Affirm

Canadians are gearing up for the final stretch of the holiday season with strategy, not restraint according to Affirm's latest consumer survey. A few highlights: ?? Over 3 in 4 Canadian consumers (77%) are embracing the "slow shopping" trend, carefully considering every purchase. ?? The majority of Canadians (71%) plan to spend the same or more this season, focusing on smarter, deliberate choices. ?? Nearly 50% (48%) cite the ability to budget more effectively as a key motivator for buying now and paying later. ?? Many (42%) also point to the benefit of 0% APR offers, with nearly 40% (39%) valuing 0% APR financing as much or more than traditional discounts. Affirm’s Chief Revenue Officer Wayne Pommen said: “As Canadians take a more mindful, value-driven approach to holiday shopping, many are leaving credit cards behind. Instead, they’re turning to flexible, transparent payment options that let them shop responsibly and enjoy the season without the stress of hidden fees and compound interest.” Check out the full survey findings for more insights: https://bit.ly/4fIjaFt

Thank you Melissa Daniels and Modern Retail for highlighting why flexible payment options and 0% APR offers are becoming essential marketing tools for brands to stand out during the busy holiday season. ??As our SVP of Revenue, Pat Suh, shared, “If one retailer is offering 10% off, but one also provides 10% off and 0% financing, that provides an affinity for that retailer.” Check out the full article: https://lnkd.in/gyBxrDUn

This Saturday, you can #ShopSmall and support businesses like Torres Omar Jewelers—a Chicago family-owned store that’s been proudly serving the community for over 40 years. See how we’re helping small businesses achieve their goals and meet customers where they’re at:?https://lnkd.in/eDEAwiry #SmallBusinessSaturday #FamilyOwned

Just in time for the holiday rush, JD Finish Line and Affirm announced a new partnership. Shoppers can now pay over time at over 500 JD Sports and Finish Line locations nationwide to purchase items from top brands such as Nike, adidas, New Balance, and North Face. Affirm’s SVP of Revenue, Pat Suh, shared: “Through our partnership with JD Sports, we’re making it easier than ever to shop responsibly, whether on the go or at home. And, we’re giving shoppers the flexibility to better manage their purchases, with no hidden fees—just simple, transparent payment options.” Learn more: https://bit.ly/3OqZ8mQ

ICYMI - Our Founder and CEO Max Levchin recently spoke with Investor's Business Daily’s Reinhardt Krause about Affirm’s category leading positioning, key underwriting advantages, and how our flexible terms enable us to deliver more value to consumers and merchants. Read the full story to learn more about some of the irons in the??? as we continue to take share, expand ?? and chip away ?? at dated credit products with honest and transparent payments. Read more: https://bit.ly/4fUTQvt

Meet Jerry (Jiarui) Xu, an Engineering Manager who was drawn to Affirm because of his personal connection to our product. “I’m really aligned to the mission of Affirm because I experienced a lot of issues that Affirm was built for, to fix for…we build machine learning models to help our customers’ financial journey, to improve their financial lives.” Watch to learn more about Jerry’s journey to Affirm. #softwareengineering #honestfinance #careers

Building on over five years of partnership with Priceline, we are excited to announce Affirm is now the pay-over-time provider for Priceline’s B2B business, Priceline Partner Solutions. Travelers are increasingly eager for payment flexibility at checkout, and Affirm’s 25% growth in travel and ticketing last quarter underscores that demand. Priceline Partner Solutions partner brands — which span industries such as airlines, cruise lines, car rentals, hotels, and more — can now meet this need and offer approved travelers the ability to book trips now and pay over time, directly through their own websites.? Learn more: https://bit.ly/3AQsVC7

Meet Jianpu Ma (JP), a Senior Software Engineer and an Affirm Boomerang. We sat down with JP to learn more about what prompted his decision to leave and ultimately return to Affirm, and what he’s most looking forward to as he continues his career with us. #softwareengineering #boomerang #careers

Planning to attend the Phocuswright Conference at JW Marriott Phoenix Desert Ridge Resort on November 19th - 21st? If so, our very own Stacey Paul, Senior Director of Client Success, will be joining Amber Sweeney, VP of CS at Partnerize, and Ashley (Barabas) Schwartz, Senior Manager of Strategic Partnerships at Expedia Group, to discuss Travel Transformed: Driving Partnership Growth with Buy-Now-Pay-Later Partners. Join us on Tuesday, November 19th from 12:30 pm - 1 pm MST in the Grand Sanoran G room to learn more! You can also connect with our team onsite to discover how Affirm empowers top travel merchants with flexible payment solutions for consumers. ?? Reach out to Aaron Serrato, Johnston Gilfillan, Stacey Paul and Nicholas Ursini to schedule a time at the show.

At Affirm, we’re proud to have a strong Veteran community. In honor of that community and Veterans Day, we want to recognize one of our Veterans@ Affirm ERG members, James Sharpe. James is a Staff Technical Account Manager on the Enterprise Team, helping support the growth of Affirm. In addition, James has been an integral part of the ERG and a driving force behind initiatives to benefit our Veteran-owned business community. "I've really enjoyed being part of the Veterans ERG which has helped me connect with other Veterans throughout Affirm, especially in areas where I'm not typically involved,” shared James. “It's so helpful to have a group with a shared military background and combined expertise on nearly any topic at the company." #VeteransDay #careers #usarmy