Auto Claim Specialists

Have you used the Appraisal Clause in your auto insurance claim?

REPAIR PROCEDURE ISSUE: Our client’s 2019 Chevrolet Colorado was damaged. Our client filed a claim with their carrier Progressive Insurance for the loss. Progressive issued a loss statement/repair estimate for $11,253.48 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $23,131.66?return Progressive to its pre-loss condition. Our client came to us for assistance with the $11,878.18 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition. As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the the independent 3rd?party appraiser for $23,131.66 as the loss statement/ repair cost to return our clients 2019 Chevrolet Colorado back to its pre-loss condition. The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $11,878.18 or 105.6% from the Progressive loss statement/repair estimate of $11,253.48 Through the invoking of the Progressive policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible. #appraisal #progressive #repair #chevrolet

REPAIR PROCEDURE ISSUE: Our client’s 2024 GMC Sierra 2500 was damaged. Our client filed a claim with their carrier Liberty Mutual Insurance for the loss. Liberty Mutual issued a loss statement/repair estimate for $14,271.75 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $32,180.14 return Liberty Mutual to its pre-loss condition. Our client came to us for assistance with the $17,908.39 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition. As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the v independent 3rd?party appraiser for $31,044.46 as the loss statement/ repair cost to return our clients 2024 GMC Sierra 2500 back to its pre-loss condition. The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $16,772.71 or 117.5% from the Liberty Mutual loss statement/repair estimate of $14,271.75. Through the invoking of the Liberty Mutual policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible. #gmc #repair #appraisal #accident #libertymutual

REPAIR PROCEDURE ISSUE: Our client’s 2019 Ford F-150 was damaged. Our client filed a claim with their carrier Progressive Insurance for the loss. Progressive issued a loss statement/repair estimate for $13,995.00 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $18,019.22?return Progressive to its pre-loss condition. Our client came to us for assistance with the $4,024.22 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition. As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the the independent 3rd?party appraiser for $16,950.00 as the loss statement/ repair cost to return our clients 2019 Ford F-150 back to its pre-loss condition. The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $2,955.00 or 21.1% from the Progressive loss statement/repair estimate of $10,611.71 Through the invoking of the Progressive policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible. #appraisal #repair #collision #ford

REPAIR PROCEDURE ISSUE: Our client’s 2017 Chevrolet Silverado 1500 was damaged. Our client filed a claim with their carrier Progressive Insurance for the loss. Progressive issued a loss statement/repair estimate for $10,611.71 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $23,847.96?return Progressive to its pre-loss condition. Our client came to us for assistance with the $13,236.25 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition. As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the v independent 3rd?party appraiser for $22,887.33 as the loss statement/ repair cost to return our clients 2017 Chevrolet Silverado 1500 back to its pre-loss condition. The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $12,275.62 or 115.7% from the Progressive loss statement/repair estimate of $10,611.71 Through the invoking of the Progressive policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible. #appraisal #haildamage #repair #chevrolet #progressive

Texas! This is a reminder to support the contractual right for a Mandatory Right to Appraisal in auto insurance claims. It is mandatory to have insurance coverage, and Texas needs a mandatory right to protect us, the policyholders, and ensure fair claim settlements! Our efforts are paying off; we have 19 individuals who donated $13,940 for the Texas Mandatory Right to Appraisal Bill. The 89th Legislative Session began Tuesday and will continue through June 2nd. Our lobbyists, Drew and Jacob, are doing incredible things at the Capitol to promote our message about safe repairs and appraisal. Any contributions would be greatly appreciated. *All collected funds will go towards the bill SB369.

REPAIR PROCEDURE ISSUE: Our client’s 2017 RAM 2500 was damaged. Our client filed a claim with their carrier Consumers County Mutual Insurance Co. for the loss. Consumers County Mutual issued a loss statement/repair estimate for $19,016.83 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $26,581.25 to return Consumers County Mutual to its pre-loss condition. Our client came to us for assistance with the $7,564.42 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition. As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the Consumers County Mutual independent 3rd?party appraiser for $25,200.00 as the loss statement/ repair cost to return our clients 2017 RAM 2500 back to its pre-loss condition. The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $6,183.17 or 32.5% from the Consumers County Mutual loss statement/repair estimate of $19,016.83. Through the invoking of the Consumers County Mutual policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible. #appraisal #repair #ram #travelers

REPAIR PROCEDURE ISSUE: Our client’s 2023 Ford Bronco was damaged. Our client filed a claim with their carrier Progressive Insurance for the loss. Progressive issued a loss statement/repair estimate for $13,147.22 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $18,897.98 return Progressive to its pre-loss condition. Our client came to us for assistance with the $5,750.76 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition. As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the v independent 3rd?party appraiser for $18,660.24 as the loss statement/ repair cost to return our clients 2023 Ford Bronco back to its pre-loss condition. The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $5,513.02 or 41.9% from the Progressive loss statement/repair estimate of $13,147.22 Through the invoking of the Progressive policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible. #appraisal #repair #progressive

REPAIR PROCEDURE ISSUE: Our client’s 2016 Honda CR-V was damaged. Our client filed a claim with their carrier Progressive Insurance for the loss. Progressive issued a loss statement/repair estimate for $6,540.17 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $10,201.05 return Progressive to its pre-loss condition. Our client came to us for assistance with the $3,660.88 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition. As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the v independent 3rd?party appraiser for $10,026.98 as the loss statement/ repair cost to return our clients 2016 Honda CR-V back to its pre-loss condition. The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $3,486.81 or 53.3% from the Progressive loss statement/repair estimate of $6,540.17 Through the invoking of the Progressive policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible. #appraisal #honda #progressive #repair

REPAIR PROCEDURE ISSUE: Our client’s 2015 Chevrolet Silverado was damaged. Our client filed a claim with their carrier Allstate Insurance for the loss. Allstate issued a loss statement/repair estimate for $11,995.94 before the deductible. Our client’s collision facility issued a preliminary loss statement/repair plan for $23,946.80 return Allstate to its pre-loss condition. Our client came to us for assistance with the $11,950.86 under-indemnification and out-of-pocket expense to safely return their vehicle to its pre-loss OEM condition. As a result of going through the appraisal process in the policy, Vehicle Value Experts came to a binding agreement with the Allstate independent 3rd?party appraiser for $19,023.35 as the loss statement/ repair cost to return our clients 2015 Chevrolet Silverado back to its pre-loss condition. The final binding agreement between the unbiased independent appraisers identified an under-indemnification of the loss of $7,072.49 or 59.2% from the Allstate loss statement/repair estimate of $11,995.94. Through the invoking of the Allstate policy right of appraisal our client has been made whole for their loss with no out-of-pocket expense other than their deductible. #appraisal #repair #chevrolet #allstate #haildamage