Arena Investor

FI-DAY FRIDAY — Actually Enjoy Your Financial Independence Journey Business owners have special needs, and Arena Investor is here to help them with their Financial Independence Journey too. When you're running a business you look to optimize in as many ways as possible. But there are only so many hours in a day. Here are 3 key ways Arena Investor helps business owners enhance employee satisfaction and reduces tax burdens: ? Financial Coaching for your employees or 1099s — Recruit, retain, and deduct with these informative sessions designed to be half teaching seminar and half workshop. If your employees have their financial house in order, they are happy, and focused on work. ? Retirement Accounts for You and Your Employees —Recruit, retain, and deduct with Traditional 401(k)s, IRAs, and Solo 401(k)s. Arena Investor is adding the ability to provide initial setup, administration guidance and templates, and ongoing investment management of Solo 401(k)s, which can create a $70,000 tax deduction from your business profit. ? It might be time to buy the building — No more being the tenant. Often times, business owners start off by leasing their space. Over time, with well run companies, they can buy the entire building they once leased a space in. This diversifies your risk profile while adding a new source of revenue once you are the one collecting rent. But are you financially ready? And do you need guidance on that process? Arena Investor can help. Enjoy the article, and don't hesitate to reach out. You're the Hero. We're the Guide. ArenaInvestor.com 614-350-1902 https://lnkd.in/gyzCg9As

Modern Planning & Investing is Trusted. Renown Financial Planner Matthew Jarvis put it best: "Is it wrong to invest your own money differently than how you tell clients to invest? I say that it is wrong. This is not to say that your investment models aren’t adjusted for your goals and financial situation, but if it’s not what you tell a client to do in the same situation…" At Arena Investor or founder designs, manages, and assigns portfolios to his wealth that he assigns to client wealth too. We have portfolios for various portfolio goals / Investor Profiles: ? Very Cautious ? Cautious ? Moderate ? Aggressive ? Very Aggressive Why would an Advisor, with the full spectrum of portfolios like this, not invest his own money in them? It's time for the next generation of advising. You're the Hero. We're the Guide. ArenaInvestor.com 614-350-1902

WILDCARD WEDNESDAY Liquid Term (Lt) - Liquid Assets / Your Spending. If you do not have sufficient liquidity due to a low number of liquid assets (such as an Emergency Fund savings account) or because you are overspending, then your FI Journey is at risk. Liquidity not only enables you to capture opportunity, but it also acts as an armor your finances can wear as you journey down your financial path. If you are serious about pursuing Financial Independence, then you should be serious about Lt. A financial ambush in the form of unexpected expenses can push you off your path. Ensure your Lt is high enough to strike great opportunities when they arise - and to fend off nonsense when it tries to surprise you. You're the Hero. We're the Guide. ArenaInvestor.com 614-350-1902

Modern Planning & Investing is Value. We don't want clients to have to pay hidden fees, and we don't want to be compensated by anyone except the ones we serve. Our advisory can use those values to provide more value - what you get for what you pay - and that makes us excited when onboarding new clients. Did you know the median "All In" fee is 1.65%, per Kitces research? We're at 0.75% total. You're the Hero. We're the Guide. Details at ArenaInvestor.com 614-350-1902

MONDAY MARKET PREVIEW Market ups and downs don't bother poised investors or investment managers. In fact, not only do they expect them but they often like the fact that America's best companies are going on sale. These ups and downs create powerful buying opportunities for young professionals who have a lot of time in the market remaining. If you feel too stressed or emotional about the market, consider hiring a professional Investment Advisor Representative (IAR) to do it for you. Investing is too important to skip. At Arena Investor, we're on-the-job as investment managers watching the market and helping clients by managing their wealth. You're the Hero. We're the Guide. https://lnkd.in/gjWxSrcd

