Allon Advocacy, LLC

Congress is on recess, but the real work starts when they return. With a looming debt ceiling deadline, a major budget reconciliation package, key Trump administration nominations, and crypto regulation on the table, lawmakers are heading into a high-stakes spring and summer in Washington. ?? Will Congress raise the debt ceiling in time to avoid financial turmoil? ?? What’s next for the GENIUS Act and stablecoin regulation? ?? How will budget reconciliation shape tax policy, border security, and energy independence? Get the full breakdown in our latest blog: https://lnkd.in/gSRkpkAA #Congress #DebtCeiling #BudgetReconciliation #Stablecoins #Fintech #Policy

Shutdown or Status Quo? Late yesterday afternoon, the House approved a CR that will keep the federal government funded through the end of FY 2025, with a party line vote of 217 to 213. So, what will Senate Democrats do? They have about 48 hours to decide. https://lnkd.in/e8Y8DP6k

President Trump Touts Record — Do Americans Agree? Last night, President Trump delivered a 90-minute address to Congress, highlighting his administration's record on trade, taxes, immigration, and foreign policy. While the speech was framed as a "Renewal of the American Dream," recent polling suggests that many Americans are skeptical about the impact of his policies. ?? Tariffs & Trade: While Trump says tariffs are bringing jobs back, 60% of Americans believe they will hurt the economy. ?? Taxes: The push to extend TCJA provisions has limited public enthusiasm—only 26% are satisfied with current tax levels. ?? Economy: Confidence is slipping—Gallup reports more Americans now think the economy is worsening. ?? Foreign Policy: Recent tensions, including Trump's approach to Ukraine, are driving down approval ratings. Are Americans embracing the “golden age” Trump promised, or are they bracing for the road ahead? Check out our latest blog analyzing the speech and what voters think. ?? Read more: https://lnkd.in/ehTu4q72 #Politics #Economy #Tariffs #Taxes #ForeignPolicy #PublicOpinion #Trump

New Blog Alert! ?? The latest executive order from President Trump is making waves in the financial regulatory space, radically shifting the independence of key agencies like the SEC, FDIC, and CFTC. With just 37 days into his second term, Trump has already issued 73 executive orders—a pace that far outstrips past presidents. ?? What does the new executive order “Ensuring Accountability for All Agencies” actually do? ?? How does it impact financial regulators and oversight? ?? Will this hold up in federal court? We break it all down in our latest blog. Read more here: https://lnkd.in/eR-Z4xbq #ExecutiveOrder #FinancialRegulation #TrumpAdministration #Policy #Finance #RegulatoryAffairs

The Department of Government Efficiency (DOGE) is rapidly expanding—and facing legal and political scrutiny. From the CFPB, SEC, and IRS to the DOD, NASA, and FAA, Elon Musk’s DOGE has embedded itself in key federal agencies, slashing staff, reviewing contracts, and pushing aggressive efficiency measures. But its legal standing is under fire. ?? Courts are issuing mixed rulings on DOGE’s authority. ?? 14 states are challenging Musk’s involvement as unconstitutional. ?? Lawmakers—including some Republicans—are questioning DOGE’s rapid actions. With executive orders reshaping agency oversight and mass layoffs on the horizon, what’s next for DOGE? Read the latest analysis here: https://lnkd.in/eV_9xAk4 #GovernmentEfficiency #ElonMusk #FederalPolicy #Regulation #DOGE

DOGE Hits CFPB: The CFPB is, for all intents and purposes, shut down. This week we breakdown how we got to this point, what is happening at the CFPB now, and what may happen next. Read more: https://lnkd.in/d7A32QSB

This past weekend, President Trump put his America First Trade Policy into action, imposing 10% tariffs on all Chinese imports and announcing 25% penalties on Canada and Mexico—though he quickly granted a 30-day reprieve to North American trade partners. Unlike past tariff policies focused on trade imbalances, these new penalties are being justified on national security grounds, specifically targeting illegal drug trade and immigration concerns at the borders. But does this approach align with historical precedent? And what role does Congress play in shaping U.S. trade policy? Public opinion on tariffs remains divided. Polling shows that most Americans disapprove of new trade penalties, despite broad optimism about Trump's second term. Will economic pressure force a shift in strategy? We dive into these questions—and more—in "Tariff Tempest." Read the full analysis here: https://lnkd.in/eRD_H9ZH #TradePolicy #Tariffs #Economy #AmericaFirst #USChina #USMexico #USCanada #Congress #NationalSecurity #PublicOpinion

Why is Rohit Chopra Still the Director of the Consumer Financial Protection Bureau? Ten days into the second Trump administration, CFPB Director Chopra is still on the job. While most federal agency heads stepped down on January 20, Chopra remains at the CFPB—despite being a frequent target of Republican criticism. Reports suggest he’s packed up his office, yet he continues to show up to work daily. So why hasn’t President Trump replaced him? The answer lies in the Federal Vacancies Reform Act and its interplay with other laws governing agency leadership. The Act limits who can serve as acting directors of federal agencies, creating legal and logistical complications for the Trump administration’s plan to replace Chopra. Further complicating matters: ?? The CFPB’s unique structure under Dodd-Frank. ?? Legal concerns about appointing sitting FTC or FDIC officials. ?? Potential litigation risks if an appointment is rushed. With Scott Bessent now confirmed at OMB, an appointment may soon come—but this situation highlights broader concerns over loopholes in the Vacancies Act, which both conservative and progressive groups have criticized as ripe for executive overreach. What do you think—should Congress reform the Vacancies Act? ?? Read more: https://lnkd.in/es9-YefE

With just 48 hours into President Donald J. Trump’s second term, the administration has set an ambitious tone with a flurry of executive orders and leadership changes across financial regulatory agencies. Key priorities already emerging include fintech partnerships, crypto regulations, and a deregulatory agenda targeting Biden-era rules. From Acting FDIC Chair Travis Hill’s promise to boost community banks and fintech collaboration to the SEC’s new crypto task force, the landscape is shifting rapidly. Meanwhile, Congress is gearing up to reverse regulations using the CRA and address pressing matters like the debt ceiling and wildfire aid. What does this mean for fintech, open banking, and consumer protections? ?? Dive into the details in our latest blog: https://lnkd.in/gZQc3bPf #FinancialRegulation #Fintech #TrumpAdministration #PolicyUpdate

New Blog: Executive Action “Shock and Awe" January 20th will be a whirlwind of activity as Donald J. Trump is sworn in as the 47th president of the United States. Amidst the celebrations, the Trump White House is gearing up for a historic flurry of executive actions, setting a bold agenda for day one of his second term. From trade and immigration to energy policy and regulatory rollbacks, this blog dives into what to expect on Inauguration Day—and how it compares to the first-day actions of previous administrations. Curious about the differences between an executive action and an executive order? Or the potential implications of Trump’s policy moves? Get the full analysis in our latest blog post. ?? https://lnkd.in/epvDipjS #ExecutiveAction #InaugurationDay2025 #PolicyChanges #Leadership #Innovation