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Bitcoin hit another all-time-high, jumping +10% to nearly $90,000. So, should YOU invest in Bitcoin? Here are 2 things to think about: - Bitcoin is like any other investment. Some days the price goes up, and other days it goes down.? - Bitcoin can have dramatic swings, but the cryptocurrency has been no more volatile than Nvidia or Tesla over the past year, for example. The takeaway: if you're going to invest in Bitcoin, make sure you're diversified. Say two hypothetical investors made investments of $500 in their overall portfolios at the start of 2022, then invested $10 every week until 11/2024. - Investor A put all their money in a portfolio consisting of 60% stocks and 40% bonds. - Investor B put 58% in stocks, 39% in bonds, and 3% in Bitcoin. Investor B would be up over 24.3% in (almost) three years, slightly higher than Investor A’s 20.7% return. Investor B was able to benefit from diversifying with Bitcoin. They just needed to stick with it through the ups and downs. ------------------------------------------------------------------------------- Investing involves risk, including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns’ pricing before investing.? Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA/SIPC. Investors should consider the investment objectives, risks, charges, and expenses of the fund carefully before investing. The graphic comparing? the 60/40 portfolio and the portfolio with Bitcoin was based on calculations between 12/31/2021-11/13/2024. We used the S&P 500 Total Return Index for stocks, Bloomberg US Aggregate Bond Index for bonds, and Bitcoin itself for Bitcoin. References to total return include the reinvestment of dividends and results are not adjusted for inflation. It is not possible to invest directly in an index. Unmanaged index returns do not reflect any fees, expenses or sales charges. Past performance is no guarantee of future results. Acorns does not provide access to invest directly in Bitcoin. Bitcoin exposure is provided to Acorns customers through an ETF that invests in Bitcoin futures. They are considered high-risk investments given the speculative and volatile nature. Investments in Bitcoin-linked ETFs may not be appropriate for all investors and should only be utilized by those who understand and accept those risks. Investors seeking direct exposure to the price of bitcoin should consider a different investment. Investors should consider the investment objectives, risks, charges, and expenses of the fund carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus. Please read the prospectus carefully before you invest.

We just started what has historically been a good stretch for the market — and that could be more good news for investors! Since 1957, the S&P 500 has increased by an average of 6.7% during the six-month stretch between November and April. That well exceeds the 1.7% gains we’ve historically seen during the other half of the year. Just because the market has historically done better between November and April doesn’t mean you can’t see gains from May onward. If there are gains, you don’t want to miss out on them! As long as you’re diversified (think stocks, bonds, and maybe even Bitcoin) and invest consistently, you don’t have to try to guess what's best month to invest — your money is working for you year-round. ------------------------------------------------------------------------------- This information is for informational purposes only and should not be considered as investment advice or a recommendation to buy or sell any particular security, strategy, or investment product. The contents of this article have been generalized, and the investments and strategies discussed may not be suitable for all investors. Any forward-looking statements may not develop as predicted and are subject to change based on future market and other conditions. Investing involves risk, including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns’ pricing before investing.? Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA/SIPC. The “More good times ahead?” graphic looks at the average S&P 500 returns from November to April and May to October between 4/30/1957 to 10/31/2024 All references to “the market” refer to the S&P 500 Index.? The S&P 500 Index is a weighted index of 500 leading publicly traded companies in the U.S and often used as a market benchmark. References to total return includes the reinvestment of dividends and results are not adjusted for inflation. It is not possible to invest directly in an index. Unmanaged index returns do not reflect any fees, expenses or sales charges. Past performance is no guarantee of future results.

Bitcoin hit a new all-time high last week, so you might be wondering if now is the right time to invest in the cryptocurrency. We can’t make that decision for you. What we can do is help you understand the potential investment opportunity — and risks — behind Bitcoin. Think of Bitcoin like any other investment. Some days the price goes up, and other days the prices go down. Except with Bitcoin, the swings are more extreme. That’s why we do Bitcoin the Acorns way — by helping you stay invested for the long-term with a diversified portfolio. With Acorns' Bits of Bitcoin, you can invest 1 to 5% of your existing portfolio in a Bitcoin linked ETF. Doing it this way means you don't have to make any tradeoffs. Your Acorns portfolio will still be diversified, and you won’t be taking so much risk that you jeopardize your long-term goals. Get started here: https://lnkd.in/gf2t2Pxj This information is for informational purposes only and should not be considered as investment advice or a recommendation to buy or sell any particular security, strategy, or investment product. The contents of this article have been generalized, and the investments and strategies discussed may not be suitable for all investors. Any forward-looking statements may not develop as predicted and are subject to change based on future market and other conditions. Investing involves risk, including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns’ pricing before investing.? Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA/SIPC. Acorns does not provide access to invest directly in Bitcoin. Bitcoin exposure is provided to Acorns customers through an ETF that invests in Bitcoin futures. They are considered high-risk investments given the speculative and volatile nature. Investments in Bitcoin ETFs may not be appropriate for all investors and should only be utilized by those who understand and accept those risks. Investors seeking direct exposure to the price of bitcoin should consider a different investment.? Investors should consider the investment objectives, risks, charges, and expenses of the fund carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus. Please read the prospectus carefully before you invest.

