Bank of Albuquerque

Your tax refund isn't just money—it's an opportunity! Lock in a 4-month CD and let your refund grow. Your future self will thank you. Learn how to maximize your momentum: https://ow.ly/UqBo50Voyb2

The healthcare industry is struggling with higher costs due to inflation, a shortage of qualified workers and other factors. "From a business perspective, today's healthcare environment is probably the most challenging in history," said @Ky Chaffin, managing director of healthcare banking at BOK Financial?. "Healthcare CFOs are always searching for ways to control costs to offer high-quality and affordable care. But meeting that mandate is increasingly difficult, and healthcare consumers are feeling the effects." See what our experts suggest on cost-cutting measures for the industry: https://ow.ly/E5Zh50VnL2Z

In honor of #WomensHistoryMonth, we are sharing advice from some of our women leaders on what's helped them get to where they are. These strategies are also vital as they encourage their teams to bring their best selves to work:?https://ow.ly/wkIS50Vfalj #WomeninLeadership #LeadershipDevelopment

Myth: You can contribute to your 401(k) and your Roth 401(k) and get a tax deduction on both. "Unlike traditional 401(k) contributions, Roth 401(k) contributions are made with after-tax dollars, meaning they are not tax-deductible," explained Brandy Barnes Marion, retirement plans education manager with BOK Financial. Learn more myths that come up around tax time as we debunk common misconceptions about what you can and can't do when filing: https://ow.ly/AblW50VbiVh

Could you financially afford to take a year-long break from work? “Planning for a career break is similar to planning for full retirement; it requires careful budgeting, an emergency fund and contingency plans,” said Hugo Alonzo Nieva, a retirement plan education consultant at BOK Financial. Learn how to plan your finances to support the new work/life balance trend: the adult gap year. https://ow.ly/VR6U50VkVLg

Would an older parent or grandparent be able to tell a call from a real family member from a fake one asking for help? "The older community is the prime victim because they may have a hearing impairment or dementia. And the fraudsters play on their emotions because they just want to help their loved one," said Beth Klug, senior manager of fraud risk and governance at BOK Financial?. Learn how fraudsters are scamming older adults out of their money through fake calls claiming to be a loved one in an emergency: https://ow.ly/NBLY50VaGfr

With leading home builders prioritizing higher-margin properties instead of entry-level homes, home affordability is trending at a record low level. See why the American Dream has been out of reach for many: https://ow.ly/f4V550Vis5j

Do you suffer from lifestyle creep? “Once you start making more money, it’s easy to want to enjoy the fruits of your labor. A lot of times, you’ve worked pretty hard to reach that next level, so when that bigger paycheck or bonus comes in, it feels like a reward,” said Edgar Zetina, consumer product manager at BOK Financial?. Learn how to avoid letting a one-time windfall turn into up-leveling yourself into debt: https://ow.ly/HxRy50VjlF2

Everybody’s talking about tariffs. But what are they really going to do to your wallet? “Whether tariffs are inflationary or not is a bit of a question mark, but they do increase costs for consumers,” said Steve M. Wyett, CFA, chief investment strategist at BOK Financial. Steve shares tips on how to navigate the current climate of volatility: https://ow.ly/5Kfb50Vjzor

What’s the correlation between bonds and interest rates? “When interest rates go up, the value of bonds that investors currently hold goes down, though there’s less of an impact on shorter-term bonds than on longer-term bonds,” explained Steve M. Wyett, CFA, BOK Financial chief investment strategist. See what could initiate a bond sell-off: https://ow.ly/bGxE50V9Jt9