Toland Consulting / 401(k) Annuity Hub

?? Calling all retirement plan advisors! Here's your chance to weigh in on lifetime income with a group that's looking to bring the improvements and change you need! #survey #SpeakUp #RetirementIncome #401k #education Tamiko Toland John Faustino AIFA?, PPC? Broadridge

?? Congrats to Principal Financial Group and ARS for the news about the new target date series using Lifetime Income Builder (starting with a passive with a hybrid investment version to follow). You can read more about it in Beagan Wilcox Volz's coverage for Ignites (link below, behind a paywall). As we've said before, in-plan lifetime income is all about partnerships, a big change from the early stages of the market when Tamiko Toland wrote the report, "In-Plan Guarantees," in 2012 for Strategic Insight | ISS Market Intelligence. Principal is a recordkeeper, insurer, and asset manager, yet it doesn't need to do all these things all the time. As a recordkeeper, the firm is clearly recognizes that there is no single way to serve plan sponsors and participants and it is committed to providing a range of options and playing nicely with others. #Coopetition #InPlanGuarantees #401kAnnuityHub #LifetimeIncome #RetirementIncome #innovation #AnnuityYoda https://lnkd.in/gPqb8mgB

Keep the conversation going! ?? We're excited about this project and helping to reduce confusion. ?The point isn't to define the "right" answer but to make sure people know when they might be crossing wires. Defined Contribution Institutional Investment Association (DCIIA) is committed to keeping the ball moving forward. Tamiko Toland is serious about education, which BenefitsPRO recognized when naming her a Luminary for her work in education & communications. #AnnuityYoda #education #innovation #RetirementIncome #401kAnnuityHub

Come see the "annuity Yoda" Tamiko Toland in action at PLANADVISER #PlanAdviser360 with this crack panel brimming with passion ?? for lifetime income! #401kAnnuityHub #RetirementIncome #education #innovation #storytelling IncomePath

?? We're delighted that Tamiko Toland is a 2024 BenefitsPRO Luminary in the Education & Communication category! Education is at the core of the 401(k) Annuity Hub and we're looking forward to making a meaningful difference in the growing ?? area of in-plan lifetime income. #AnnuityYoda #BPROLuminaries #education #401k #retirement #RetirementIncome

"The majority of innovation" in lifetime income solutions is in the 401(k) space, Adrian Griggs of Pacific Life observed at the Alliance for Lifetime Income 2024 Protected Retirement Summit. Robert Powell, CFP?, RMA? moderated the panel of industry executives that included Nick Lane (Equitable), John Kennedy (Lincoln Financial), and Ken Mungan (Milliman). All these new ideas show a desire to fit different needs, but they also underscore the demand for more information and education, which is what the 401(k) Annuity Hub is all about. He added that the effort to add lifetime income to retirement plans is a partnership, not a solo venture, echoing comments from both formal and informal conversations throughout the event. We can already see that companies are looking for a range of dance partners to create a variety of products that suit different markets and needs. As this trend continues, plan fiduciaries will only have a greater need for help sorting through the options. We're working with Pacific Life and other providers to collect information to help grow this market and turn "income-curious" advisors into "income-confident" ones. Follow us on LinkedIn for updates and insights! #ALISUMMIT24 #ProtectedIncome #401k #AnnuityYoda #401kAnnuityHub #MarketIntelligence #innovation #RetireTech Tamiko Toland

A great way to start off last week! Thanks to Jacob Adams for inviting Tamiko Toland to ARS home office to talk about our favorite topic. We recognize the need to help advisors and plan sponsors become confident selecting and monitoring lifetime income solutions for retirement plans. The 401(k) Annuity Hub is the next step forward in filling a pressing need. Thanks to all our clients for their support as we built and get ready for launch ??. Onward and upward! #AnnuityYoda #LifetimeIncome #401k #innovation #RetireTech #FinTech

Retirement security doesn't have to be a dumpster fire ?? to make it a top priority for public policy and for the industry to take action. Kudos to Andrew Biggs for this great piece in Forbes debunking many of the alarms around retirement sustainability. We believe that people want the option for lifetime income within their employer-sponsored retirement plans, but it's possible to work within the existing system without imagining we need to reinvent the whole enchilada. In a separate post, Tamiko Toland mentioned her favorite sentence, but here is more context on what follows. Follow us on LinkedIn for updates! https://lnkd.in/ggGkutwK #401kAnnuityHub #RetirementSecurity #401k #RetirementIncome #AnnuityYoda #JustTheFacts

It was an honor to be in the running as a finalist for the Wealthies. Plus, it's hard to compete against these heavy hitters. But we're delighted to represent these and other lifetime income solutions within the 401(k) Annuity Hub! (We say it's better to have happy clients than be able to gloat...) We continue to see both the launch of new solutions and vibrant discussion about the implementation of these products within retirement plans. Opinions vary, but we all know that retirees want better access to lifetime income. #innovation #FinTech #RetireTech #Wealthies #MarketIntelligence WealthManagement.com

The Fisher anti-annuity stance can feed into negative stereotypes as retirement plan fiduciaries start to evaluate the field. Check out Michael Finke's excellent deconstruction published in ThinkAdvisor. Our take: ? First, the flatly anti-annuity position is fundamentally biased and flawed. ? Second, in-plan products and how they integrate into a plan are very different from the retail versions. Solving the needs of a plan to serve a population of individuals isn't the same as solving the needs of an individual. #401kAnnuityHub #ThoughtLeadership #AnnuityYoda #401k #RetirementIncome Tamiko Toland