Braviant Holdings

As we head into our 10th year, we're super proud to celebrate the all time milestones of 2024. In our short history to date, we've been honored to: ?? Serve consumers in 23 states ?? Support the financial needs of over 250,000 Americans ?? Provide over 500,000 affordable loans ?? Deliver next-day funding to 90% of our customers ?? Enrich more than 40,000 consumer credit profiles each month By 2027, we plan to serve another 300,000 customers who need quick, and convenient access to personal short-term liquidity. If you are interested in partnering with Braviant to leverage the advantage of our fintech solutions, chat with our team! In 2025, we're eager to partner with investors, lenders, vendors, and other financial solutions providers. Learn more and get in touch at Braviant.com #finance #fintech #consumerfinance

New research from PYMNTS Intelligence and Atelio by FIS reveals a significant untapped opportunity to serve consumers: 53 million Americans who don't use credit cards. These "credit card outsiders" fall into four distinct segments: "Second Chancers," "Credit Curious," "Gone for Goods," and "Never-Nevers." The first two segments present the greatest opportunity for financial service providers: - Second Chancers: Previously had credit cards but stepped away, open to returning with the right terms and support - Credit Curious: Never owned credit cards but interested in acquiring one, often motivated by building credit history Interestingly, secured credit cards appeal to 29% of these outsiders—slightly more than the 28% interested in traditional credit cards. These products offer a safer pathway to building or rebuilding credit with manageable risk. For banks and fintech lenders willing to invest in understanding these consumers' unique needs, the rewards could be substantial. But the real winners might be consumers themselves, particularly when institutions prioritize education and responsible credit use over simply issuing new cards. If you're a bank or credit union interested in exploring how to profitably, safely serve American consumers who are credit underserved, get in touch with Braviant. We have the tools, experience and compliance mindset to enable your goals. Read the full article at: https://lnkd.in/eYjUVJBC #credit #consumerfinance #fintech

Our team just grew! Braviant welcomes Noelle Osterbur, CPA as our new Director of Accounting, Controller. Noelle will manage the company’s financial health and support forecasting. We’re excited to have Noelle’s experience at our company as she leads our accounting team. Welcome to Team Braviant Holdings Noelle! #fintech #consumerfinance #hiring

We’re Hiring! We’re growing our team with fintech folks who are passionate about eliminating credit barriers and creating innovative solutions for underbanked consumers. Our team is currently looking for the following remote roles: ? Senior Financial Analyst ? Operations and Fraud Analytics Lead Work alongside a team that values innovation, collaboration, and growth all while making a real impact in financial inclusion. Don't see the perfect fit? Submit a General Application to stay connected with future opportunities! Ready to build the future of lending? View all positions and apply at https://lnkd.in/gHkv9Qu #hiring #fintech #finance

Last week, our SVP of Strategy Vincent Z., attended the Fintech Meetup in Las Vegas, connecting with over 50 forward-thinking builders, innovators, and investors. Two key insights stood out: 1?? AI is revolutionizing finance through enhanced productivity, smarter automation, and advanced fraud detection (though fraudsters are evolving too). The potential for agentic AI in credit decisioning aligns perfectly with our mission to expand financial inclusion through better technology. 2?? Embedded lending is reshaping distribution channels, with major platforms dominating B2B2C. This reinforces Braviant's focus on speed and convenience - meeting customers where they are with responsible credit options. As we continue building bridges to better financial futures, these insights will help guide our innovation roadmap at Braviant Holdings. Excited to implement what I've learned to further our mission of expanding credit access for deserving consumers! Interested in learning more about our platform? Chat with our team at https://braviant.com/ #fintech #AI #consumerfinance

?? We are still feeling the positive energy from Braviant Holdings’ EMPOWER 2025 last month as our team and industry leaders gathered to share insights, build connections, and gain fresh perspectives on innovation in the financial industry. Of the many outstanding sessions, Sterling Hawkins’ keynote on #NoMatterWhat left our team both challenged and inspired. Hawkins’ philosophy that true growth - both personal and professional - happens when we deliberately step outside our comfort zones resonated deeply with our Braviant Builders. Our commitment to serving customers doesn't waver when challenges arise—whether they're regulatory hurdles, technological limitations, or market shifts. Instead, like Hawkins advocates, we embrace these challenges as opportunities to demonstrate our unwavering dedication to our mission. Read more about EMPOWER and join our mission: https://lnkd.in/eNg77rmN #fintech #consumerfinance #finance

??Thank you to our Braviant Builders who are celebrating another year with our team. Your hard work has positively impacted many consumers. Give a ?? for the following team members: Damario Alexander: 5 years Jeff Czaplewski: 8 years Vamanan Gopalakrishnan: 3 years Thank you for being a part of Braviant Holdings' fintech mission! #fintech #finance #team

Our SVP of Strategy, Vincent Z., will be attending the Fintech Meetup in Las Vegas next week! He’s looking forward to connecting with industry leaders, discovering the latest innovations, and exploring potential partnerships in fintech. If you are attending as well, drop him a line below to say hi and schedule some time to chat. Our team is always looking to learn from others and see how we can collaborate and drive innovation together. #fintech #consumerfinance #banking

?? Join us in welcoming Zach Widlowski as Senior Manager, Partnerships and Operations. Zach will foster & manage Braviant’s key bank partnerships and lead technology-enabled performance improvement projects both with partners and internally. We are excited to have Zach be a part of our mission! #fintech #consumerfinance #hiring

Braviant Holdings is excited to welcome Michael Taylor as Manager, Decision Technology overseeing critical systems that power our data-driven decisions. Michael is ideally equipped to help shape the company’s future. We’re thrilled about what’s in store. Welcome to Team Braviant Michael! #hiring #careers #fintech