Total household debt just hit $18 trillion, according to New York Fed data. So, what does this mean for everyday Americans? From carrying balances month-to-month to relying on credit cards for daily expenses, consumers have increased household debt by $93 billion from last quarter. The Federal Reserve Bank of New York’s Quarterly Report on Household Debt and Credit dives into the details of this debt dilemma. In response, The Achieve Center for Consumer Insights (ACCI) published a complimentary report to take a deeper look at spending trends. Find out if consumers are at a breaking point with Austin Kilgore, ACCI Analyst. #welcometoachieve #feddata #consumerfinances #personalfinance
Achieve
金融服务
Tempe,Arizona 25,403 位关注者
A leading digital personal finance company helping everyday people move forward on the path to a better financial future
关于我们
- 网站
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https://www.achieve.com
Achieve的外部链接
- 所属行业
- 金融服务
- 规模
- 1,001-5,000 人
- 总部
- Tempe,Arizona
- 类型
- 上市公司
地点
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主要
2114 E Achieve Way
US,Arizona,Tempe,85288
Achieve员工
动态
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Today, we celebrate International Women’s Day ?? A global celebration for the outstanding achievements of past, present, and future women. For more than a century, this day continues to serve as a reminder to honor the women who fought for change, broke barriers, and reshaped industries. At Achieve, we recognize the integral role our women colleagues play in our success and remain committed to creating opportunities where women can lead, grow, and thrive. Together, we can continue to drive meaningful change. Celebrate with us and tag a woman who’s inspired your career journey ? #weareachieve #internationalwomensday
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Austin Kilgore, Achieve Center for Consumer Insights Analyst, shares buy now, pay later insights with NPR’s Life Kit podcast and highlights from Achieve’s latest buy now, pay later surveys.? Check out what Austin has to say? ?? #welcometoachieve #bnpl #personalfinance
Director of Corporate Communications | Fintech & Personal Finance Analyst | Market Research | Content & Public Relations Strategist
I had the privilege of representing Achieve on another episode of NPR's Life Kit podcast. In this week’s episode, I share insights about the pros and pitfalls of #buynowpaylater lending. #BNPL is a rapidly growing, but often misunderstood, #fintech product that enjoys strong demand from young consumers who increasingly have limited access to #creditcards because they’re either too young, can’t qualify or simply don’t want to use them. When used responsibly, BNPL can be a great way to manage the expense of large purchases, especially for online transactions. The closed-end nature of BNPL purchases can help consumers avoid the temptation to over-spend compared to a card account’s ongoing credit line. However, research I’ve done at Achieve also indicates that many consumers struggling to make ends meet also turn to BNPL as a credit product of last resort, often as a strategy to stretch out the last few dollars of their credit card limits. These habits can result in consumers falling even further into #debt, making it harder for them to get back on track. The episode is only about 20 minutes long and definitely worth a listen!
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March is Women’s History Month ? This year, the theme is “Moving Forward, Together! Women Educating & Inspiring Generations.” It serves as a reminder to celebrate the contributions, strength, and influence of women—both past and present. At Achieve, we empower future female leaders with mentorship and learning and development programs. Our She Achieves Employee Resource Group (ERG) is dedicated to creating an environment where women can thrive and grow a career that drives innovation and breaks barriers. Here’s how you can celebrate with us ???? Learn: Read about women who have made an impact on our country Support: Uplift and be an advocate for women around you Engage: Participate in events that support women in the workplace Let’s continue to push progress, together ?? #weareachieve #womenshistorymonth
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?? Inside Sales Reps and Mortgage Loan Officers Join us tomorrow, February 25, from 4-7 PM for our in-person job fair ??