It's about time in the market not timing the market. #Acorns #GrowYourOak -------------- Individual featured is an employee of Acorns. https://lnkd.in/gkArQCYE Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to customers of Acorns by Acorns Securities, LLC, Member FINRA, SIPC and an SEC registered Broker Dealer. For more information visit?Acorns.com.

What's going on in the markets? The market didn’t give us much in gains or losses in October, but it’s not necessarily a bad thing when you consider it’s still up 21% in 2024. On the economic front, we’re in a sweet spot: the inflation rate eased to 2.4% in September, the economy grew by? an annual rate of 2.8% in the third quarter, and unemployment came in at a historic low of 4.1% in October. Here's what to watch this week: The Federal Reserve meets this week to decide what to do with interest rates. Chances are interest rates are going down, but don’t expect as big of a move as September’s rate cut. Most investors expect the Fed to cut rates by 0.25%. Of course, the biggest news this week is the election. It’s normal for the market to hit a few hiccups around Election Day. No one knows who will win, and uncertainty tends to make the market a little jittery. But if we do hit some bumps, history shows it shouldn’t last too long. ---------------------- Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to customers of Acorns by Acorns Securities, LLC, Member FINRA, SIPC and an SEC registered Broker Dealer. For more information visit Acorns.com

Halloween is all about diversification. Let us explain. Nobody is looking to come home with just a bag full of Tootsie Rolls — you want a little bit of everything. Your investment portfolio should look like your ideal trick-or-treating haul: diversified. There should be a variety of assets in both your pillowcase (e.g. chocolate, sour, chewy, fruity, and candy corn!) and your portfolio (e.g. small co. stocks, large co. stocks, bonds, treasuries, intl. stocks, etc.). Here’s our ideal diversified Halloween haul: 47% Snickers? 6% Milky Way 3% Tootsie Rolls 24% 3 Musketeers 6% Sour Patch Kids 14% Starburst What would your diversified Halloween haul look like? —----- Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to customers of Acorns by Acorns Securities, LLC, Member FINRA, SIPC and an SEC registered Broker Dealer. For more information visit Acorns.com.

We're honored to be featured on TIME World's Best Brands of 2024 list!?#GrowYourOak #Acorns Especially honored that this list was determined by asking 22,000 consumers what they think are the best brands!

Full circle moment for me to sit down with Noah Kerner on my show this week. Noah is the CEO of Acorns - a company I’ve followed and been a fan of since their early days. Full episode can be listened to here: https://lnkd.in/eAcYxgCf

Noah Kerner, CEO/Chair of Acorns, joins Dante Simpson, Ph.D on the latest episode of The Table, to discuss how small amounts saved and invested everyday add up over time, through the power of compounding. According to Kerner, Acorns is built upon the premise, "putting the responsible tools of wealth-making in everyone's hands. Wealthy people make money putting assets in diversified portfolios, and holding it, not panicking". Join us to learn about the company's vision, their future and their various products. FINTECH.TV

The American Dream is not dead. You have the power to go get it. By: Noah Kerner, Acorns’ CEO I remember watching my mother — a brilliant, savvy, hard-charging woman — become completely overwhelmed at an ATM. And her nervous reaction to money and interacting with it, in turn, instilled a deep-seated conservatism with my own money. Even small moments like these leave a lasting impression on any child, including me, when it comes to adult decisions. So, in my twenties, instead of investing, I hoarded my savings, diligently putting money away but not investing — that just seemed too risky. This cautious approach caused me to miss early opportunities for compounding interest and wealth building earlier in my life. And it wasn't until I sought a financial advisor's help that I could start making smarter decisions with my money. It was the push I needed then, and I was lucky to be able to afford an advisor. Reflecting on that now, I realize how crucial it is to help others avoid making the same mistakes, and it is one of the many reasons I have built and led Acorns.? Even a handful of decades later, when the market is unexpectedly turbulent, that little voice from my childhood urges me to pull my money out and hide it away to keep it safe. It's those times that I have to bring out my very consistently used mantra: "Every downturn ends in an upturn." And it's this patience, consistency, and willingness to wait that have shown me the long-term benefits of sticking to a long-term investment strategy. 'The American Dream is not dead' Today, we often hear a different mantra that can drive many to adopt the same cautious habits of stashing money away: the American Dream is slipping away. Even something as simple as a grocery receipt today can validate that thought. - Since February 2020, the cost of goods has risen by over 20%, leading to increased credit card debt, reduced savings, and growing concerns about meeting basic needs.? - Many young Americans are worried about the collapse of Social Security or expect little to no payouts.? - Alarmingly, one in five Americans over 50 have no retirement savings, and more than half are concerned they won't have enough to last through retirement. Traditional pensions are nearly extinct.? - According to Acorns' 2024 nationwide financial wellness survey, almost 1 in 4 people — and specifically, 1 in 3 Gen Z and millennials — fear homelessness due to their financial situation. But the American Dream is not dead; this is a large part of why I do what I do. Why waking up every day to help everyday Americans get over the investing hurdle like I did continues to be such a personal mission. And you don't need a significant investment to start, or even a financial advisor. #investing Continue reading here ?? https://lnkd.in/gpuCvDWG