Birchwood Credit Services

Luck, Strategy & Smart Decisions ???? This Saint Patrick’s Day, we celebrate the power of smart decision-making—because when it comes to lending, success isn’t about luck, it’s about trusted partnerships and informed choices. At Birchwood Credit Services, we help lenders navigate the mortgage process with accurate credit reporting, compliance expertise, and reliable insights—so every loan decision feels like a win. ?? Ready to work with a credit partner you can trust? Let’s talk. ?? Let’s Connect: https://lnkd.in/eCaTVvwd Wishing you prosperity, opportunity, and maybe even a little extra luck today! ?? #LuckyInLending #SmartDecisions #MortgageSuccess #BirchwoodCreditServices #StPatricksDay

?? Live from ICE Experience 2025! ?? We had an incredible time at this year’s ICE Experience, meeting with vendors, connecting with clients, and exploring the latest innovations in mortgage technology. Our goal? To ensure our partners on Encompass have access to the most up-to-date product information and tools—making their Birchwood partnership even stronger. ?? Fully Integrated with Encompass EPC! ?? Birchwood Credit Services is fully integrated with Encompass Partner Connect (EPC), offering seamless access to: ? Credit Reports (Hard & Soft Pulls) ? UDN (Undisclosed Debt Monitoring) ? VOE (Verification of Employment) ? TRV (Tax Return Verification) ? SSA89 (Social Security Number Verification) ? AVM (Automated Valuation Model) ? Flood Reports By leveraging these powerful tools through EPC, our clients can streamline workflows, enhance accuracy, and maximize efficiency. ?? Looking to integrate Birchwood products on Encompass EPC? Whether you're exploring a new CRA partnership or already working with us and want to optimize your EPC setup, we’re here to help! ?? Fill out the form here to get started! https://lnkd.in/e_J-2YAn #ICEExperience2025 #MortgageInnovation #BirchwoodCredit #Encompass #EPC #LendingTech #StrongerTogether

Student Loan Delinquencies Are on the Rise – Here’s What You Need to Know New data shows a surge in delinquent and derogatory student loan accounts, with over 4 million newly delinquent accounts and 2 million loans now in collections. The end of the On-Ramp program has led to significant shifts in credit reporting, impacting borrowers, lenders, and credit scores nationwide. Understanding these changes is crucial for mortgage and financial professionals. We’ve put together a FAQ sheet that breaks down what’s happening and what it means for you. ?? Get your copy here ?? https://lnkd.in/eHwNVAxu #CreditReporting #StudentLoans #MortgageIndustry #CreditScore #LendingInsights #BirchwoodCreditServices

Honoring Leadership, Integrity & Smart Decisions This Presidents’ Day, we recognize the importance of strong leadership—both in history and in the mortgage industry. At Birchwood Credit Services, we’re committed to helping lenders make informed, confident decisions that lead to smoother loan processes and happier borrowers. ?? Looking for a credit reporting partner you can trust? Let’s talk about how we can support your business. ?? Let’s Connect: https://lnkd.in/eCaTVvwd Wishing you a day of reflection, progress, and prosperity! #PresidentsDay #SmartLending #LeadershipInLending #BirchwoodCreditServices

?? This Valentine’s Day, We’re Celebrating What Matters Most—Helping Borrowers Find Their Perfect Home! ???? At Birchwood Credit Services, we believe that every home loan is more than just a transaction—it’s a life-changing moment. That’s why we’re committed to fast, reliable credit and verification solutions to help you close loans smoothly and get borrowers into their dream homes with ease. ?? Looking for a credit reporting partner who truly has your back? Let’s talk about how we can support your lending goals. ?? Let’s Connect: https://lnkd.in/eCaTVvwd Wishing you a Valentine’s Day filled with love, success, and happy borrowers! ???? #ValentinesDay #LendingWithLove #HelpingHomebuyers #BirchwoodCreditServices

Birchwood Credit Services is a proud sponsor of the 2025 Tri-State Mortgage Conference! ?? ?? February 6-7, 2025 | Portsmouth, NH As a trusted partner for mortgage professionals, we help lenders streamline processes, enhance compliance, and close more loans with confidence. Join us at this premier event to network with industry leaders and discover how partnering with the right credit reporting agency can save you time and money while helping your business grow. ?? Meet our team ?? Learn about our custom solutions ?? Discover how we can optimize your lending workflow Let's Talk! Schedule a time to meet with us: https://bit.ly/4hihItW #TriStateMortgage #BirchwoodCredit #MortgageConference #LendingSolutions #MortgagePros #Networking #CloseLoansFaster

?? Honoring MLK’s Legacy ?? Today, we reflect on Dr. Martin Luther King Jr.’s vision of equality, opportunity, and justice for all. At Birchwood Credit Services, we’re proud to support initiatives that expand access to homeownership, empower minority communities, and promote fair lending practices. Together, we can build stronger, more inclusive communities where everyone has the chance to achieve their dreams. ???? #MLKDay #Equality #Empowerment #FairLending #HomeownershipMatters #BuildingCommunities

? Happy New Year from Birchwood Credit Services! ?? As we wrap up another amazing year, we want to thank you—our valued clients and partners—for trusting us to support your success. We’re excited to continue helping you achieve incredible milestones in the year ahead! Here’s to new beginnings, exciting opportunities, and continued growth in the year to come. Wishing you a safe, joyful, and prosperous New Year! ?? #HappyNewYear #NewYearsHours #BirchwoodCreditServices #CheersTo2025

?? Happy Holidays from Birchwood Credit Services! ?? This festive season, we want to express our heartfelt gratitude to our clients and partners. Your trust and support make everything we do possible, and we’re honored to play a part in helping families achieve the joy of homeownership. Wishing you a holiday filled with love, laughter, and cherished moments with loved ones. We look forward to continuing our partnership in the new year! ?? Have a safe and magical holiday season! #HappyHolidays #ChristmasHours #BirchwoodCreditServices #ThankYou

We are excited to be a part of the NewFed team!