Beacon Benefits Group

An HSA is a tax-advantaged savings account whose funds can be used to pay qualified health care costs for you, your spouse and your dependents. The account is a great way to pay for qualified health care costs with pre-tax dollars.

Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This includes emergency treatment, hospital stays and medical exams.

A Medigap plan helps cover your portion of cost sharing with Medicare, including deductibles, copayments, and coinsurance.

"It is during our darkest moments that we must focus to see the light."

Reminder, the “Waiting period: is the period of time that an employer makes a new employee wait before he or she becomes eligible for coverage under the company's health plan.

A “Qualified Health Plan” is an insurance plan that’s certified by the Health Insurance Marketplace?, provides essential health benefits, follows established limits on cost-sharing.

Confused about your health insurance options? Contact us today so we can review your situation!

Medicare Part C Advantage plans have different networks, premiums, and cost-sharing. Working with an insurance agent that specializes in these plans is a great way to ensure that you consider all the variables before choosing your insurance company.

“Magic is believing in yourself. If you can make that happen, you can make anything happen.”

HSA contributions are tax-deductible and distributions are tax-free (for qualified medical expenses). Traditional IRA distributions, on the other hand, are taxable. So it often makes sense to maximize HSA contributions over Traditional IRA contributions.