Allied Disaster Defense

This morning we released our 4th and final phase of our local Fire Hazard Severity Zone maps. 156 cities and counties in Southern California received recommendations with the three levels of fire hazard: ?? Moderate Fire Hazard- 2,956,761 acres ?? High Fire Hazard- 364,767 acres ?? Very High Fire Hazard- 817,212 acres These maps play an important role in setting the standard of where we apply critical wildfire mitigations like building codes and defensible space. See the map: https://lnkd.in/ducyJwEe Learn more about Fire Hazard Severity Zones: https://lnkd.in/dkXzW6sh #CALFIRE #StateFireMarshal #WildfirePrepardness

?? New Episode Alert! ?? In this episode of All Things Wildfire, I take you inside the chaos of a recent wildfire event with firsthand accounts from my team, Erika Gonzalez and Ally Menchaca. They were on the frontlines, answering frantic calls from homeowners desperate for wildfire protection as the flames closed in. ?? What you'll hear: ?? The reality of wildfire response—why homeowners often expect a firefighter-like presence and what our team actually does to protect properties. ?? The behind-the-scenes challenges—juggling urgent calls, limited crews, and intense logistics in a high-pressure “war room” environment. ?? The emotional impact—stories of gratitude, exhaustion, and the critical need for year-round wildfire prevention. As we transition from emergency response to post-fire challenges like smoke management and toxic residue, one thing is clear: wildfire prevention isn’t a last-minute decision—it’s a seatbelt for your home. ?? Listen & subscribe now: The entire episode is in the comments. #AllThingsWildfire #WildfirePrevention #WildfireResponse #DisasterPreparedness Private Risk Management Association (PRMA) Diane Delaney Amy Bach J. Lopez Seth Schalet Justice Jones James Milek Kelly Greene CPCU, CAPI Michael Plaksin Heather Posner, CPRIA Bill Gatewood Frank Frievalt Daniel Berlant Nancy Watkins Susie Hanasab David, CAPI, CCIC Alex Rosenfeld, CAPI Paul Tanner Jeff Huebner Ramiro Rodriguez Deserie Thigpen Lauraleigh Weaver Vault Insurance Rhiannon Jay (RJ), CAPI Yadira Anzueto, CIC, CAPI Jessie Fischer Steven Hawks Insurance Institute for Business & Home Safety - IBHS California Department of Insurance California Department of Forestry and Fire Protection (CAL FIRE) California Fire Safe Council Elle Parent Stewart Barrios Tim Bauer Vincent Lu

?? Is Your Home Truly Covered? The Growing Insurance Crisis After Wildfires ?? The recent Eaton wildfire in Altadena left homeowners Louise Hamlin and Chris Wilson on two very different paths. Hamlin's insurance provider, Mercury, swiftly paid out nearly $1 million—she's now planning her rebuild. On the other hand, Wilson was forced onto the California FAIR Plan after his insurer, SafeCo, dropped him. Now, he's facing loans, lawsuits, and the painful decision of whether to leave California altogether. ?? The lesson? If you own a home in a wildfire-prone area, you need to take control NOW. ? Understand your insurance coverage—don't wait until disaster strikes to realize you're underinsured. ? Take proactive steps to make your home more fire-resistant—this can make you eligible for better coverage than the FAIR Plan. ? Call Allied Disaster Defense today to get your wildfire prevention assessment and start on a new track toward protecting your home and keeping your insurance. Insurance companies are adjusting to a new reality. Homeowners must do the same. If you live in a wildfire-prone region, the time to act is before the next disaster. ?? Have you faced challenges getting or keeping homeowners insurance? Let's discuss solutions in the comments! #WildfirePrevention #HomeInsurance #ResilientHomes #DisasterRecovery Private Risk Management Association (PRMA) Vault Insurance The Cincinnati Insurance Companies Dorothy Sarna Deserie Thigpen Ted Deveraux Willy Hammond Jay McCarrell III Insurance Institute for Business & Home Safety - IBHS Kurt Thoennessen, CAPI Janet Ruiz, CPCU, AIM Amy Bach Seth Schalet James Milek Kelly Greene CPCU, CAPI Bill Gatewood Heather Posner, CPRIA Kevin Sofen California Fire Safe Council https://lnkd.in/g33zBw-F

