4WARN

We are proud to introduce Victoria Mummau, our vice president of client services! Tori has 15 years of experience across industries including insurance, healthcare, and real estate. She specializes in data analytics and uses the power of big data to solve complex business challenges. ? Be sure to check out Tori’s first article with us as she digs into the world of insurance special investigative units. https://lnkd.in/eU_t2cce

Our CEO and Co-Founder Todd Kozikowski was back on the speaking circuit this week. He spoke at the Insurance Fraud Management Conference #IFMC2025 along with industry leaders sharing their insights and experiences. ? Coming up next month, Todd will speak at the AAIS (American Association of Insurance Services) Main Event. Stay tuned for more!

Our very own Todd Kozikowski will share new AI strategies used to target carriers in a keynote address at the AAIS (American Association of Insurance Services) Main Event!

Happy holidays from all of us at 4WARN! We hope you find everything you're searching for and we look forward to another great year in 2025!

Litigation by opportunistic law firms has become so lucrative that you can invest in it and see returns that outpace the S&P 500. In the business of litigation funding, investors with deep pockets finance litigation – often against insurance companies – for a share of the settlement. It has become so lucrative that The Boston Consulting Group projects litigation funding to increase to $31B in three years. Insurance companies, on the other hand, are left spending millions in legal fees, which then get passed down to policyholders. This abuse of the legal system is making insurance unaffordable and out of reach for many consumers. As our CEO and Co-Founder Todd Kozikowski writes, “4WARN is committed to battling legal system abuse so insurance can remain available for us all.” https://lnkd.in/e52biuYi

Insurance premiums are soaring like all other expenses, but the reason goes far beyond inflation. ? A big driver is excessive litigation, or what we call “tech-enabled claims instigation.” This practice is riddled with opportunism,?and disrupting the insurance industry in ways that deeply harm consumers.? ? In our latest article, CEO Todd Kozikowski explains how this happens and why it’s bad for policyholders:?https://lnkd.in/eu4H_4eB

How have injury claims been impacted by social inflation? Our co-founder and CEO Todd Kozikowski speaks on this trend to medical insurance professionals and special investigators today in Cincinnati, Ohio. Thank you to the Ohio chapter of the International Association of Special Investigation Units for hosting us as well as The Cincinnati Insurance Companies

We're excited to finally introduce ourselves! At 4WARN, we’re dedicated to protecting businesses—and by extension, consumers—from the growing impact of harmful insurance claim practices. These modern-day "ambulance chasing" tactics siphon millions from the risk management ecosystem. In short, 4WARN is here to keep the insurance industry sustainable. Curious about how we're making a difference? Check out our new FAQ article to learn more:?https://lnkd.in/euuvQSmp

We were in Louisiana this week sharing our analysis of the state's insurance landscape. The results: Nearly 325 opportunists collectively spent $100 million targeting insurance companies in the past year. This resulted in more lawsuits in property, casualty, and auto insurance. Todd Kozikowski also discussed the role of AI in tech-enabled claims such as deep fakes to target policyholders across the country. #LDI2024

Our new report on tech-enabled claims instigation shows opportunistic firms are also targeting transportation and logistics companies. Thank you Carrier Management for sharing this information on how tech-enabled claims instigation leads to higher costs for insurers, which are then passed down to the companies they represent. "Tech-enabled claims instigation drives social inflation and nuclear verdicts, making insurance less available and affordable, according to the analysis." See the full analysis:?https://lnkd.in/e9wJvJJC