Brick City Capital

??This transaction showcases a carefully crafted financing solution aligned with the borrower’s investment objectives. The interest-only period provides greater cashflow at the start of the loan, while the 2-year PPP ensures flexibility for the borrower to refinance or sell. This is the 5th deal we have closed with a repeat broker and we are already working on our next closing together. Senior Loan Officer: Matthew Neptun Underwriter: Nicholas Sequeira Analyst: Ali Ozdemir Closer: Gabriela Hudson Ditch the Bank... Call Brick City. You can reach out to a Loan Officer at (973) 705-7725 to get started on your next project today. . . . . . #brickcity?#newarknj?#hardmoney?#hardmoneylender?#hardmoneylending?#njlender?#njrealestate?#realestatenj?#leveragecompanies?#brkcty?#brickcitycapital

??Brick City is proud to announce the recapitalization of a 66-Unit Portfolio, across 17 individual properties in Penitas, TX. This deal was initially brought to us back in November as the sponsor was finalizing Construction and lease-up. With more deals on the horizon - we needed to find a way to accommodate the borrower’s immediate capital needs while also leaving the door open to cheaper capital options later down the road. After working our way through appraisal complications and a rapidly approaching maturity date - we did just that! 75% LTV Cash-Out, only a 12-Month Prepayment Penalty, and less than 100% occupancy - all while lowering the borrower’s rate by almost 100bps right before closing. Cheaper than bridge options, quicker than agency alternatives, and seamlessly delivered by a phenomenal team. That’s how we do it at Brick City! Contact us to provide creative and effective solutions for your next Portfolio Recapitalization Senior Loan Officer: Jack Bergen Underwriter: Carey Ji Analyst: Ali Ozdemir Closer: Dina Tornheim Ditch the Bank... Call Brick City. You can reach out to a Loan Officer at (973) 705-7725 to get started on your next project today. . . . . . #brickcity?#newarknj?#hardmoney?#hardmoneylender?#hardmoneylending?#njlender?#njrealestate?#realestatenj?#leveragecompanies?#brkcty?#brickcitycapital

The Smoky Mountains in Tennessee is an exceptionally strong STR market. This was the second batch of properties we successfully financed as part of a much larger portfolio acquisition, and we will continue working with the investment group to help finance the remaining acquisitions.?

??I’m excited to highlight a recent success where we closed a $3,000,000 loan in just 12 days for a short-term rental portfolio in the Smoky Mountains. The seasoned investor secured financing for a portfolio appraised at $4,000,000, with a 75% loan-to-value (LTV) ratio. The quick turnaround and strong market fundamentals in the Smoky Mountains, with year-round tourist demand, make this an excellent investment with solid rental income potential, ensuring the loan is well-supported by the asset. The loan also includes a 3-year Prepayment Penalty Period (PPP), providing stability for both the borrower and lender. Senior Loan Officer: Matthew Neptun Underwriter: Carey Ji Analyst: Ali Ozdemir Ditch the Bank... Call Brick City. You can reach out to a Loan Officer at (973) 705-7725 to get started on your next project today. . . . . . #brickcity?#newarknj?#hardmoney?#hardmoneylender?#hardmoneylending?#njlender?#njrealestate?#realestatenj?#leveragecompanies?#brkcty?#brickcitycapital

??Leveraged max cash-out proceeds to secure capital for two successful cash purchases, ensuring timely closing on transactions with tight TOEs. Another seamless funding solution for a multi-repeat client, unlocking capital for future transactions together! Senior Loan Officer: Matthew Neptun Underwriters: Carey Ji & Nicholas Sequeira Analyst: Ali Ozdemir Closers: Gabriela Hudson & Dina Tornheim Ditch the Bank... Call Brick City. You can reach out to a Loan Officer at (973) 705-7725 to get started on your next project today. . . . . . #brickcity #newarknj #hardmoney #hardmoneylender #hardmoneylending #njlender #njrealestate #realestatenj #leveragecompanies #brkcty #brickcitycapital

