Ampley Heartstone Capital

Ampley Heartstone Capital

金融服务

Bethesda,Maryland 170 位关注者

Financing your vision with integrity

关于我们

Ampley Heartstone is a small financial services organization that provides a consultative approach to capital access. We can help you design payment solutions to help your business thrive by arranging fast and flexible financing. We also direct you to resources that can assist you in maintaining your progress. Small, minority, women-owned businesses, churches, and start-ups are under-served markets that we are passionate about assisting. Our clientele is also community volunteers or commercial real estate investors and developers. Such a scenario is presented to us by our clients. You spent time building a relationship with your bank by depositing money and saving regularly. However, your bank turned you down, and you now feel as though the time and effort you put into the relationship – in both time and money - were wasted. Many business owners fear they have nowhere else to turn if their bank rejects them. They might be pleasantly surprised to hear that, compared to traditional banks, many alternative lenders have more relaxed rules and are willing to take on more risk. Alternative lenders offer several customized lending programs tailored to firms that have been turned down by their banks, including those with a poor credit history, inadequate cash flow, insufficient collateral, and excessive debt. Your bank most likely denied you because you did not meet their stringent requirements, called "lender overlays" or "bank overlays." The federal government mandates official minimum standards. However, most banks are more rigid. The key, therefore, is finding a lender who imposes fewer restrictions or overlays than your bank, which will boost your chances of getting approved. No matter what the reason was for your loan being denied, there is a lending option available out there for you.

网站
https://ampleyheartstonecapital.com
所属行业
金融服务
规模
51-200 人
总部
Bethesda,Maryland
类型
私人持股
创立
2020
领域
SBA Laons、Real Estate loans、Start-up Funding、Equipment financing、Church Loans、Factoring、Line of Credit和Personal Unsecured Loans

地点

动态

  • 查看Ampley Heartstone Capital的公司主页,图片

    170 位关注者

    Ampley Heartstone is a boutique commercial financial services firm that offers a consultative approach to accessing capital. We can arrange fast and flexible nom-bank loans and develop payment options that will help your business grow. ? Our passion is serving the underutilized markets of small, minority, and women-owned businesses. We serve those looking for creating financing options, offering term loans, commercial real estate loans, factoring, lines of credit, merchant cash advances, and equipment financing. We also have relationships with philanthropic organizations to facilitate nonprofit funding. ? Many business owners believe that once their bank rejects them, they have nowhere else to turn. We work with 25 alternative institutional lenders and individuals who have more relaxed requirements and are willing to take on more risk. Alternative lenders have a wide variety of special loan programs that are specifically geared to businesses who were turned down by their banks, even applicants with insufficient credit history, poor cash flow, insufficient collateral and/or too much debt already. ? Ironically, our best referral sources are the banks who turn down loans for their depository customers. Business owners won't take no for an answer when they get turned down by their depository bank. We provide banks with a safe solution to the customer's problems, enabling the bank to preserve the depository relationship and serve the customer at the same time. Our established funding sources provide a broad range of financing solutions. This satisfies the customer's needs, enabling them to grow and the bank's deposits along with it. We also work closely with accountants, bookkeepers, and other financial professionals. When banks turn down their clients, they turn to us. Our business development approach produces results. We believe in the American dream! No matter what the reason for a loan being denied, there is a loan program available for our clients. #commercialrealestate?#businessowners?#financialservices?#growth?#business?#funding?#womeninbusiness?#churchfunding?#finance?#lending?#loans?#usabusiness?#credit?#money?#bank?#sbaloan?#sba?#churches?#startup?#construction?#startupfunding?#usa?#building?#startuplife

  • 查看Ampley Heartstone Capital的公司主页,图片

    170 位关注者

    Four industries will be severely impacted by the anti-immigrant policies of the new administration: agriculture, construction, hospitality, and medical. Costs will go sky high. The reality is that both political parties benefit from both legal and illegal immigration, because Americans like cheap labor. The system has been broken ever since Reagan give amnesty to the illegals who were then in the country. Inflation will be rampant and the reindustrialization of American manufacturing will be dramatically inhibited by Trump’s policies. American universities will be severely impacted by this new policy because it will inhibit many of the best and the brightest from coming here. They will go instead to our competitors in Canada and the UK. Immigrants receive half of all PhD's in the US, leading to innovation which we then monetize and export to the world. American universities are the jewel in the crown, because we attract the best and brightest students from other parts of the world. Many of then stay here and add to the American mosaic. Margaret Thatcher once said, "Europe was created by geography. America was created by philosophy". The United States is unique in world history because you can choose to be an American by virtue of accepting American first principles, even of you aren't born here. This phenomenon creates an ethos that transcends race or religion, and attracts the most ambitious.??

