Bread Financial

Today, we announced a new $2.5 million gift to The Kids Mental Health Foundation, a leading children’s mental health organization founded by Nationwide Children's Hospital. This gift will help create resources aimed at enhancing the mental well-being of children of military-connected families, who often lack a sense of understanding and belonging from their schools, peers and broader community. It will also support long-term programming like web resources and curriculum development and help to increase the reach and impact of existing Kids Mental Health Foundation programming for educators, working parents, coaches and primary care providers. We’re honored to partner with The Kids Mental Health Foundation on this important cause and are committed to providing the resources and support for all families’ mental health and wellness. Learn more by visiting https://lnkd.in/edtXppwp.

Rick Cunningham, SVP of Business Development and Strategy, sat down with Graham Barrett of the c-suite podcast at Money20/20 last month to discuss how digital payments are reshaping finance. ?? Hear how advancements in #ArtificiaIntelliegence and #MachineLearning are transforming operations, and how digital transformation will continue to affect the payment industry. ?? #Money2020 LSEG Risk Intelligence

This #VeteransDay, I am reflecting on the invaluable lessons I've learned from my husband, and also from my brother's service in the Marine Corps. Their experiences have profoundly shaped my view on leadership, resilience and the importance of community. As we celebrate the holiday, let’s remember to support our veterans and their families, acknowledging the sacrifices they make to protect our freedoms and the strength they embody; our actions, both big and small, can make a significant difference. ???? Visit the Bread Financial Newsroom at the link below ?? to read more about my family’s military journey and learn more about how we can all care for our service members and their loved ones.

Here, Rick Cunningham, SVP of Business Development and Strategy at Bread Financial, discusses how embedding financial services into everyday apps is enhancing financial wellness—especially for younger generations seeking efficient solutions. ? Rick highlights the role of AI in fraud detection, user experience and secure payment processing, among other fascinating areas. ? Check out the full episode recorded in partnership with LSEG Risk Intelligence at Money20/20 USA in Las Vegas. Link in the comments!

With #inflation posing a persistent burden on consumers, there are two things they want most during their shopping experiences: value and convenience. In our third annual State of the American Shopper survey, customers said they are using #ArtificialIntelligence tools while shopping, with 46% stating they would use AI to find the best deals. Uncover more insights on today’s American consumer here ?? https://spr.ly/6043SsDMR

Brands may have the chance to win even more in-store sales this holiday season, as over two-thirds of shoppers are likely to visit physical stores this year for gifts and other purchases – up almost 10% from last year according to our recent Holiday Look Ahead survey. ?? With this season having the potential for more one-on-one personal engagement with in-store shoppers, companies can engage consumers not only with their products and services, but their retail card programs and associated rewards as well to win sales. Explore more in-store holiday shopping insights at the following link ?? ?? https://spr.ly/6043SVly9

Today we released findings from our 2024 “State of the American Shopper” report, an annual look into consumer spending behaviors. Inflation continues to take a toll on many shoppers, reducing savings and purchasing power. While more consumers describe the economy in positive terms as compared to last year, the majority still view the economy as fair to poor and cite inflation, gas prices and interest rates as their main concerns. For additional insights into today’s American shopper, including new data on consumer sentiment related to Artificial Intelligence in retail, visit our Newsroom to download a free eBook (https://spr.ly/6043q7Oc9) and read our press release (https://spr.ly/6045q7Occ)!

Bread Financial Holdings, Inc. (NYSE: BFH) today announced financial results for the third quarter ended September 30, 2024. See the full results and hear from CEO Ralph Andretta and CFO Perry Beberman. ?? https://spr.ly/6047qFUl3

Brands have an opportunity to capitalize on the approaching holiday season, as over half of all shoppers plan to start their #holidayshopping by late October according to our recent consumer survey. Clearly, buyers are eager to take advantage of holiday sales events and rewards opportunities. ?? The season will bring a scale-driven, competitive market, making it crucial for companies to capture the attention of shoppers early. Discover additional holiday shopping insights from our recent survey here: https://spr.ly/6041qjfGP

Gen Z women are focused on securing their financial futures. ?? In a recent survey with our friends at Ruling Our eXperiences, Inc. (ROX), 48% of Gen Z women say they are focused on learning to use credit cards responsibly to reach their goals. Discover how Gen Z women are navigating their financial futures by visiting our Newsroom! ?? ?? https://spr.ly/6044qpyIK