?? New Episode Alert! ?? In this episode of All Things Wildfire, I take you inside the chaos of a recent wildfire event with firsthand accounts from my team, Erika Gonzalez and Ally Menchaca. They were on the frontlines, answering frantic calls from homeowners desperate for wildfire protection as the flames closed in. ?? What you'll hear: ?? The reality of wildfire response—why homeowners often expect a firefighter-like presence and what our team actually does to protect properties. ?? The behind-the-scenes challenges—juggling urgent calls, limited crews, and intense logistics in a high-pressure “war room” environment. ?? The emotional impact—stories of gratitude, exhaustion, and the critical need for year-round wildfire prevention. As we transition from emergency response to post-fire challenges like smoke management and toxic residue, one thing is clear: wildfire prevention isn’t a last-minute decision—it’s a seatbelt for your home. ?? Listen & subscribe now: The entire episode is in the comments. #AllThingsWildfire #WildfirePrevention #WildfireResponse #DisasterPreparedness Private Risk Management Association (PRMA) Diane Delaney Amy Bach J. Lopez Seth Schalet Justice Jones James Milek Kelly Greene CPCU, CAPI Michael Plaksin Heather Posner, CPRIA Bill Gatewood Frank Frievalt Daniel Berlant Nancy Watkins Susie Hanasab David, CAPI, CCIC Alex Rosenfeld, CAPI Paul Tanner Jeff Huebner Ramiro Rodriguez Deserie Thigpen Lauraleigh Weaver Vault Insurance Rhiannon Jay (RJ), CAPI Yadira Anzueto, CIC, CAPI Jessie Fischer Steven Hawks Insurance Institute for Business & Home Safety - IBHS California Department of Insurance California Department of Forestry and Fire Protection (CAL FIRE) California Fire Safe Council Elle Parent Stewart Barrios Tim Bauer Vincent Lu

Don’t let your rain gutters become a wildfire hazard! ???? This photo perfectly explains why gutter maintenance is critical in wildfire defense. Dry leaves and debris can accumulate in your gutters, creating the perfect fuel source for embers during a wildfire. One tiny ember can ignite a disaster. Installing gutter guards is a simple yet highly effective way to prevent this risk. Allied Disaster Defense specializes in comprehensive wildfire strategies to protect your home before disaster strikes. ? Gutter guards to prevent debris buildup ? Ember-resistant vent installation ? Fire-retardant application ? And more… Don’t wait for wildfire season—get ahead of the risk. #WildfireDefense #HomeProtection #GutterGuards #FirePrevention #AlliedDisasterDefense Chubb Vault Insurance The Cincinnati Insurance Companies Dorothy Sarna Deserie Thigpen Private Risk Management Association (PRMA) Michael Thayer, CWMS Seth Schalet California Fire Safe Council

?? Do You Have Enough Insurance Coverage for Wildfire Losses? ?? In the wake of the recent Palisades and Pasadena wildfires, many homeowners may think they're fully covered—until they file a claim and discover unexpected limitations in their policies. On the latest episode of the All Things Wildfire podcast, Tim Bauer breaks down the three key areas of wildfire insurance coverage: ?? Structure Coverage – Repairs or rebuilds your home, but do you have enough coverage to reflect today’s rising construction costs? ??? Contents Coverage – Replaces personal belongings, but some policies cap certain high-value items. Are your valuables adequately insured? ?? Additional Living Expenses (ALE) – Covers temporary housing, meals, and expenses if you're displaced. But how long will your policy cover you? Many homeowners assume they’re protected, only to be shocked by policy exclusions and coverage gaps when disaster strikes. That’s why reviewing your policy with your insurance broker is critical and ensuring you have the right coverage before the next wildfire. ??? Tune in to the episode and get your insights to protect your home and family. Link in comments below. #WildfireInsurance #AllThingsWildfire #HomeInsurance #DisasterPreparedness #WildfireRisk #InsuranceGaps #KnowYourPolicy #alliedrestoration #allieddisasterdefense Chubb The Cincinnati Insurance Companies PURE Insurance Vault Insurance Private Risk Management Association (PRMA) Diane Delaney Kurt Thoennessen, CAPI Yadira Anzueto, CIC, CAPI Rhiannon Jay (RJ), CAPI Susie Hanasab David, CAPI, CCIC Paul Tanner Alex Rosenfeld, CAPI Michael Thayer, CWMS Seth Schalet Heather Posner, CPRIA Bill Gatewood Janet Ruiz, CPCU, AIM Amy Bach J. Lopez Stewart Barrios Vincent Lu Jacqueline Rivera

?? Red Flag Warning Tips: Prevention Strategies That Work The Soto Wildfire in Jurupa Valley highlights the ever-present danger of wildfire season, especially during Red Flag Warnings. These warnings are issued when three critical conditions align: 1?? Strong Winds: Fuel the rapid spread of embers and flames. 2?? Low Humidity: Dries out vegetation, turning it into kindling. 3?? Dry Fuels: Grass, brush, and trees become highly flammable. ?? Prevention is Key ?? While we can’t control the weather, we can take action to reduce risks: ? Clear dry vegetation and debris around your home. ? Use ember-resistant materials for vents, roofs, and fences. ? Spray fire retardant on hillsides to help reduce ignition. At Allied Restoration Services, we’re here to assist with wildfire prevention and recovery. From applying fire retardants to deodorizing properties after a fire, we provide comprehensive solutions to protect your home and help you recover quickly. Let’s work together to stay safe, prepared, and resilient. Prevention saves lives and property—don’t wait until it’s too late. PURE Insurance Chubb Vault Insurance Kin Insurance The Cincinnati Insurance Companies AIG Private Risk Management Association (PRMA) Amy Bach Janet Ruiz, CPCU, AIM Seth Schalet Michael Thayer, CWMS Frank Frievalt Daniel Berlant Susie Hanasab David, CAPI, CCIC Jeff Huebner Deserie Thigpen Eddie Sell Stewart Barrios Tim Bauer Vincent Lu #WildfirePreparedness #RedFlagWarning #FireSafety #SotoWildfire #AlliedRestoration #DisasterRecovery

