Achieve

A HELOC could be the ?? to a better financial future With many homeowners holding onto low mortgage rates, they may want to consider a HELOC (home equity line of credit) to cash out their equity before adjusting their interest rate with a refinance. This allows homeowners to leverage that equity to consolidate debts, make home improvements, or plan for other large costs without losing the original interest rate. Did you know that refinancing isn’t the only way to access your equity? Comment ?? if you found this helpful! cc: Kyle Enright #welcometoachieve #heloc #personalfinance

The 2024 presidential election put a spotlight on voters’ financial challenges with many Americans ranking the economy as the most important issue influencing their vote. A new study by Achieve shows that many people don't have enough money to make ends meet. 58% of people surveyed use their credit cards for essential expenses. For these consumers, concern is growing that they’ll soon be unable to keep up with their financial obligations despite glimmers of economic optimism. “Across the board, unemployment is low and wages have risen, but those macroeconomic conditions aren’t felt equally across the population, especially for consumers who live in areas where the impact of inflation is the greatest,” said Achieve Co-CEO and Co-Founder Brad Stroh. “More than a quarter are seeing their amount of debt increase and a majority don’t have enough money to cover their spending month to month. The slippery slope of debt will increase for many if they don’t take steps to realign their finances.” Access the full report and get the latest data on the financial well-being of every people https://bit.ly/3Obc1kA #welcometoachieve

“Financial stress often comes from not knowing exactly what you have, don’t have and need to have.” Achieve’s President of Lending, Kyle Enright, discusses the importance of keeping an eye on your finances, no matter what your debt profile looks like. “Many people think it’s less stressful to ignore finances, but the reality is — as with most areas of life — that you need to be aware of what’s going on in your life.” Get tips to avoid debt stress in this GOBankingRates article: https://lnkd.in/grPzmpqg #welcometoachieve #pay #money #budgeting #debt #debtstress

Is your debt fit? ???? A recent survey by Achieve found that the average Debt Fit score of everyday people is 56 out of 100. This number reflects the daily challenges that people face with debt and money management. Achieve’s Debt Fit? Quiz is here to change that. In just two minutes, you can assess your financial health with a holistic snapshot of your financial well-being based on lifestyle factors like cash flow, financial resiliency, and money goals. Discover your own score with the Debt Fit Quiz and get access to practical tips to improve your debt fitness ?? https://bit.ly/3zMmQWL #welcometoachieve #AchieveDebtCare #personalfinances #financeadvice #budgeting #money

For many, a single unplanned expense can spiral into months of financial hardship. When faced with an emergency, many consumers turn to credit cards, which leads to growing debt and a cycle of poor financial fitness. “For consumers living in this extreme paycheck-to-paycheck predicament, an emergency or unplanned expense can easily shift from minor inconvenience to major life disruption,” said Achieve Co-Founder and Co-CEO, Andrew Housser. “When these situations arise, consumers who turn to credit cards and other debt to get by may experience stress, anxiety and other negative effects to their well-being.” #welcometoachieve #AchieveDebtCare #finance #money #personalfinances

Take care of fragile finances before it’s too late ?? When there’s already a crack in the foundation, an unexpected bill can create a cascade of financial issues that become overwhelming to manage. Our recent survey revealed that 42% of people have less than $50 in their bank account at least once per month, leaving them vulnerable to debt’s slippery slope. Take Achieve’s two-minute Debt Fit quiz and learn how to get your debt in check ?? https://bit.ly/3zMmQWL #welcometoachieve #AchieveDebtCare #debt #budgeting #bills #money

Today and every day, we honor the courage, sacrifice, and dedication of veterans and active duty service members ???? As we pause to honor the meaning of Veterans Day, we’re reminded of those who have selflessly defended our freedoms and are grateful for these individuals' immeasurable impact on our country. At Achieve, we recognize that one day is not enough. We’re committed to supporting veterans year-round through our Heroes Employee Resource Group to foster connection and community in an empowered environment. To all who have served and continue to do so, thank you. #weareachieve #veteransday

Let’s debunk some retirement myths, shall we? GOBankingRates put together the 12 most common retirement myths and Achieve’s President of Lending, Kyle Enright, joined in to debunk a few. Curious to know what ones are fact or fiction? Check out the list here:?https://lnkd.in/gxkb5cbG #welcometoachieve #retirementplanning #personalfinance #money #finances

Are you prepared for a financial emergency? According to our recent survey, 30% of everyday people don’t have the funds to cover an unplanned expense of $5,000 or more. Of those surveyed, many experienced some form of financial hardship within the last year. Learn about the most common financial emergencies and prepare for a better financial future in this Nasdaq article featuring Achieve’s latest survey:? https://lnkd.in/gFF8nWcE #welcometoachieve #AchieveDebtCare #financeadvice #finances #personalfinances #budgeting #debt #debthelp

We’re excited to share that Achieve has been named one of Arizona’s Most Admired Companies ?? For the fourth year in a row, our Arizona teammates have been recognized by BestCompaniesAZ and AZ Business Magazine for their care and dedication to a better future. "We are deeply honored to receive this recognition once again," said Achieve Executive Vice President of Human Resources Linda Luman. "This award reflects our commitment to our core values, our focus on supporting and empowering our employees, and our dedication to making a positive impact on our community." Ready to join an award-winning team? Check out our open sales roles or send this to a friend! https://lnkd.in/g3K6CrVA cc: Denise Gredler, Henri’ Dawes, Jordan Figueroa, Vance Rodgers, Corinne Dunn, Anthony Currie, Rahshanae Washington, Isitara Ching, Jen Castro, @royce free #weareachieve #mostadmired #bestplacestowork #career #careergoals