Artifex Financial Group

"Old age is like everything else. To make a success of it, you've got to start young,” observed Teddy Roosevelt. #LifeInsurance

Learn about Medicare Advantage and the choices it offers you for health care coverage, prescription drugs, and more.

Did you know that for every $100 spent at a locally owned business, $68 recirculates and remains in the local economy, according to a 2024 report by Sustainable Connections? By contrast, the study found that only $43 stays local when spent at a national chain. As we gear up for the holiday shopping season, remember that Black Friday is just around the corner on November 29, followed by Small Business Saturday on November 30! This weekend presents an opportunity to support our local economy. Why not kick off your holiday shopping by grabbing a coffee from that local café, picking up a unique gift from the boutique down the street, or trying out that restaurant you’ve been meaning to visit? What’s your favorite local small business? Give them a shout-out in the comments! #BlackFriday #SmallBusinessSaturday #ShopLocal #CommunityMatters

Think you’re saving money by not having health insurance? Think again. Medical debt can be a major cause of financial woes. Read more now.

As Thanksgiving approaches, families gather to celebrate gratitude. But it's also an opportune moment for a crucial conversation: discussing finances with aging parents. As financial professionals, we've seen too many families postpone this "Money Talk." Sound familiar? Don't wait. Your parents will appreciate your concern, and addressing this now can benefit everyone in the long run. Here's our guidance to navigate this important discussion: 1?? Timing is Key: It's easier to discuss personal finances when there's no immediate pressure. 2?? Set the Right Tone: Frame the conversation around helping them maintain independence, not taking control. 3?? Come Prepared: Familiarize yourself with their potential concerns–healthcare costs and living arrangements. 4?? Use 'I' Statements: "I want to make sure I understand your wishes." To some, that sounds better than, "You need to tell me about your finances." 5?? Start Broad: Begin with general questions before diving into specifics. 6?? Be Patient: This may not be a one-and-done conversation. It may take several talks to build an understanding. 7?? Recognize Their Experience: Acknowledge the wisdom they've accumulated over the years. 8?? Suggest a Family Finance Day: Propose a day where the family openly discusses financial matters, making it a normal topic. Remember, the goal is to help your parents feel supported, not scrutinized. Every family's situation is unique, and there's no one-size-fits-all approach. For personalized strategies, our team can help guide these sensitive conversations. #FamilyFinances #RetirementTalk #ElderCare

Renter? Think you’re covered by the owner’s insurance? Do a double check. #rentersinsurance #renting #insurance

A home is the single largest financial commitment for most people. What mortgage fits you best?

Fallen trees damage property and strain neighborly relations. Who pays when your tree falls?

As financial professionals, we're used to crunching numbers. But what if I told you the most valuable review doesn't involve a single spreadsheet? ?? This year, I'm challenging myself (and you!) to conduct a personal year-end review that goes beyond finances. Here's a sneak peek at my top three reflection points: ?? Celebrating wins (big and small) ?? Skill evolution ?? Gratitude check Why? Because true financial well-being is intrinsically linked to overall life satisfaction and personal growth. Want to join me in giving yourself a year-end review? Reach out to our office! #YearEndReview #PersonalGrowth #FinancialWellbeing