Bearning

?? Yield curve quiz for bankers ???? The yield curve can tell us a lot — not just about expectations, but also about trading and risk strategies. Imagine the curve changes from inverted to steep, as it happened in EU some days ago: Short-term rates go down, long-term rates go up. Which strategy earns the most in such a situation? ?? Vote below and let’s see how many get it right ?? We regularly explore topics like this in our #Bearning courses and simulations. More at www.bearning.com ???? #BankingIndustry #Banking #Bank #finances #markets #money #riskmanagement #fixedincome #yieldcurve #tradingstrategies #interestRates #ALM

?? Ako efektívne riadi? likviditu v banke? ???? Likvidita je k?ú?ovym faktorom stability ka?dej banky. Správne riadenie likvidity vy?aduje efektívne mapovanie bilan?nych polo?iek, správne nastavenie likviditnych gapov, modelovanie produktov bez splatnosti a vhodnú alokáciu likviditnej prémie (FTP-LQ). Pozyvame vás na ná? odborny online seminár ?? u? na budúcu stredu: ?? Dátum: 26. 3. 2025, ? ?as: 9:00 – 16:00 ?? Forma: Online (MS Teams) ?? úroveň: Pokro?ilá / Expert ?? Registrácia a detaily: https://lnkd.in/e9jesdHG Nezme?kajte túto príle?itos? a zaregistrujte sa na bearning.sk e?te dnes! ?? ?o sa dozviete? ? úlohy ALM v riadení likvidity ? Interné ceny FTP pre likviditu a kontingen?né prirá?ky ? Meranie rizika likvidity a stresové scenáre ? Regula?né po?iadavky (LCR, NSFR) ? Finan?né nástroje na riadenie likvidity (Repo, FX swap, dlhopisy) ? Praktické simulácie a vypo?ty v Exceli na modeli Bearning ALM ?? Tento seminár je vhodny pre ALM mana?érov, risk mana?érov, Treasury odborníkov a kontrolingovych ?pecialistov, bankovych auditorov a ?al?ích zamestnancov bánk. Nezme?kajte túto príle?itos? a zaregistrujte sa na bearning.sk e?te dnes! ?? https://lnkd.in/e9jesdHG #Banking #LiquidityManagement #ALM #Treasury #RiskManagement #BankingTraining #FinancialMarkets

Rád sa s vami osobne stretnem ako lektor na ?kolení, ktoré organizuje In?titút bankového vzdelávania. ???? Budeme hovori? o stratégiách zostavenia investi?ného portfólia, charakteristikách finan?nych trhov, investovaní na kapitálovych trhoch, riadení rizík, ako aj o metódach hodnotenia a analyzy portfólií klientov. ?????? Te?ím sa na diskusie, praktické modelové situácie aj va?e otázky z praxe! ?? #Investovanie #FinancneTrhy #RizikovyManagement #PortfolioManagement #FXmanagement #Bankovnictvo #Vzdelavanie #IBV #Bearning

Yesterday we hosted an interactive #workshop on #AI in #Banking, tailored specifically for banking professionals. Participants actively engaged with practical examples, discovering how generative AI models can analyze expert texts, research, effectively handle data from Excel spreadsheets, and enhance various banking processes. A big thank you to everyone who attended and contributed with insightful questions and discussions! For those interested in learning more, check out the full course here: ?? https://lnkd.in/ePNak2i8 #BankingIndustry #AI #Banking #finances #markets #money #riskmanagement #DigitalTransformation #GenerativeAI #Bearning

?? #Risks and Failures of #Banks – Inhouse Workshop Completed! ???? Yesterday, we conducted an engaging inhouse workshop on one of the most crucial topics in #banking - bank risks and failures. By analyzing real-life bank failures, we gain a deeper understanding of what can go wrong and how to prevent it. Through case studies and interactive discussions, we explored: ?? Key reasons behind bank failures – from liquidity crises to poor risk management ?? Lessons learned from major collapses ?? How to mitigate risks and build more resilient #banks Some of the real-world cases we examined included: ?? Lehman Brothers – the collapse that shook the global financial system ?? Washington Mutual (WaMu) – the largest bank failure in U.S. history ?? Silicon Valley Bank (SVB) – a classic case of interest rate risk mismanagement ?? Credit Suisse – a slow-moving crisis leading to an emergency rescue ?? Signature Bank – another liquidity-driven failure in the U.S. Understanding these failures helps us prepare for future challenges. If your team needs a deeper dive into risk management and bank regulation, check out the course details here: ?? https://lnkd.in/eMsNM7P3 #BankingIndustry #RiskManagement #Banking #Finance #BankFailures #ALM #LiquidityRisk #LessonsFromThePast