Calling all Inside Sales Reps and Mortgage Loan Officers ??We are hosting an in-person job fair at our Tempe, AZ location and we want to meet you! Join us Tuesday, February 25, from 4–7 PM to connect with hiring managers, learn about each unique role, and interview on the spot for Mortgage Loan Officers, Debt Consultants, and Loan Consultants. Here’s what you need to know… When ???? February 25, 2025 from 4–7 PM Where ???? 2114 E. Achieve Way, Tempe, AZ 85281 What to bring ????Two copies of your resume and a state-issued ID Why Achieve? ??Uncapped earning potential ($75K–150K+ OTE) ??Career growth & hands-on training ??Hybrid work options No need to apply in advance—just show up and take the next step in your career. Share with a friend and view all the details here: https://lnkd.in/g5w8JvPR #weareachieve #hiring #sales #mortgage #jobs #hybridjobs #jobfair
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Calling all Inside Sales Reps and Mortgage Loan Officers ??We are hosting an in-person job fair at our Tempe, AZ location and we want to meet you! Join us Tuesday, February 25, from 4–7 PM to connect with hiring managers, learn about each unique role, and interview on the spot for Mortgage Loan Officers, Debt Consultants, and Loan Consultants. Here’s what you need to know… When ???? February 25, 2025 from 4–7 PM Where ???? 2114 E. Achieve Way, Tempe, AZ 85281 What to bring ????Two copies of your resume and a state-issued ID Why Achieve? ??Uncapped earning potential ($75K–150K+ OTE) ??Career growth & hands-on training ??Hybrid work options No need to apply in advance—just show up and take the next step in your career. Share with a friend and view all the details here: https://lnkd.in/g5w8JvPR #weareachieve #hiring #sales #mortgage #jobs #hybridjobs #jobfair
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Surprisingly, in Q4 2024, 56% of American households believed that their financial situation would improve by the end of the year. Will Americans make financial gains in 2025? Our latest survey says… New U.S. tariff policies are sparking fears of a global trade war, increased inflation, and decreased job security, leaving American households with a less than optimistic outlook on their financial future. Achieve surveys American households to complement the Federal Reserve Bank of New York’s Quarterly Report on Household Debt and Credit, providing insights into consumer borrowing and debt. Get that data here: https://bit.ly/4gNOaUg We found … ?? 44% of respondents believed that their financial situation would improve by the end of 2024. Unfortunately, there was a disconnect between consumer expectations vs. reality with only 28% of respondents reporting an improved financial situation in the tail end of 2024. Looking ahead, 47% say that they believe their financial situation will improve by the third quarter of 2025.? “For people struggling to make ends meet and who feel like they have no other option but to take on more debt, it can take months, if not years, to regain financial stability,” said Andrew Housser, Co-Founder and Co-CEO of Achieve. #welcometoachieve #debt #money #economy?
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Black History Month provides a space to reflect on and recognize the profound impact Black Americans have had on our country. While great progress has been made, there’s still work to be done to ensure proper equity, inclusion, and opportunity for all. At Achieve, we know that innovation, creativity, and impact are optimized when we uplift and empower diverse voices and build a culture of respect and belonging. This month, we’re proud to celebrate Black history alongside our Freedom Riders Employee Resource Group (ERG) as they encourage teammates to take time for reflection and action through weekly discussions and host a special ERG-led summit on February 13. Let’s continue to learn, listen, and support one another not just in February, but year-round. #weareachieve #blackhistorymonth
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Celebrating seven years of an award-winning culture ?? We’re honored to share that Achieve has been recognized in Built In's 2025 Best Places to Work Awards for our Dallas and San Francisco teammates. This exciting recognition celebrates companies providing exceptional offerings to their employees from total reward packages and flexible work options to DEI programs and career development. “Achieve’s rich culture and commitment to learning, training and growth continue to set us apart,” said Achieve Executive Vice President of Human Resources, Linda Luman. “This recognition is a true testament to the contributions of our talented teammates, our comprehensive benefits and rewards programs and our career development initiatives.” Check out the full article and learn what this means for our future: https://bit.ly/3EqLTk5 #weareachieve #bestplacetowork #dallas #sanfrancisco
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Today, we pause to reflect on the incredible impact of Dr. Martin Luther King Jr. His vision of hope, justice, and equality showed us that change happens when we stand together. His words continue to inspire and remind us to keep moving forward: “If you can’t fly then run, if you can’t run then walk, if you can’t walk then crawl, but whatever you do you have to keep moving forward.” Let’s honor his legacy by continuing to take action for a better future for all. #weareachieve
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