Abojani Investment

We’re in that season where investors of NSE-listed companies are excited and eagerly awaiting results and dividend declarations. As companies continue announcing their results, shareholders look forward to their share of the profits. Dividends offer a steady stream of passive income, making investing even more rewarding. Reinvesting these payouts can unlock even greater growth, helping you earn more dividends over time.

The economy has changed. What was middle class in 2010 is now barely surviving in 2024. ? Inflation has eaten into the shilling's purchasing power. ? The price of food, rent, and fuel keeps rising. Your salary, not so much. ? More Kenyans are looking at alternative income sources (gig economy) because one salary isn’t cutting it anymore. What’s the fix? You have to earn differently. ? Invest in inflation-resistant assets; especially those that give passive income. ? Find ways to earn/save/invest in stable currencies. We are in a digital age, so use the global platform to monetize your skills and services and invest in offshore assets. ? Negotiate your wages. Alongside upskilling, negotiating your salary is a practice every employee should embrace. Do your research to se if your salary is up to speed with the industry average. You can’t fight inflation, but you can protect yourself against it.

Make Your Dollars Work For You - Earning in USD is a privilege most Kenyans aspire to attain. Most earn in foreign currencies through freelancing, business, or remote jobs. They opt to hold their USD in a USD bank account, assuming it’s the safest option. But you could do a lot more than your bank account. You can grow your dollars while keeping them accessible through a USD Money Market Fund. A traditional bank account offers security but little to no returns. If you hold USD in a savings account, you might earn minimal interest, and in some cases, even lose value due to bank fees and inflation. Let’s put it into perspective: ? You have $10,000 sitting in a USD bank account. ? One year later, with inflation at 3%+, your purchasing power is reduced to $9,700. A USD Money Market Fund is a low-risk investment that allows you to earn interest while keeping your money liquid. It pools funds from multiple investors and places them in USD denominated short-term fixed and floating rate debt securities.? Remote workers & freelancers can use them to build an emergency buffer for uncertain times, businesses can park their USD reserves while earning stable returns and individuals can save for travel, education, or currency diversification. USD Money Market Funds earn you interest from quality securities, provide liquidity, and lower risk exposure. The Jubilee Money Market Fund (USD) is perfect for you since it ensures that your dollar earnings are not idle while waiting for the right exchange rates. You don’t even have to earn in dollars to open a USD Money Market Fund. You can use them for currency diversification, to save up for your holiday/sabbatical abroad, save up for studies and any other reason you might want to have savings in USD. The Jubilee Money Market Fund (USD) gives you all these benefits and more: ? Competitive returns to help your USD savings grow. ? Easy access so you can withdraw your funds when needed. ? Diversification through reduced exposure to local currency denominated securities. ? Security & regulation by the Capital Markets Authority (CMA), ensuring your investment is well-managed. Your money should be as productive as you are! Start today by sending "MMF" to 24245 or dial *706*3# to talk to a Financial Advisor. Jubilee Insurance

“It is an exciting day as we unveil NCBA-IG (NCBA- Insurance Group), the new brand identity for our insurance business. This rebrand signifies the successful integration of NCBA Insurance Company into the NCBA Group PLC family. The brand transition will leverage on the strengths of NCBA, a well-known and respected financial services brand in Kenya and Africa. NCBA-IG will now become more competitive with amplified positioning in the market and inspire growth as a trusted insurance solutions partner to deliver on the Group`s customer obsession mission focus for 2025.” - John Gachora, NCBA Group Managing Director & CEO #NCBAInsurance

For decades, many African parents have relied on their children as their retirement plan. They educated you, and in return, you’d take care of them. ?? BUT, the economy has changed—the cost of living is rising, and one income can’t support multiple households like they would back in the day. ?? AND unlike previous generations, you also have to think about your own retirement, investments, and future security. Your parents may have had land, pension benefits, or low living costs in old age. Today, relying on a paycheck alone is risky, and pension systems aren’t always sufficient. For those who are currently supporting their parents, kudos. It’s a big responsibility, and many people feel an emotional obligation to give back. But if you don’t plan your retirement properly, you’re repeating the cycle, your children will one day bear the same financial burden you’re carrying now. The best way to truly take care of your family is to ensure that you won’t need their financial help later in life. Having a solid investment and retirement plan allows you to be in a position to help your parents without short-changing your financial future. It’s time to build wealth that outlives your working years.

#EarningsSpotlight During Absa Bank Kenya FY2024 results briefing, the CEO Abdi Mohamed announced that the bank has revitalized its consumer banking strategy from being PRODUCT-led to CUSTOMER-SEGMENT-led

Sometimes, the biggest turning points in life aren’t planned. A career shift, a bold decision, or even a setback can open doors we never expected. But what makes a difference is how we handle these moments, how we recognize opportunity in uncertainty and move forward with purpose. On Wednesday, 26th March 2025, at 7 PM EAT, we’ll be hosting a webinar with Njeri Jomo, CEO of Jubilee Health Insurance, to explore the moments that shape growth and the lessons we can draw from different journeys. If you’ve ever wondered how to make the most of life’s pivots, this is a conversation you won’t want to miss. Zoom Joining Link: https://lnkd.in/dqkgwY_g Passcode: Wisdom2025 Jubilee Insurance

Homeownership is a major milestone for many, but financing it comes with a critical decision: should you pay in cash or take a mortgage?? Each option has its benefits, and the right choice depends on financial goals and market conditions. NCBA Group #NCBATwendeMbele

A bank will hesitate to give you a KSh 500K loan, but they’ll happily give a billionaire a KSh 500M loan. Why? Because the rich understand how to use debt differently. ? You borrow money for a car, a vacation, or personal expenses. That’s bad debt. ? They borrow money to buy businesses, properties, or investments that generate income. That’s good debt. Debt isn’t the problem. Using it wrong is. If you’re only using loans for consumption, you’re making others rich instead of yourself.

Absa Bank Kenya's performance in 2024 has boosted its return on equity to 24.5%, enabling capital distribution to shareholders. Shareholders on record as of 30th April 2025 will receive a final dividend of KES 1.55 per share, with disbursement expected around 22nd May 2025. #AbsaFY2024Results