?? Read more with MELISSA TALARICO, CRPC?: https://lnkd.in/g2SFGpFH ?? Let’s discuss strategies to safeguard your financial future! Let’s connect! ?? MELISSA TALARICO, CRPC? ?? [email protected] ?? https://lnkd.in/eknaR5Mn ?? 585-340-2234

?? Smart home ownership starts with smart financial planning. Join Jennifer Snyder March 14-16th at The Buffalo Home Show! ?? Whether you're investing in a remodel, buying your dream home, or planning for the future, a strong wealth management strategy is key. Jennifer will be at the show to discuss how financial planning and wealth management can support your homeownership goals. Stop by to chat about how to make your home dreams a reality—without compromising your financial future! Let’s connect! ?? Jennifer Snyder, Financial Advisor ?? [email protected] ?? https://lnkd.in/e3CHYbjQ ?? ?585-340-2207

?? Planning for retirement isn’t just about setting money aside—it’s about making informed decisions that optimize savings and minimize tax liabilities. Clara Sanguinetti breaks down key tax considerations for 401(k)s, IRAs, and other retirement funds to help you make smarter financial moves. Whether you’re maximizing contributions, considering a Roth conversion, or strategizing withdrawals, these insights can help you stay on track for a secure retirement. Want to keep more money in retirement? Here’s what you NEED to know! ?? Contributions: Don’t miss deadlines! ? IRA limits for 2025? $7K (+$1K if you're 50+). ?401(k)? Up to $23.5K! ??Conversions: Thinking Roth IRA? You may pay taxes now, but enjoy tax-free withdrawals later! ??Withdrawals: RMDs start at 73. Take out money too early? You could face a 10% penalty! ??Charitable Giving: Donate directly from your IRA tax-free if you’re 70?+! ?? Let’s dive in: https://lnkd.in/gryzspgw #retirement #taxplan #trustedfinancialpartners #wewillbethere

At Brighton Securities, we celebrated our Masquerade Gala Award Ceremony, an evening where we recognize team efforts, philanthropic outreach, historic anniversaries, and celebrate the contributions and achievements of individuals within our firm! Each year we recognize the personal growth of our teammates and their contributions to our greater Rochester, Batavia, and Buffalo communities. Congratulations to this year’s award recipients and honorees! ?? 5th Anniversary: Nicholas Fischer ??10th Anniversary: Dianne Bell ??15th Anniversary: Robert Kravetz ??40th Anniversary: Julie Gullo ?? Rookie of the Year: Joseph O'Hare Executive Circle Honorees: Sam DiNorma, Robert Kravetz Chairman’s Circle Honorees: Todd Alexander Jr., Salvatore Fasciano, Doug Hendee, Steve Hicks, Chuck Wade, Ethan Wade The Brighton Community Award Recipient: Clara Sanguinetti The Brighton Securities Excellence Award Winner: Christina Pintar Congratulations to our team members and partners at Brighton Securities for your outstanding achievements of excellence! ?? See our full celebration here: https://lnkd.in/gY7D-JRy #trustedfinancialpartners #wewillbethere

Li-Cycle’s plummeting stock prompted the New York Stock Exchange to suspend trading and delist the company on Wednesday, raising further concerns about the viability of the stalled Rochester Hub. “I’d love nothing more than a big facility being built here in Rochester to be healthy and growing and hiring our friends and neighbors,” George Conboy, Chairman of Brighton Securities, said this morning. “But this one is not going to happen." Their business plan for the Rochester Hub relied on a large federal loan, and that was indefinitely delayed even before the election. “Now there is even less likelihood that U.S. taxpayers will lend hundreds of millions for some commodity-based — and thus inherently risky — green-energy fever dream.” #licycle #rochesterny

?? Tax-Saving Strategies for Small Business Owners – Insights from Steve Kunkle, CPA, MBA As a small business owner, managing your tax burden is crucial for profitability and long-term success. From structuring your business efficiently to maximizing deductions and leveraging tax-advantaged retirement plans, there are key strategies that can help you keep more of your hard-earned revenue. ? Choose the right business structure to optimize tax savings ? Take advantage of deductions like home office, vehicle use, and depreciation ? Utilize retirement plans for both tax benefits and future security ? Plan ahead for estimated taxes to avoid penalties ? Work with a CPA to navigate changing tax laws and ensure compliance Want to learn how to implement these strategies for your business? Read more for expert insights and actionable tips! ?? ?? https://lnkd.in/gunE2Xam Have questions or need Tax-Saving Strategies as a Small Business Owner? Let’s connect! ?? Steve Kunkle, CPA, MBA ?? [email protected] ?? https://lnkd.in/gpa4S9nn ?? 585-473-3590 #SmallBusiness #TaxPlanning #TaxSavings #BusinessGrowth #FinanceTips #CPA #Entrepreneurship #SmallBusinessOwner #FinancialSuccess #TaxDeductions #BusinessFinance #WealthManagement #BrightonSecurities #TaxStrategy

??We’re proud to attend last night’s Rochester Young Professionals Relaunch event! ?Relaunched with a renewed focus, RYP is community-driven, organized, managed, and led entirely by young professionals as a not-for-profit organization. They focus on impact, not just networking, with a dedicated goal to help make Rochester a better place to live and work. ????RYP is built for and by young professionals who want to connect, engage, and shape the future of Rochester. We’re excited about what’s ahead! #trustedfinancialpartners #wewillbethere

We're proud to share that our Chairman, George Conboy, has been named to the Rochester Business Journal’s 2025 Power 100! The Power 100 list is comprised of significant power players in our region making big impacts on our community. "I am grateful to work alongside George and to witness the leadership he has demonstrated in our business for over 30 years. His dedication to serving our clients, mentoring our team, and making a lasting impact on our community is inspiring. This Power 100 recognition is a well-deserved testament to his unwavering commitment and the legacy he continues to build.” said Melissa Hawryschuk, CEO, Brighton Securities Holdings Inc. View the complete list of the 2025 Power 100 Honorees: https://lnkd.in/g5MyHfwk Congratulations to George and to all the honorees named to the 2025 Power 100! #community #leadership #rochesterny #trustedfinancialpartners #wewillbethere