Happy FI-Day FI-day and Friday are here! Remember to take a second and feel good about the week of work you just put in as you pursue Financial Independence (FI). To support your FI Journey, we share informative and actionable content about various topics important to one's FI Journey. #5 on our list of Tax-Advantaged Investing accounts you should be using (see the full list in our TAI Hub on our blog) are: College Savings Plans, 529s, and ESAs... let's take a look: "A 529 Plan is a tax-advantaged investment account specifically designed for education savings. These plans are offered at the state level and can be used for K-12 tuition (up to $10,000 per year), college tuition, fees, books, room and board, and even student loan payments. ? Tax Advantages: Contributions grow tax-free, and withdrawals are tax-free when used for qualified education expenses. Some states also offer tax deductions or credits for contributions. ? No Income Limits: Unlike ESAs, anyone can contribute to a 529, regardless of income level. ? High Contribution Limits: Many states allow total contributions exceeding?$300,000?per beneficiary. ? Flexible Beneficiaries: If one child doesn’t use the funds, you can transfer them to another family member without penalty." Continue reading if you'd like to see what happens if the money is not used for college (hint: it's still good). https://lnkd.in/gC3yZvfj

Wildcard Wednesday We have clients with student loan debt, interest in buying a home, and perhaps starting their own business. Naturally, that that leads to questions about proper credit usage, the interest rates one can obtain, improving cashflow, access to better credit products, and qualifying for real estate or business loans. So we published a Credit Improvement Guide with Checklists that's easy to digest and easy to execute. It covers: ? Understanding the Importance of Credit ? Credit Score Breakdown & How to Improve It ? Checking & Understanding Your Credit Report ? Disputing Errors & Working with Credit Bureaus ? Managing Credit Utilization & Credit Mix ? Payment Strategies for Stronger Credit ? Using Debt Strategically ? Case Studies: Before & After Scenarios ? Special Section for Real Estate Owners & Those Considering It ? Special Section for Business Owners ? Timelines: How Long Each Step Takes ? Sample Letters (Credit Limit Increase, Goodwill Adjustment, Dispute Letter) ? Final Checklist for Credit Success There's always room for improvement, so take a look and see what you can implement. Additionally, there are sample letters in case you ever need them. Enjoy! Gladly adding value for clients and the public every week. You're the Hero. We're the Guide. https://lnkd.in/gznhUtEy

Do market fluctuations stress you out? How about economic downturns? Have a professional manage your investments, so you can: ? Worry less ? Protect your investments from your emotions ? Get a second set of eyes on your investments ? Ensure the investments are suitable for you and your goals ? Enjoy life more At Arena Investor we're on the job as investment managers, keeping up with markets, and knowing when to adjust your portfolios (or not!) What's on your mind financially? Reach out to us any time at ArenaInvestor.com/contact/ You're the Hero. We're the Guide. https://lnkd.in/gc3Ynm89

FI-day is here once again! To finish off the week, let's take a step back, open up our aperture, and think long. Typically, your home and your 401k are the critical aspects of you reaching Financial Independence -- and reaching it in the way you want, so you can live how you prefer after making work optional. People go to great lengths to ensure their home is suitable for them. But is your 401k suitable for you as well? At Arena Investor we urge you to ensure your 401k is properly aligned: "Align your portfolio with your Investor Profile?– Choose investments based on your Investor Profile – key factors such as age, risk tolerance, long-term goals, and your overall financial picture. Arena Investor can help align your 401(k) with your broader financial plan, including real estate and other investments." To aid your FI Journey, we built the TAI Hub on our blog, which features Tax-Advantaged Investing accounts. Each article also has a checklist to help you out. Please enjoy the one below. If you want professional investment management, please don't hesitate to reach out. You're the Hero. We're the Guide. https://lnkd.in/gNbxRkJY

Wildcard Wednesday: This week we’d like to highlight Elements, our favorite way to present financial health data to clients. With this integration, we can help clients see how healthy their finances are — similar to the vital signs we are already accused to in healthcare, but now the key metrics are for client wealthcare. Additionally, we can show you how you stack up against others similar to you — perhaps you’re 33 year old young professional, married, and make between $150k-175k. This gives you a frame of reference, as you then know if one of your health elements are typical, atypically high, or atypically low. We then work with you to improve unhealthy financial metrics, while keeping you healthy ones safe. The combination of knowledge, accountability, and visualization is powerfully effective for clients. https://lnkd.in/g3Jr2BQ5