  • 查看Ampley Heartstone Capital的公司主页,图片

    170 位关注者

    查看Randall Nixon, M.A, GCB. J.D.的档案,图片

    CEO @ Ampley Heartstone Capital | Commercial Non-Bank Financing | We help secure financing using our network of providers

    An Appeal To My Fellow Men It has only been three days since Vice President Kamala Harris announced her candidacy, and I have already blocked and reported six men for their sexist, misogynistic comments on my posts. I happen to be supporting Kamala Harris for president of the US, but I recognize that she isn’t everybody’s cup of tea. If you don’t like her politics, have at it. I won’t stop you. But if you make sexist, misogynistic comments, insinuating that she slept her way to the top, I’m BLOCKING and REPORTING your sorry, trifling ass. If you are a husband, take responsibility. The word husband is derived from the Greek: it means “to take care of”. So take care of your wife by not making snide, misogynistic comments, because she could be the next target of a smear campaign. If you are a father, remember that your daughters are watching and listening. The kind of success that they have in life, as well as the man they select as a life partner, relates directly to you and your attitudes. Think of your mother, and the role she played in nurturing you and making you a man, capable of standing on your own two feet. Would she be ashamed of you for making sophomoric remarks about women using knee pads on their way to the top? Probably. Don’t get me wrong. I like pretty women – I like them A LOT. Have I made or tolerated sexist remarks in the past? Yes, and I regret it. But as the scripture says,?“when I was a child, I spoke as a child, I understood as a child, I thought as a child; but when I became a man, I put away childish things”. Men, put those things away, and be the mensch that your women want you to be.

  • 查看Ampley Heartstone Capital的公司主页,图片

    170 位关注者

    Revenue as a share of GDP has fallen from about 19.5 percent in the years immediately preceding the Bush tax cuts to just 16.3 percent in the years immediately following the Trump tax cuts, with revenues expected to rise to an annual average of 16.9 percent of GDP in 2018-2026 (excluding pandemic years), according to CBO. This is simply not enough revenue given the nation’s investment needs and our commitments to Social Security and health coverage. The United States is undergoing the greatest reindustrialization in its history. It needs capital to grow. https://lnkd.in/eAC-Dq2y

    The 2017 Trump Tax Law Was Skewed to the Rich, Expensive, and Failed to Deliver on Its Promises | Center on Budget and Policy Priorities

    The 2017 Trump Tax Law Was Skewed to the Rich, Expensive, and Failed to Deliver on Its Promises | Center on Budget and Policy Priorities

    cbpp.org

  • 查看Ampley Heartstone Capital的公司主页,图片

    170 位关注者

    "The Harm That Good Men Do" Philosopher Bertrand Russell wrote an essay arguing that what we overstate the "goodness" of those in society who are not really good, but are merely conventional. Russell cites several great thinkers, such as Darwin and Spinoza, who were known as bad men during their time, likely because they were unconventional. Russell says that our morality becomes superstition and that we need a new morality based on love of life and encouragement of growth.? Restrictions on residential development were thought by liberals to be "good" because some developers were unscrupulous, and invited suburban sprawl. This became a article of faith by the middle class, who imposed constraints -- zoning, environmental issues, equity issues, and many others. The result in California and many other jurisdictions all over the world is that there isn't enough housing. This drives up prices for the very people who advocated for those constraint in the first place -- another example of the harm that good men do. https://lnkd.in/ew4nJJX8

    High home prices are 'feudalizing' California as unaffordable housing markets pose existential threat to middle class, study says

    High home prices are 'feudalizing' California as unaffordable housing markets pose existential threat to middle class, study says

    fortune.com

  • 查看Ampley Heartstone Capital的公司主页,图片

    170 位关注者

    This is a very interesting article about the challenges surrounding small business procurement in Maryland. SMB's are still not getting their fair share of procurement opportunities, and when they get them, financing can be difficult. Let us at Ampley Heartstone Capital help you get the mobilization funding you need to perform on these contracts. https://lnkd.in/gDZkaSGK

    Report finds MD firms not benefiting enough from $68B procurement economy - Maryland Daily Record

    Report finds MD firms not benefiting enough from $68B procurement economy - Maryland Daily Record

    https://thedailyrecord.com

  • 查看Ampley Heartstone Capital的公司主页,图片

    170 位关注者

    Why Commercial Borrowers Shouldn’t Wait To Get Approved For Funding Lenders have a finite amount of resources and capital to deploy. When we as brokers engage lenders, they want to begin the underwriting process to determine when the capital and personnel they have is worth the value of the loan. When you delay in the document process or the decision-making process, those lenders move on to the next deal. Lenders are also in the business of allocating risk. When someone in your industry secures a loan from a lender, that means the lender is less likely to approve a loan for YOU, because they are going to spread their risk. By the time you may be ready for a loan, that loan may have gone to someone else. Finally, we are in the midst of the largest reindustrialization in American history. This requires an enormous amount of capital. Europe and China are facing serious demographic decline. Companies are 'reshoring" their operations. Baby boomers are retiring – and taking their money with them. These factors mean that the cost of money is going to increase. The Federal Reserve is determined to tame inflation, and the cost of money is a casualty. The era of free money is over. The sooner to get qualified, the sooner you can deploy funds at reasonable rates and grow your business.

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