Bottomline

The Failure to Prevent Fraud legislation will play a significant role in addressing a pressing issue—??????????, which has become the most common crime in the UK. ?? Here’s why it matters: 1?? ????????????????????????????: The law holds large organisations liable for fraud by employees or agents that benefit them, ensuring unethical practices are addressed. 2?? ????????????????????: By mandating reasonable fraud prevention procedures, the law encourages stronger internal controls and a culture of integrity. 3?? ???????????? ????????????????????: It safeguards individuals and businesses from the financial and trust-related harms caused by fraud. 4?? ?????????? ?????????????? ??????????: Honest businesses can compete fairly, knowing competitors cannot gain advantages through fraud. 5?? ?????????????????? ????????????????????????????: This legislation reinforces existing laws against bribery and tax evasion, signalling that unethical behaviour is unacceptable. This new offence represents an important step towards tackling fraud at its source and promoting a more transparent and ethical business environment. Learn more here ?? https://ow.ly/5LMi50VlvfX.

??? In this week’s podcast, our host chats with Eliza Thompson from Themis about the alarming intersection of insider access and external fraud threats in payment scams. With 45% of respondents citing collusion as a significant risk, it’s time to tackle this issue head-on! Discover effective strategies for banks and businesses to mitigate fraud risks. Tune in now: ?? Apple Podcast: https://ow.ly/E3Tn50VkHI5. ?? Spotify: https://ow.ly/cVmc50VkHI6.

Tackling financial crimes like terrorist financing, money laundering, and organized crime is more challenging than ever for institutions. Resources are stretched thin, with 90-99% of transaction alerts being false positives. Join our experts as they dissect these challenges and share strategies to enhance compliance while meeting customer demand. ?? Siiri Grabbi, Sanctions/CTF Officer at Coop Pank AS ?? Ruud Grotens, Head of Solution Consulting, Fraud and Financial Crime at Bottomline ?? Léonard Werner, Senior Project Manager at Bottomline Sign up now ??

Bottomline has been awarded ???????? ?????????????? ?????????????? ???????????????? at the FinTech Breakthrough Awards! ?? This recognition highlights our commitment to innovation, excellence in customer experiences, and seamless integration across commercial banking and payments. Our Digital Banking Platform excels in helping financial institutions stand out in a competitive landscape by offering: ? A fully integrated commercial banking and payments platform ? Advanced API capabilities for enhanced flexibility and agility ? Embedded risk management, including comprehensive positive pay features and integrated payment fraud management ? Seamless integration with the Paymode Business Payments Network to create new revenue opportunities As always, we extend our gratitude to our customers for their trust in us and to our colleagues for their outstanding efforts.

We're excited to connect with industry leaders at the Association of Corporate Treasurers' Cash Management Conference in London today! ?? Stop by and say hello to our team:?Derek Heighway, Rebecca Herbert, and Grant Inch. ???? Plus, don't miss Richard Ransom and Kevin Grant’s session at 12:30 PM (in room Affiliation 2&3)?about mastering agility in our fast-paced world. They’ll be sharing some valuable insights on: ?? How to achieve real-time cash visibility ?? Centralised cash management strategies ?? Taking charge of your payment flows ?? Improving liquidity and forecasting accuracy Looking forward to seeing you!

Hit ‘see more’ for the answer... ?? ?? ?? ?? $384.8 billion. The embedded finance market is rapidly growing, and for good reason. It allows businesses to manage their finances directly within ERP or CRM systems, eliminating the need for separate banking portals. Here are ten ways embedded finance enhances daily workflows: 1?? ???????? ???????? ????????????????????: Provides real-time cash flow insights for better decision-making. 2?? ?????????????? ??????????????????: Offers advances on unpaid invoices through invoicing platforms, boosting working capital. 3?? ???????????????????? ????????????????: Facilitates seamless B2B transactions without third-party gateways. 4?? ?????????????? ????????????????????: Automates reconciliation by linking bank accounts with expense tracking tools. 5?? ???????????? ?????????? ??????????????????: Enables early payment discounts and financing options to improve supplier relationships. 6?? ?????????????? ????????????????: Automates salary disbursements for timely and compliant payroll. 7?? ?????????? ?????????????? ????????????????????: Streamlines cross-border transactions and real-time currency conversion. 8?? ?????????????? ???????????????? ????????????????????: Integrates FX tools for instant currency conversions in international payments. 9?? ???????????????? ?????????????? ????????????????????: Automates bill payments linked to bank accounts to reduce vendor management time. ?? ???????? ????????????????????????: Simplifies financing with instant credit approvals based on real-time data. Learn more about embedded finance in our 2025 Commercial Banking Market Outlook Report. Download it here ?? https://ow.ly/eFoA50UWUoq.

Bottomline has been honored with THREE Gold Stevie? Awards! ?? ?? ?????????????? ???????????? ????????????????: ?????????????? ???????????? ???? ?????? ???????? (Financial Services) ?? ?????????? ?????????? ???????????????????? ??????????????: ?????????????? ???????????? ???? ?????? ???????? (Business Services) ?? ????????????????????: ???????????????? ?????????????? ???????????????????? ???? ?????? ???????? (Financial Services) Our commitment to delivering real value and innovative solutions for our customers is what drives us every day. Thank you for being part of our journey!

Don't miss out on this webinar hosted by our friends at JAGGAER! Bottomline's Jeff Feuerstein will be joining Kristian O'Meara as they delve into the transformative power of embedded payments in P2P platforms. Discover how integrating payments can streamline your processes, enhance cash flow visibility, and strengthen vendor relationships. Secure your spot now to elevate your joint procurement and payment strategies. ??

Effective cash management in B2B is crucial for financial stability and growth. We had the privilege of discussing the latest trends and best practices with industry expert Ernie Humphrey from Treasury Webinars. Discover insights that can transform your approach to cash management. Read more here ?? https://ow.ly/pajN50VhVF8.

?? To all our colleagues, customers, and partners, we wish you a joyful and colorful Holi! At Bottomline, we celebrate the values of togetherness and diversity that Holi represents. As the Festival of Colors brightens our world, let us embrace the beauty that comes from different perspectives and cultures, today and every day. Here’s a glimpse of our vibrant office celebrations in Bengaluru.