Arrival Home Loans

Arrival Home Loans would like to introduce Kimberly Bright, our newest Wholesale Account Executive.?Kimberly comes to us from Washington Federal Savings Bank and is well-versed in cross-collateralized consumer bridge loans. We are excited to have her join our growing team! Kim has over 10 years of experience in mortgage lending. Before joining Arrival Home Loans, Kim was an Account Executive for 7 years, specializing in various loan programs, such as jumbo, one-time close construction, and cross-collateral. Other responsibilities included building and maintaining account relationships and facilitating training webinars to discuss loan programs and the lending process. Kim is passionate about making a difference by listening to the needs of the client, communicating throughout the loan process from origination to closing, and delivering an excellent client experience. Kim enjoys traveling, spending time with family and friends, reading, watching movies, and playing with her Golden Cockapoo, Savannah. Kimberly Bright can be reached at [email protected].

"I would like several complicated transactions that take a lot of time and documentation and contain a lot of legalese rather than one easy, fast, and efficient transaction to purchase my next home," said no one! Email [email protected] to learn more about our unique and modern-day approach to buy-before-you-sell solutions and take the easy way home.

You read that right! When you need a make-sense mortgage, think of Arrival Home Loans. Email [email protected] to learn more about our unique and modern-day approach to consumer bridge lending and available wholesale opportunities.

There are THREE reasons why you should learn about Arrival Home Loans unique and modern-day approach to consumer bridge lending: 1. Use our multi-state, cross-collateralized consumer bridge loan to help clients finance up to 100% or more of the price of a new home. 2. Use our stand-alone refi bridge to unlock the equity in an existing home for the down payment or full purchase price of a new home. 3. Use our stand-alone purchase bridge to complete the purchase of a new home (down payment required). All of our solutions are: - Stated Income/Stated Asset - No Appraisals (in most cases) - Interest Only Payments - No Pre-Payment Penalties and no EPO's. - Quick Closings Email [email protected] to learn more about available wholesale opportunities.

Check out our bridge purchase with no cross property...

Did you know that our bridge loan does not require a current home to bridge? Although most of our loans are cross-collateralized, a borrower having difficulty with a traditional loan may qualify for our 75% LTV Bridge Purchase. As long as they have the down payment, an adequate credit score, the ability to make the interest-only payments on our bridge note, and an exit strategy, we may be able to assist. Email [email protected] to learn more about our unique and modern-day approach to consumer bridge lending.

Compare our easy one-close consumer bridge to others... OTHERS: 1. Obtain a second mortgage/HELOC or short-term second lien (or first lien) bridge on the current home to get the required cash for a down payment. 2. Use a guaranteed backup contract offer to eliminate the current PITI payment from the Debt-to-Income ratio. 3. Apply and qualify for a new purchase money mortgage for the new home. Each transaction above has costs, qualifications, and work that needs to be completed. Additionally, there are many moving parts and timelines to coordinate. With Arrival Home Loans unique and modern-day approach, we use one low doc and easy-to-qualify transaction with one set of closing costs to unlock the equity in the existing home AND complete the purchase of the new home. - We do not require the current home to be listed on the market when the bridge loan closes. - We have no debt-to-income restrictions. - We allow over 100% financing of the new home to obtain cash back to make the interest-only payments while the consumer has our bridge to ensure the borrower has no financial hardship. - We use AVM's to eliminate the need for appraisals. - We allow for stated income and stated assets Get it all done, with one! Forget the rest and obtain the best! Email [email protected] to learn more and become an approved wholesale partner today.

You can't cross a chasm in two steps- sometimes it takes a leap!

One loan makes all the difference! With Arrival Home Loans- one loan, normally leads to two (with the same borrower). But what is more important than that, is after a loan officer experiences our solution firsthand from application to settlement; and how easy, efficient, and quickly we move, all of a sudden they now have the confidence to pitch our solution again and again which yields increased opportunities, more loans and stronger referral partnerships. Sometimes you need to take that first step with faith, trust, and confidence. Soon, you become the subject matter expert on buy-before-sell solutions in your market and your business begins to boom... Email [email protected] to learn more about our unique and modern-day approach to consumer bridge lending.

Did you know that if your borrower has enough equity in their current home, they can obtain an Arrival Home Loans bridge loan and pay cash on a new home? We consider this a short-term, cash-out refinance bridge which allows for: * Stated Income and Stated Assets * No Debt-to-Income Restrictions * No Appraisals (in most cases) * Quick Closings Once the departing home sells, our bridge loan will be paid off (within 11 months). Email [email protected] to learn how we help folks who want to buy before they sell, using our easy and modern-day approach to consumer bridge lending.