ACNB Insurance Services, Inc.

Like many people, you're probably looking for ways to decrease your insurance costs. Our carrier partner Travlers Insurance? provides the following suggestions: 1) Increase your deductible Typically, the higher the deductible, the lower the premium. However, an increased deductible means you will be responsible for a higher out-of-pocket cost if you have a claim. Consider whether your premium savings might be more than the higher deductible if you have a covered claim. 2) Get a Complete Coverage Review Insurance specialists like those at ACNB can reviewing your coverage and find other savings opportunities, including whether you have enough coverage and whether bundling multiple policies can help you save. There's never been a better time to find out if you have hidden savings available to you. Reach out now and let us help you protect what matters!

Happy Thanksgiving! Thank you for allowing us to be a part of protecting your family and business throughout the year. We will see you next week!

Happy Thanksgiving! Thank you for allowing us to be a part of protecting your family and business throughout the year. We will see you next week!

Roofing materials can impact durability and insurance costs. Via our carrier partner Travelers, learn the pros and cons of different roofing materials.

Did you know? A roof that is not regularly maintained might make it difficult for you to obtain insurance. Via Travlers Insurance, learn how to invest in maintenance and protect what matters in your home or business!

In 2018, Firefighters responded to 1,630 home cooking fires on Thanksgiving—250% above the year's daily average of 470. The average insurance claim for home cooking fires was $6,900 from 2014 through 2018, according to the NFPA. Via Forbes Advisor,?review safety tips for Thanksgiving dinner and how you can make sure you and your family is covered. Questions? Reach out and let us help you explore your options!

As we head into "turkey season," Penn National Insurance reminds us that turkey fryers that use cooking oil are not safe. Use an infrared or electric fryer and never leave the fryer unattended. #NationalFryerPreventionMonth Penn National Insurance

Does your business or organization have a continuity plan in place to help stay resilient and mitigate potential climate-related losses, such as property damage caused by hurricanes, tornadoes, blizzards, and severe storms? With over $51 billion in losses so far in 2024, these plans are more important than ever. Scroll through for tips on how to develop your plan, courtesy of Brethren Mutual Insurance Company.

If you're on Medicare, you have options! But Open Enrollment ends December 7th. Reach out to find out more about the Medicare options we offer at ACNB Insurance Services. **We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please Contact Medicare.gov or 1-800-Medicare to get information on all of your options.**

If you're on Medicare, you have options! But Open Enrollment ends December 7th. Reach out to find out more about the Medicare options we offer at ACNB Insurance Services. **We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please Contact Medicare.gov or 1-800-Medicare to get information on all of your options.**