Agri-Access

Lower interest rates are on the horizon. What should ag lenders expect? ? Surge in applications to meet pent-up demand for land and equipment. ? Improved cash flow for variable-rate borrowers ? Being proactive to anticipate challenges and changes. Get the scoop on how shifting interest rates can impact the ag economy by reading the latest blog by Agri-Access. https://ow.ly/haTZ50U0IJS

Despite record crop yields, farmers are facing significant market challenges as 2024 draws to a close. With high input costs, a projected decline in net farm incomes, and low commodity prices, this year could bring the toughest margins seen in two decades. https://lnkd.in/gKwEwvWu

As farmers face a challenging economic climate, ag bankers can offer a path forward with secondary lending options. For farmers, secondary loans offer: ? More interest rate options ? Access to higher lending capacity ? Amortization for up to 30 years For lenders, secondary lending solutions provide: ? More capacity ? Less risk to liquidity ? Competitive products Get started on the solution and download our FREE guide: Grow your ag lending portfolio with a reliable capital source. https://ow.ly/3wZ650U0GR3

The #ABAAg Conference is this week, and we look forward to connecting with you. Agri-Access is a proud sponsor and supporter of this event – it’s one of the best events of the year focused on agricultural lending. We’ll be seeing you in Milwaukee - stop by booth 102 to say hello.

To succeed in ag banking, you need business-friendly lending tools that help farmers grow. Our expanded Scorecard program is designed with your ag borrowers in mind. ? Quick online application ? Improved cash flow ? Fast response Now offering loans up to $5 million, with decisions in 48 hours or less, be sure to download our FAQ guide to learn more! https://ow.ly/QYQk50U0Gyw

The #ABAAg Conference is coming to Milwaukee this month, and we’re excited to sponsor and attend the event. Stop by booth 102 to say hello – we’ll see you there! https://aba.social/3yZcptr

The 2018 Farm Bill is extended -- again. What might this mean for ag lending? Here are a few possible outcomes to help you strategize: ? Expect existing programs to remain in place until a new bill is passed ? Know that some borrowers may hold off on long-term investments as they await policy changes ? Borrowers who are interested in new initiatives, like organic farming and renewable energy, may face delays Read our latest update to navigate the coming months. https://ow.ly/wmaf50U0ISY

Ag financing gives ag lenders a sense of purpose like nothing else. But when you’re up against the headwinds of liquidity strain, elevated interest rates and stiff competition from fintech solutions, you might feel stuck in a no-win situation with your best borrowers. Help is on the way. Unlock effective strategies that protect your bottom line AND deliver the competitive lending solutions your ag borrowers are looking for. Want to know how? Download our FREE eBook: 5 Strategies for Preserving Liquidity & Increasing Competitiveness. https://ow.ly/2BW650TEjij

How has rural banking changed over the past 20 years? This analysis shows that counties with the smallest populations shrank and lost banking services. In contrast, 54% of rural counties experienced growth, primarily those with more "urban" populations of 20,000 or more, which serve as the economic hubs of their regions. An interesting read, you can read the report in full here: https://lnkd.in/eZhnPU_g

Looking for advanced lending tools for your ag clients without a large tech investment? Our Agri-Lending Scorecard Program is designed specifically for ag borrowers, providing access to loans up to $5 million. We handle the risk, while you focus on the client relationship. Download our FAQ guide today. https://ow.ly/xbjj50TEjaT