Assembly Wealth

Can you have both an IRA and a 401k? (Yes) Is it a good idea to consolidate retirement accounts? (Also yes). Sound confusing? Our blog post covers the pros and cons of having multiple 401k accounts and why most people benefit from consolidating their retirement investments into an IRA. Learn more: https://bit.ly/3yCygM9 #401k #401kadvice #wealthbuilding #financialplanning #wealthmanagement #retirementplanning

10 ways to optimize your financial health before the end of 2024. https://bit.ly/4hJ0pTp #rebalancing #financialplanning #investmentstrategy #wealthmanagement #retirementplanning #yearend

If you were hit by a speeding car tomorrow, what would happen to your assets? It’s unpleasant to think about and the reason many Americans don’t have an estate plan. But if you want to protect your assets and leave a meaningful legacy, you need a plan in place. Here’s how to ensure the assets you worked hard to earn provide maximum benefit to the people or organizations you care about most: https://bit.ly/3Wn971g #estateplanning #financialplanning #inheritanceplanning #inheritancetax #assetprotection #livingtrust #livingtrusts #avoidprobate

Our latest post explains how to create a solid, tax-efficient inheritance plan. PLUS…a cautionary tale: What to Do With Large Inheritance | Minimize Taxes on Inherited IRA https://bit.ly/3NPu9At #wealthbuilding #financialplanning #wealthmanagement #retirementplanning #LegacyPlanning #generationalwealth #estateplanning #estateplan?

People in the sandwich are often faced with complex financial decisions. If you have college-bound kids, aging loved ones who may need care, or have concerns about the rising cost of healthcare, this article is a must read: https://bit.ly/3BG3y5T #wealthbuilding #financialplanning #wealthmanagement #sandwichgeneration #caregiving

Maintaining a disciplined approach to investing can be challenging during an election year. Will the stock market decline due to uncertainty around the election? Historically, presidential election years have a positive effect on the market — with two recent exceptions: https://bit.ly/4aLWJM7 #investmentstrategy #wealthmanagement #retirementplanning #investingstrategy #investing2024 #economicoutlook #financialmarkets

Changing jobs or retiring? Read this before cashing out your 401k ?? especially if you’re younger than 59?: https://bit.ly/4emTQ7t #401k #wealthbuilding #financialplanning #wealthmanagement #retirementplanning #401krollover

Estates worth less than $13.61 million are not taxable at the federal level, but 17 states and Washington DC have estate and/or inheritance taxes with thresholds as low as $1 million. Our latest post explains how to make your estate as tax-efficient as possible — at the state and federal level: https://bit.ly/3XTbecL ?#financialplanning #investmentstrategy #wealthmanagement #LegacyPlanning #estatetax

1 in 4 people will lose their job at some point in their career. Here’s what to do (and not do) if this happens to you: https://bit.ly/3XJktNR #layoff #layoffs2024 #layoffsupport #benefitscontinuation

Discussing inheritance with your family can be challenging, but a trusted financial advisor can help mediate sensitive conversations. They can explain the reasoning and technicalities behind the plan and help you define the legacy you’d like to leave — through charitable giving as part of your estate or while you’re still alive.? The important thing is to open a dialogue. Failing to do so can lead to financial losses and unfulfilled wishes. James Brown’s estate is a sad (but not uncommon) example of what can go wrong, even if you have a well-crafted estate plan: Discuss Your Estate Plan With Your Family | Avoid Lawsuits, Protect Your Assets https://bit.ly/45G6t9N #inheritancetax #estateplanning #estateplan #avoidprobate #livingtrust