Apex Benefits Partners

?? Home should be your safest place. But hidden dangers—like household poisons and sewer backups—can threaten your well-being. This month’s Home Matters newsletter is all about keeping your home safe with simple, effective prevention tips. Learn how to protect your family from accidental poisoning and costly sewer issues before they happen. ? Safe storage tips for household chemicals ? Signs of potential sewer backups ? Easy prevention strategies Your home is your sanctuary—let’s keep it that way. Read more in our latest Home Matters! ?? find all of our March newsletters at https://lnkd.in/eq--Evat #HomeSafety #PoisonPrevention #SewerBackup #ApexProtects #HealthyHome #WhoisyourBroker #ClientsComeFirst

Let our team help your employees! #AI #BenefitsManagement #WhoisyourBroker #ClientsComeFirst

???? March is here! We are kicking off National Nutrition Month with our popular Live Well, Work Well newsletter! This edition is all about small but powerful ways to boost your overall well-being: ?? Fuel your body with the right proteins to stay energized and strong. ??♂? Step outside—walking has incredible benefits for both body and mind. ??♀? Think holistically—well-being isn’t just physical; it’s about balance in all areas of life. Ready to feel your best this month? Stay tuned for tips, insights, and motivation to keep you moving forward! #Wellness #HealthyLiving #WorkWellLiveWell #EmployeeBenefits #WhoisYourBroker #ClientsComeFirst

Read up on the facts around President Trump's Executive Order on access to In-Vitro Fertility (IVF) treatments. Fertility benefits are gaining major steam in wellness/healthcare benefits. What steps has your organization taken to make sure employees understand their access and benefits around fertility? The Apex team is here to help! #IVF #Fertility #PregnancyBenefits #EmployeeBenefits

This month’s "Commercial Risk" newsletter explores two essential strategies for reducing workplace hazards and managing vehicle fleets effectively: ??♂? The Role of a Safety Committee - A well-organized safety committee can create a safer work environment and strengthen compliance with OSHA standards. ?? Fleet Management Best Practices If your business relies on vehicles, fleet management is critical. Effective practices include: -Regular vehicle maintenance to prevent costly breakdowns. -Driver training programs to reduce accidents and improve safety. -Monitoring tools, such as telematics, to track vehicle performance and driver behavior. Taking these steps can not only minimize risks but also lower insurance costs and increase efficiency. ? Want to learn more about building a safety-first culture and optimizing your fleet operations? Apex would be happy to help beyond just benefits! Check out all of our client newsletters on www.apexbenefitsonline.com #CommercialRisk #SafetyCommittee #FleetManagement #RiskMitigation #BusinessInsurance #Management #OSHA #Safety #Wellebing #WorkplaceSafety #ClientsComeFirst

Staying ahead of regulatory changes is essential for supporting your employees and managing compliance. This month’s "HR Brief" newsletter highlights two critical updates for employers: ?? Telehealth and HSA Legislation Update The temporary provision allowing pre-deductible coverage of telehealth services for HSA-qualified health plans has officially ended. Starting this year, employees with HSAs may need to meet their deductible before accessing telehealth benefits. Employers should review plan details and communicate these changes clearly to their teams to avoid confusion. ?? DOL Increases Civil Penalties for 2024 The U.S. Department of Labor (DOL) has updated civil monetary penalties for noncompliance with employee benefits regulations. This includes higher fines for violations related to ERISA, FMLA, and other labor laws. Ensuring compliance with benefits reporting, disclosures, and fiduciary duties is now more crucial than ever. Navigating regulatory changes doesn’t have to be overwhelming. Let us help you stay informed and prepared with all of our content at www.apexbenefitsonline.com #HRBrief #Telehealth #HSAUpdate #DOLCompliance #EmployeeBenefits #HRUpdates #Compliance #HealthInsurance #HSA #EmployeeWellbeing #WhoisyourBroker #ClientsComeFirst

This month’s "Home Matters" newsletter highlights practical ways to help your team thrive at home—starting with a timely winter reminder: ?? Preventing Frozen Pipes Share these simple tips with your team to help them protect their homes during winter: -Keep your thermostat consistent: Maintain a temperature of at least 55°F, even when away. -Let faucets drip: Running water can prevent freezing in exposed pipes. -Open cabinets: Allow warm air to circulate around pipes under sinks. -Insulate pipes: Especially those in basements, attics, or garages. Encouraging small preventive measures can save employees time, money, and headaches—allowing them to focus on what matters most. ? Looking for more ways to support your workforce beyond the workplace? Check out our other newsletters at www.apexbenefitsonline.com #HomeMatters #EmployeeWellbeing #WinterTips #FrozenPipes #BenefitsBroker #Leadership #HomeInsurance #WhoisyourBroker #ClientsComeFirst

With volatility in real estate and property insurance, its great to stay on top of market trends! #realestate #propertyinsurance #riskmanagement

As we settle into the new year, February is the perfect time to focus on creating habits that lead to a healthier, happier you. This month’s “Live Well, Work Well” newsletter dives into two key areas of wellbeing: ?? Building Healthy Habits Consistency is the foundation of lasting health improvements. Whether it’s drinking more water, prioritizing sleep, or practicing mindfulness, small, daily actions can add up to big results. Set achievable goals, track your progress, and celebrate your wins—no matter how small! ?? The Importance of Strength Training Strength training isn’t just for bodybuilders—it’s for everyone! Incorporating resistance exercises into your routine can help improve -Muscle strength and bone density -Metabolism and weight management -Posture, balance, and injury prevention -Mental health and confidence Let’s make February a month of growth, resilience, and strength—inside and out! Find all our newsletters on www.apexbenefitsonline.com #Wellbeing #Wellness #HealthyHabits #StrengthTraining #LiveWellWorkWell #EmployeeBenefits #WhoisYourBroker #ClientsComeFirst

Great infographic that breaks down GLP-1 drugs that are available to employees. While many conversations around these drugs are spent on cost, there are approved uses that have helped patients get their health into a better place. Interested in learning more - come find us! www.apexbenefitsonline.com #weightloss #glp1 #healthinsurance #wellbeing #wellness