?? The latest BIS Quarterly Review offers an interesting view on the current steepening yield curve—a topic that deserves attention from #bankers - #ALM managers, #treasurers and #risk #managers. ?? The analysis covers key drivers such as: ?? Inflation expectations – How market sentiment is shaping long-term rates ?? Central bank policy rates development and potential rates shifts ?? Bond yields – What the steepening curve signals for nominal bonds, inflation bonds (TIPS) including. Understanding these dynamics is crucial for ALM, treasury, and risk management professionals navigating today’s very uncertain and volatile rate environment. You can read the full BIS report here: ?? https://lnkd.in/eT4afHTS What’s your take on the implications of the steepening yield curve for banks? #BankingIndustry #Finance #Markets #InterestRates #RiskManagement #YieldCurve

What Can Banks Do When the Yield Curve Is Getting Steep? ???? On Friday, we shared an interesting Martin Macko′s blog analyzing the impact of the steepening yield curve on bank #ALM and #risk management. (see here: https://lnkd.in/eJBCZFPi ) It has received unusually high interest from #bankers, particularly decision-makers, ALM specialists, and #Treasury experts. ?? Why? The recent market shifts have created significant challenges and opportunities, forcing banks to reconsider their ALM strategies, #IRRBB exposure, and credit spread risk (#CSRBB). We want to thank everyone for the many likes nad comments! ?? For those who missed it—or want to dive deeper—feel free to reach out to our company, Bearning, for insights, training, or consulting on banking risk management and balance sheet strategies. ?? What’s your view on ALM positioning in this new rate environment? Let’s continue the discussion! ?? #Banking #RiskManagement #InterestRates #ALM #BSM #Markets #YieldCurve #InterestRateRisk #CSRBB #BankManagement

Read the interesting blog on IRR and CSR. #Banking #RiskManagement #InterestRates #ALM #BSM #Markets #YieldCurve #InterestRateRisk #CSRBB #BankManagement #BankingIndustry

?? #Capital #Markets in Turmoil – and a Great Discussion at Our Seminar! ?? Yesterday’s live seminar on Capital Markets was a great success! As always at #Bearning, we kept it interactive, engaging participants with polls, quizzes, and open discussions. Many great questions came up, reflecting the challenges professionals face in today’s volatile markets. And speaking of volatility – the past days have been remarkable. We are seeing extraordinary swings not just in equity indices, but also in typically stable assets like German government bonds. The 10-year German bond yield jumped from 2.5% to 2.9% within just two days (see chart below on image), an exceptional move for such a key benchmark. Understanding #market dynamics, #risk factors, and asset behavior is crucial in these times. That’s why we’re glad to offer Capital Markets workshops for #banks, #financial #institutions, and #associations – available in English, German, and Slovak, both online and in-house. Interested? Find out more here: ?? https://lnkd.in/emyEKHFR #CapitalMarkets #Banking #Finance #MarketRisk #Investment #Treasury #RiskManagement

?? Chcete posunú? svoje bankové know-how na vy??iu úroveň? V marci máme pripravenú sériu odbornych kurzov pre bankárov a finan?nych profesionálov. Viaceré z nich teraz s bonusom – zdarma e-learning na bearning.com s certifikátom! ?? ? Najbli??í kurz bude u? zajtra! ?? 05. 03. 2025 – Kapitálovy trh a finan?né produkty (e?te sa m??ete prihlási?!) ?o vás e?te ?aká v marci? ?? 11. 03. 2025 – Riziká a zlyhania bánk ?? 12. 03. 2025 – Umelá inteligencia (AI) v bankovníctve ?? 13. 03. 2025 – MiCA regulácia ?? 26. 03. 2025 – ALM – riadenie likvidity ?? V apríli bude len jeden ?peciálny prezen?ny kurz v spolupráci s IBV NBS: ?? 01. 04. 2025 – Investovanie a Private Banking ?? A v máji pokra?ujeme s ?al?ími top témami: ?? 13. 05. 2025 – úrokové riziko a regulácia IRRBB ?? 14. 05. 2025 – Treasury a techniky hedgingu ?? 27. 05. 2025 – Treasury Workshop ?? Nezme?kajte príle?itos? nau?i? sa od skúsenych odborníkov a posunú? svoje zru?nosti v oblasti bankovníctva a financií. ?? Prihláste sa e?te dnes na bearning.sk tu: https://lnkd.in/ebqd9nqe #banking #finance #riskmanagement #bankingtraining #treasury #ALM #MiCA #AIinBanking #investmentbanking #financialmarkets #bankrisk #bankingindustry