At-Bay

Most companies have little to no fraud controls in place, leaving them vulnerable to costly scams. But stopping fraud doesn’t have to be expensive or complicated. Adam Tyra, CISO for Customers at At-Bay, shared a simple yet powerful mindset shift. When a company had an active fraud risk but was hesitant to alert their partners, he reframed the risk: Would you make 100 calls if it meant saving $75,000? Suddenly, the answer was yes. Fraudsters exploit urgency and trust. A few no-cost steps can make a big difference. Voice-verify any request to change payment details. Add clear warning labels to payment instructions. Vet your vendors to ensure they take security as seriously as you do. Fraud prevention isn’t just about tools and budgets. It’s about habits. The right ones can save your business from a major loss.

Cyber risk is more than just an IT issue, it’s a business risk. As threats evolve, insurers, brokers, and businesses need smarter ways to manage exposure and stay ahead. That’s why we can’t wait to attend RIMS (Risk and Insurance Management Society, Inc.) #RISKWORLD to discuss how our InsurSec approach goes beyond traditional cyber insurance. By combining insurance and security, we help businesses reduce threats before they lead to claims, providing proactive protection. If you’re attending, let’s connect! Reach out to our team to schedule time and join the conversation on the future of cyber risk management. ?? Ken Riegler ?? James Riviezzo ?? Ryan Aussicker ? ?? May 4-7, 2025 | Chicago, IL

?? Tech E&O Brokers — looking for a market that delivers? At-Bay is built for primary and excess Tech E&O risks, offering: ? Seasoned underwriters who find solutions for complex risks ? Comprehensive coverage designed for the evolving tech landscape ? Fast turnaround to help brokers move quickly Plus, every Cyber & Tech E&O policyholder — including excess placements — gets access to At-Bay Stance?, our unified security platform that monitors clients’ attack surface, identifies vulnerabilities, and helps them resolve issues with support from our team of virtual CISOs, via their Embedded Security endorsement. Here’s a recent win, bound by Julie Marvel, that showcases our approach: At-Bay Insurance Services, LLC.? In California, License #0L73812.

Email security threats have changed, but many defenses haven’t. As Travis Mercier, Head of Managed Detection and Response at At-Bay, explains, traditional email security was built to stop ransomware, data theft, and extortion – attacks that relied on malicious links and known bad URLs. But today’s attackers are using generative AI to create sophisticated financial fraud campaigns that don’t trigger traditional security filters. Without bad links or suspicious attachments to detect, these AI-driven attacks slip through, creating a growing security gap that legacy solutions weren’t designed to handle. And since 2023, that gap has only widened. It’s time to rethink email security. Watch Travis break it down and learn more about staying ahead of modern threats.

Email threats are getting more sophisticated – shouldn’t your defenses be, too? MDR for Email goes beyond basic filtering by combining AI-driven threat detection with 24/7 expert monitoring. It helps businesses catch what traditional tools might miss, from subtle phishing attempts to complex financial fraud. Plus, it lightens the load on internal teams by reducing alert fatigue and providing actionable insights. If you’re rethinking your approach to email security, this is worth a closer look. Swipe through for key benefits, and check out Adam Tyra's full blog on the rising threat of financial fraud to dive deeper. ?? https://lnkd.in/gPJ-RzMF

This St. Patrick’s Day, don’t leave your business’s cyber risk to chance. At-Bay’s InsurSec approach combines cutting-edge security technology with insurance for better end-to-end prevention and protection. ?Keep your digital assets safe, no four-leaf clovers, leprechauns, or magic pots of gold required. ???? Sláinte to bringing insurance and security together! ??

A single email. One request. And just like that, the money is gone. While ransomware may make the headlines, financial fraud is the most common threat businesses face every day. Financial fraud isn’t just fast — it’s relentless. As Adam Tyra, CISO for Customers at At-Bay, explains, all it takes is one well-timed email to drain millions, with little chance of recovery. For small businesses, that kind of loss can be devastating. That’s why businesses need more than just email security. With At-Bay Stance Fraud Defense and MDR for Email, we combine AI-driven protection with 24/7 monitoring to catch fraud before it happens, helping businesses stay secure and potentially unlock better coverage.

A big thank you to everyone who joined At-Bay’s Emma Ye and Guy Carpenter's Jess Fung at the 12th Annual CAT Risk Management & Modelling Summit! ?? Their session on "Understanding Cyber CAT Modeling: Evolution, Challenges, and Opportunities" was packed with great insights, covering everything from how cyber CAT models have evolved to the challenges of exposure accumulation in SME portfolios, and even strategies to reduce tail losses. We loved seeing so many of you engaged in the conversation about the future of cyber risk modeling.

?? ICYMI:? Email is a prime target for cybercriminals, with 9 in 10 financial fraud claims originating from this channel. It’s no surprise that protecting your inbox has become more important than ever. Now available for eligible Stance customers, Stance Fraud Defense helps prevent fraudulent activity by flagging suspicious behavior in real-time, alerting social engineering attacks before they can do any damage. It’s quick and easy to activate — just a few steps — and can potentially unlock higher financial fraud sublimits. (Speak to your licensed insurance representative for more information.)? If you’re an eligible Stance customer learn how to set up Fraud Defense and take an extra step toward securing your business. https://lnkd.in/gdYHYrbZ

At-Bay takes a different approach to underwriting — one that goes beyond just pricing risk. We find solutions that work. ? Tailored endorsements for unique exposures ? Competitive terms, even on tough accounts ? Quick turnaround when brokers need it most From complex Tech E&O risks to Cyber and MPL challenges, we’ve helped brokers place difficult accounts and secure better terms. If you have accounts that need creative underwriting, quick turnaround, or just a fresh perspective, please send them to your dedicated underwriter or one of our Regional Managers, we’d love to help. ?? Rae Haynes, Northeast ?? Nikki P., Southeast ?? Jamie Burnett, ARM, Midwest ?? Sandy Perdiguerra, West Coast At-Bay Insurance Services, LLC.? In California, License #0L73812.