Affirm

Big news: Affirm is deepening its multi-year agreement with J.P. Morgan Payments ?? ?? What does this mean? The agreement will make our solutions available on the J.P. Morgan Payments Commerce Platform, enabling U.S. merchants to offer Affirm's pay-over-time plans to their customers at checkout. ?? Why does this matter? This will help deliver Affirm’s honest financial products to more merchants and their customers, giving businesses the tools to fuel growth while delivering maximum flexibility and transparency to more consumers. Here’s what Mike Lozanoff, Global Head of Merchant Services at J.P. Morgan Payments, said about the announcement: "The demand for diverse payment options, flexibility, and seamless transactions from both merchants and their customers is at an all-time high. By incorporating Affirm as a payment method into our Commerce Platform, we are empowering businesses to deliver the services they need and the experiences that customers increasingly expect as part of their retail journey.” Read more here ?? https://lnkd.in/gwd6uRaZ?

Check out our founder and CEO Max Levchin’s interview with Andrew Edgecliffe-Johnson of SEMAFOR about Affirm’s 13th birthday, our commitment to doing right by consumers, and what’s ahead for Affirm as we kick off the next 13 years of improving lives through honest financial products.?

ICYMI – Affirm’s Founder and CEO Max Levchin was on CNBC earlier today where he spoke with Jon Fortt and Morgan L Brennan about the key differences between Affirm and other players, including our ability to address a wide range of transactions with customizable payment terms, and how this approach delivers more value to consumers and merchants. Max said: “We are hearing great demand from merchants that continuously tell us. ‘We love that you guys are not focused on taking a number and dividing it by four. That’s easy, that’s what everyone does. Help us make things more affordable over 6 months, 12 months, 36 months.’” When discussing the state of the U.S. consumer, Max said that right now it’s more of a “vibecession” (h/t Kyla Scanlon). Watch the full interview below ??

?? ???? We’re expanding our long-standing partnership with Adyen into the U.K.! Adyen merchants in the U.K. looking to provide consumers access to flexible, pay-over-time plans can now seamlessly integrate and offer Affirm at checkout. We’re excited to build upon the success we’ve had supporting Adyen’s customers in North America, helping more businesses drive growth and giving more consumers greater flexibility when purchasing the things they want and need! Read more about the news here: https://bit.ly/4ihDxdS?

Let’s talk shop. Or rather, let’s talk about how pay-over-time solutions can help your business increase revenue and build loyalty. Come visit us at booth #2044 to chat with our team at Shoptalk Spring 2025! Shai Luna Lauren Raleigh Halley Hirschman Nicole Bader Kai Carino Miguel Franco Bryan "BT" Tollefson Trace Major Brittany (Reasoner) Keane Allison Keane Justin Goldstein Harrison Siegel Christine K.

Affirm and Experian today advanced responsible lending within the pay-over-time industry by increasing transparency and supporting positive consumer credit outcomes. We are excited to continue our work with Experian and help Affirm’s honest, pro-consumer financial products – offering unmatched flexibility, transparency, and no late or hidden fees – move further into the mainstream. Read more about today’s news: https://bit.ly/4l21M1d

Affirm has spent over 13 years strengthening our approach to responsible underwriting—helping more than 50 million people access over $100 billion in loans without ever charging a single penny in late or hidden fees. How is this possible? ? We have extensive experience underwriting higher-cost purchases with repayment periods lasting up to several years, which has taught our models how to effectively manage increased risk. ? We handle every aspect of underwriting in-house—unlike other pay-later players who outsource this critical function. ? We evaluate and underwrite each and every transaction, allowing us to deliver personalized, responsible payment options tailored to individual customer needs. ? Our flexible repayment plans—from 30 days up to 60 months and purchase amounts up to $30K—are designed with transparency and clarity, placing our consumers’ financial health first. Want to learn more about Affirm's unique underwriting advantage? Read more here ?? https://lnkd.in/gReUuiQM

Affirm’s capital markets expertise is a key competitive advantage and a driver of our success. Check out this blog post by our Chief Capital Officer, Brooke Major-Reid, as she details the growth and evolution of our capital program. Learn more about our engineering driven-approach that emphasizes diversification and risk management, as well as why credit is always job #1 at Affirm. https://lnkd.in/dS3e6qjB

?? We’re thrilled to announce our partnership with StockX, the global resale marketplace for current culture products! Now, shoppers can access Affirm’s flexible payment options to snag coveted items from brands like adidas, Supreme, Gucci, and more. This collaboration reflects a growing trend: fashion brands are increasingly adding Affirm to offer consumers the clear, flexible payment options they want at checkout. In the past six months alone, we've added over 55 fashion merchants to our network? – now including StockX – so shoppers can access the styles they love with payment options that fit their needs and no late or hidden fees. Read more: https://lnkd.in/gqdyZFr8

Our CRO Wayne Pommen shared what he’s heard from merchants about why they choose Affirm over the competition, including: What we do ? Breadth of payment options ? Market-leading underwriting ? Business model alignment ? Fair and transparent approach ? High-value consumer network ? Merchant collaboration And don’t do ? Profit off consumer data ? Prioritize short-term gains > long-term success ? Charge late or hidden fees Check it out here: https://lnkd.in/g_UqdZG7