?? A wildfire has broken out in Malibu, forcing evacuations and destroying homes. The National Weather Service has issued a "Particularly Dangerous Situation" Red Flag warning, signaling extremely hazardous conditions. This advisory, which will remain in effect through Tuesday afternoon, is driven by strong Santa Ana winds, gusting up to 60 mph in the coastal areas and valleys of Ventura and Los Angeles counties. This is the same type of warning that preceded the devastating Mountain Fire in Ventura County last month. Stay alert, and be ready to evacuate if needed. Keep the Allied Disaster Defense number on hand for retardant spraying during the emergency, and once the evacuations are lifted, contact Allied for an expert consultation on interior smoke damage. 888-860-1003 USAA Inc PURE Insurance AIG Alliant Insurance Services Chubb The Cincinnati Insurance Companies Vault Insurance Kin Insurance Private Risk Management Association (PRMA) Paul Tanner Alex Rosenfeld, CAPI Aon Affinity Travel Practice Farmers Insurance Susie Hanasab David, CAPI, CCIC Kurt Thoennessen, CAPI Heather Posner, CPRIA James Milek Kelly Greene CPCU, CAPI Deserie Thigpen Lauraleigh Weaver

?? Wildfire and Smoke Damage from the Camarillo Fire: What Homeowners Need to Know ??? As the Camarillo Fire continues to leave its mark, many homeowners face the daunting task of addressing smoke and wildfire damage. At Allied Restoration, we understand the challenges that come with these events, especially in today’s challenging insurance market. Before you file a claim, consider this: - Is the damage significant enough to warrant a claim? - Could paying for cleanup out-of-pocket be a better option to protect your future insurability? - With insurance rates rising and policies becoming more restrictive, making the right decision now can save you money and stress later. That’s where we come in. ? Our team at Allied Restoration Services provides comprehensive damage assessments to help homeowners determine: - Whether the cleanup can be a DIY project. - If professional services are needed without involving insurance. - Or if filing a claim is the best course of action. We’re here to guide you every step of the way, ensuring you make the best decision for your family, your finances, and your home. ?? ?? Contact us today for an assessment and let us help you navigate this challenging time with confidence. Together, we can restore your home and peace of mind. ?? Call us at 888-860-1003 or send us a message to schedule your evaluation. #CamarilloFire #WildfireDamage #HomeRestoration #AlliedRestoration #SmokeDamage #InsuranceHelp #DIYOrClaim #RestoringConfidence Janet Ruiz, CPCU, AIM Amy Bach United Policyholders (UP) Heather Posner, CPRIA Bill Gatewood Michael Thayer, CWMS Susie Hanasab David, CAPI, CCIC Alex Rosenfeld, CAPI Paul Tanner Jeff Huebner Lauraleigh Weaver Deserie Thigpen PURE Insurance Chubb The Cincinnati Insurance Companies Dorothy Sarna Tim Bauer Stewart Barrios Jacqueline Rivera Vincent Lu

???Wildfires Don't Respect Boundaries??? This timelapse video is a stark reminder of how wildfires can devastate homes, regardless of property lines or community boundaries. ?? But here's the good news:?proactive wildfire prevention works. Whether it's creating defensible space, hardening your home, or applying long-term fire retardants, these measures can make all the difference. Think of this as a tap on the shoulder—a reminder to budget for wildfire prevention work this year. Protect what matters most. ?? Need guidance or a virtual wildfire assessment? We're here to help. Protect your home before disaster strikes. ?? Call us at?310-620-9442?or visit our website Allied Disaster Defense to learn more. #WildfirePrevention #HomeHardening #AlliedDisasterDefense #BePrepared J. Lopez Justice Jones Daniel Berlant Michele Steinberg Amy Bach Janet Ruiz, CPCU, AIM Seth Schalet Heather Posner, CPRIA Frank Frievalt Nancy Watkins Alex Rosenfeld, CAPI Jeff Huebner Chubb Vault Insurance PURE Insurance AIG Private Client Select The Cincinnati Insurance Companies Dorothy Sarna Insurance Institute for Business & Home Safety - IBHS Stewart Barrios Vincent Lu Tim Bauer