Affirm

Let’s talk shop. Or rather, let’s talk about how pay-over-time solutions can help your business increase revenue and build loyalty. Come visit us at booth #2044 to chat with our team at Shoptalk Spring 2025! Shai Luna Lauren Raleigh Halley Hirschman Nicole Bader Kai Carino Miguel Franco Bryan "BT" Tollefson Trace Major Brittany (Reasoner) Keane Allison Keane Justin Goldstein Harrison Siegel Christine K.

Affirm and Experian today advanced responsible lending within the pay-over-time industry by increasing transparency and supporting positive consumer credit outcomes. We are excited to continue our work with Experian and help Affirm’s honest, pro-consumer financial products – offering unmatched flexibility, transparency, and no late or hidden fees – move further into the mainstream. Read more about today’s news: https://bit.ly/4l21M1d

Affirm has spent over 13 years strengthening our approach to responsible underwriting—helping more than 50 million people access over $100 billion in loans without ever charging a single penny in late or hidden fees. How is this possible? ? We have extensive experience underwriting higher-cost purchases with repayment periods lasting up to several years, which has taught our models how to effectively manage increased risk. ? We handle every aspect of underwriting in-house—unlike other pay-later players who outsource this critical function. ? We evaluate and underwrite each and every transaction, allowing us to deliver personalized, responsible payment options tailored to individual customer needs. ? Our flexible repayment plans—from 30 days up to 60 months and purchase amounts up to $30K—are designed with transparency and clarity, placing our consumers’ financial health first. Want to learn more about Affirm's unique underwriting advantage? Read more here ?? https://lnkd.in/gReUuiQM

Affirm’s capital markets expertise is a key competitive advantage and a driver of our success. Check out this blog post by our Chief Capital Officer, Brooke Major-Reid, as she details the growth and evolution of our capital program. Learn more about our engineering driven-approach that emphasizes diversification and risk management, as well as why credit is always job #1 at Affirm. https://lnkd.in/dS3e6qjB

?? We’re thrilled to announce our partnership with StockX, the global resale marketplace for current culture products! Now, shoppers can access Affirm’s flexible payment options to snag coveted items from brands like adidas, Supreme, Gucci, and more. This collaboration reflects a growing trend: fashion brands are increasingly adding Affirm to offer consumers the clear, flexible payment options they want at checkout. In the past six months alone, we've added over 55 fashion merchants to our network? – now including StockX – so shoppers can access the styles they love with payment options that fit their needs and no late or hidden fees. Read more: https://lnkd.in/gqdyZFr8

Our CRO Wayne Pommen shared what he’s heard from merchants about why they choose Affirm over the competition, including: What we do ? Breadth of payment options ? Market-leading underwriting ? Business model alignment ? Fair and transparent approach ? High-value consumer network ? Merchant collaboration And don’t do ? Profit off consumer data ? Prioritize short-term gains > long-term success ? Charge late or hidden fees Check it out here: https://lnkd.in/g_UqdZG7

Our SVP of Revenue, Pat Suh, sat down with Retail Brew to discuss Affirm’s recent launch with Stitch Fix and our growing momentum in the fashion category. Pat also emphasized the value of Affirm’s 0% APR options, explaining that retailers “are looking at new ways to drive interest that’s different than a coupon or X percent off.” Interest-free financing offers a powerful alternative, allowing brands to provide consumers with a deal without price gauging or diluting their brand. ?? Read the full piece: https://lnkd.in/g2SZDcty

Throughout February, our BLACK@ Employee Resource Group honored Black History Month by celebrating the theme of Labor and the Black Experience—highlighting the resilience, contributions, and impact of Black individuals across industries and generations. The events brought people together to share culture, knowledge, and community through food, music, and career development. During the month, the group held a panel event titled, “A Seat at the Table: The Journey to Black Leadership.” This event was hosted by our Chief Capital Officer, Brooke Major-Reid and our CEO, Max Levchin who are Co-Executive Sponsors of the ERG and featured Director and above leaders who have broken barriers and navigated the complexities of corporate America. Panelists shared the power of self-belief, authenticity, and consistent effort in driving professional growth and leadership, while encouraging attendees to pursue work that aligns with their values. Sip Jiyane, Chief Accounting Officer and BLACK@ member shared of the event, “I am proud that we get to witness greatness of our people in all aspects of what makes Affirm great. It’s amazing to have a community with powerful examples of people like us succeeding and doing great things at Affirm!” #blackhistorymonth

Affirm’s fashion network just got even more stylish! ???? As consumer demand for smarter ways to pay for clothing and accessories continues to grow, so does our network of fashion merchants — and we’re excited to welcome Stitch Fix to the lineup. Now, approved Stitch Fix shoppers can pay over time for the styles they love, with more flexibility and control at checkout. Read more: https://lnkd.in/gUbz_Mxg

Affirm’s COO Michael Linford joined LinkedIn News’ Richard J. Chang for a conversation on leadership, professional development, and what led him to Affirm in this week’s The Finance Files newsletter. When discussing why he joined Affirm, Michael said: “It was also that we talked a lot about our mission. And I think there are companies out there that talk about their mission almost like it’s checking a box. At Affirm, it’s just literally woven into who we are. We debate and discuss our mission as it applies to every decision. And it's very refreshing.” Read the full piece below ??