??I’m excited to share that we’ve successfully closed on the acquisition of four duplex investment properties in Lubbock, TX—all within a two-week timeframe! To secure the best possible rate in today’s market, we structured the deal as four separate loans. These properties are now set to generate strong, long-term cash flow while offering significant tax advantages that real estate investment provides. If you're exploring financing options for your next investment or seeking tailored solutions to meet your goals, let’s connect and discuss how we can help you succeed! Loan Officer: Rocco Mandarino Underwriter: Nicholas Sequeira Analyst: Ali Ozdemir Ditch the Bank... Call Brick City. You can reach out to a Loan Officer at (973) 705-7725 to get started on your next project today. . . . . . #brickcity?#newarknj?#hardmoney?#hardmoneylender?#hardmoneylending?#njlender?#njrealestate?#realestatenj?#leveragecompanies?#brkcty?#brickcitycapital

??Excited to announce the successful closing of a rate and term refinance on a luxury single-family investment property in San Luis Obispo, California! This seamless process allowed our client to pay off an existing construction loan and get into an attractive interest rate. The borrower received a reduced prepayment penalty with an investment plan to hold for a one year period before selling. If you're considering leveraging your property’s equity, let's connect and explore how we can help you achieve your investment goals! Loan Officer: Rocco Mandarino Underwriter: Nicholas Sequeira Analyst: Ali Ozdemir Ditch the Bank... Call Brick City. You can reach out to a Loan Officer at (973) 705-7725 to get started on your next project today. . . . . . #brickcity?#newarknj?#hardmoney?#hardmoneylender?#hardmoneylending?#njlender?#njrealestate?#realestatenj?#leveragecompanies?#brkcty?#brickcitycapital

??We successfully closed a 75% cash-out refinance for a multiple-time repeat borrower on a 3 family in North Bergen, NJ.This is a repeat borrower, demonstrating trust and a strong track record with our lending team. This deal showcases our commitment to supporting repeat borrowers by offering high-leverage refinancing solutions, enabling them to access significant equity for ongoing financial growth and goals. Senior Loan Officer: Matthew Neptun Analyst: Ali Ozdemir Ditch the Bank... Call Brick City. You can reach out to a Loan Officer at (973) 705-7725 to get started on your next project today. . . . . . #brickcity?#newarknj?#hardmoney?#hardmoneylender?#hardmoneylending?#njlender?#njrealestate?#realestatenj?#leveragecompanies?#brkcty?#brickcitycapital

?? Another returning client here! Our client is constantly on the move - looking to buy more properties so this cash-out was exactly what she needed to keep expanding her portfolio. We locked her in with no prepayment penalty on a Non-Warrantable Condo and closed exactly on the day of credit expiration! Give us a call if you value term flexibility and efficiency on your deals! Senior Loan Officer: Jack Bergen Underwriter: Carey Ji Analyst: Ali Ozdemir Closer: Dina Tornheim Ditch the Bank... Call Brick City. You can reach out to a Loan Officer at (973) 705-7725 to get started on your next project today. . . . . . #brickcity?#newarknj?#hardmoney?#hardmoneylender?#hardmoneylending?#njlender?#njrealestate?#realestatenj?#leveragecompanies?#brkcty?#brickcitycapital

??I’m excited to share the successful closing of a cash-out refinance for a repeat client’s 8-unit apartment building in Congers, NY! The process was smooth and efficient, allowing our client to secure a fantastic interest rate on this type of asset while unlocking capital to reinvest in more real estate. With this strategic move, they’re now in a strong position to continue generating cash flow and expand their growing portfolio with another acquisition. If you’re looking to finance your next investment or explore tailored financing solutions, let’s connect! I’d love to help you reach your real estate investment goals! Loan Officer: Rocco Mandarino Underwriter: Carey Ji Analyst: Ali Ozdemir Ditch the Bank... Call Brick City. You can reach out to a Loan Officer at (973) 705-7725 to get started on your next project today. . . . . . #brickcity?#newarknj?#hardmoney?#hardmoneylender?#hardmoneylending?#njlender?#njrealestate?#realestatenj?#leveragecompanies?#brkcty?#brickcitycapital