360 Digital Immersion

Such an honor to discuss and deep dive decision management for the operational intelligence era of AI with Andrew Chow, FICO.

Join InsurTech Atlanta for an engaging event focused on the real-world applications of AI in insurance. This is your chance to connect with industry practitioners, learn what's working (and what's not), and gain actionable takeaways. Register now to secure your spot! https://lnkd.in/gFJ87DqJ #AIinInsurance #InsurTechATL #InsuranceTechnology #AtlantaBusiness #InsurTechAtlanta #RealWorldAI #InsuranceTech #AIApplications #InsuranceInnovation #AtlantaNetworking #InsurTech #AIUnderwriting #AIClaims #FraudDetection #CustomerExperience #AtlantaTech #PracticalAI #InsurTechNetworking #AtlantaEvents Stacey Brown, MBA Myra Brown Brett M. Lucy Graham Alexis Cierra Vaughn Brian Casey Courtney Maugé, Esq. Kristin Adams Lisa Wardlaw Mary Mary Embleau Misty Sutton Taffy Jo Mayers Navarone Dozier, MBA, ARM

?? Beyond Damage Control: How Climate Tech is Reshaping Insurance ?? This isn’t just another industry blog—The Lisa Zone is where we push boundaries, challenge assumptions, and have the bold conversations that matter most in insurance. For this edition, we’re exploring one of the most pressing issues of our time: climate risk,?and how insurers can move beyond reactive strategies to drive resilience. To break it down, I sat down with Megan Kuczynski, Founder & CEO of ClimateTech Connect, ahead of the inaugural ClimateTech Connect conference (April 15-16, Washington, DC). I hope to see many of you all there! ?? ?? Why Climate Tech Matters for Insurance In 2023 alone, the U.S. faced a record number of billion-dollar weather disasters. Traditional risk models are struggling to keep up. Climate Tech is stepping in with game-changing innovations: ?? AI-powered catastrophe modeling for real-time risk assessment ?? Satellite & IoT monitoring for proactive risk mitigation ?? Predictive analytics to accelerate claims processing ?? Parametric insurance products for faster disaster recovery But how can insurers adopt these innovations at scale? Megan and I tackled the big questions: ?? How can Climate Tech shift insurers from reactive claims-paying to proactive risk mitigation? ?? What role do real-time data & AI play in improving climate risk modeling? ?? How should insurers prepare for increasing regulatory scrutiny on climate risk? The insurance industry has a choice: lead the charge on climate resilience—or get left behind. Thank you to Megan Kuczynski for sharing her insights on this edition of The Lisa Zone! Join the conversation. Let’s redefine what’s possible. #TheLisaZone #ClimateTech #AI #InsuranceInnovation #RiskManagement #Insurtech #Leadership #Sustainability #FutureOfInsurance #ClimateTechConnect

?? The AI-Driven Future of Insurance Accounting In the latest Insurance Unplugged episode, Lisa Wardlaw sat down with Evan Bogardus, EY’s Insurance Finance Transformation Leader, to break down the shift from traditional accounting to AI-powered strategic intelligence. ?? Key Takeaways: More Than Compliance – Insurance accounting isn’t just debits and credits—it’s driving business intelligence and profitability. AI Beyond Automation – Real value comes from predictive insights, event-driven accounting, and real-time profitability tracking. The Next Big Challenge – AI is working vertically within systems, but the real unlock is connecting AI across finance, underwriting, and claims. ??? “If you haven’t built for the future, there’s no chance you will achieve it.” – Evan Bogardus ?? Listen to the full episode here: https://lnkd.in/ea5r7Kuu Irys is a proud sponsor of this season of Insurance Unplugged. ?? #InsuranceAI #FinanceTransformation #CFO #InsuranceUnplugged #DigitalTransformation #Irys

AI Security at the Breaking Point—The Rise of Decentralized Governance ?? The AI security reckoning is here. The centralized model is cracking. What comes next? From shadow AI to hallucinations to security risks buried deep in operational AI, most enterprises are playing catch-up while AI deployment surges ahead. But here’s the real problem: ?? Traditional, centralized AI security frameworks won’t scale with AI’s rapid expansion. ?? Agentic AI workflows demand real-time security—batch governance is dead. ?? Embedded AI is happening at every layer—from front-end copilots to deep, automated decision-making. ??? On this week’s episode of Insurance Unplugged, we dig into AI’s security future: ?? Guest: Christian Lau, Co-Founder & CPO of Dynamo AI ?? Topic: Why decentralized security architectures are the only way forward for AI-driven enterprises. ?? Key Takeaways from the Episode: ? Security must evolve from centralized control to federated, decentralized frameworks. ? Agentic AI will process transactions, decisions, and data in real-time—security must operate at the edge. ? CISOs can’t track 30 different dashboards for 30 different AI applications. The future is dynamic, AI-powered governance. ? If AI is being embedded everywhere—but security costs aren’t increasing—where are the hidden risks? The industry is at a tipping point. We can either rethink security from the ground up—or watch as AI outpaces our ability to govern it. ?? Listen now to this IRYS Insurtech-sponsored episode on AI in Insurance Distribution: https://lnkd.in/euXvw7HN ?? What’s your take? Will enterprises embrace decentralized security—or will AI breaches force a reckoning first? Drop your thoughts below. ?? #InsuranceUnplugged #AIinDistribution #DecentralizedAI #CyberSecurity #CISO #AgenticAI #EmbeddedAI #FederatedGovernance #RiskManagement #IRYS

?? API-Only SaaS is Becoming a Liability ?? For years, SaaS providers have pushed API-first as the ultimate integration strategy. But in an era of real-time AI execution, event-driven intelligence, and agentic AI, API-only software is on the brink of obsolescence. By 2027, API-only software services will struggle to stay relevant—because APIs alone can’t power the next era of business. Here’s what to look for NOW in your SaaS provider’s roadmap: ? True headless architecture – Not just API endpoints, but event-driven, autonomous execution that ingests and acts on live data streams. ? Event-based interactions – If they require traditional API calls instead of processing real-time data dynamically, they won’t survive. ? Agentic AI readiness – AI doesn’t operate on API polling; it needs streaming-first, real-time triggers to make decisions on the fly. ? Event-driven over API-first – If providers still prioritize API-first without autonomous execution, they’re already behind. ?? Why API-Only SaaS Will Become Obsolete: ?? AI Needs to React, Not Wait – API polling introduces delays, but agentic AI requires real-time, adaptive software. ?? Business Speed is a Survival Metric – Event-driven execution separates industry leaders from the laggards. ?? The Future is Autonomous, Not Orchestrated – If your software depends on constant API calls, it won’t scale in an AI-first world. ? If your SaaS providers don’t have an event-driven roadmap, your competitive clock is ticking. APIs won’t power the next generation of business—it will be driven by autonomous, event-driven intelligence that moves at the speed of AI. #AgenticAI #EventDrivenArchitecture #SaaSEvaluation #AIExecution #InnovationAtTheEdge

We are excited to announce that Lisa Wardlaw, President and Founder of 360 Digital Immersion , will be speaking at ClimateTech Connect 2025! Lisa brings innovative leadership and extensive insurance industry experience, having served in CXO roles (CFO, COO, CSO) for major institutions including Munich Re, Farmers Insurance, Voya Financial, and PwC. She combines her corporate expertise with entrepreneurial drive to help insurance startups succeed across North America. Her experience spans crucial areas of risk and resilience, including cybersecurity, climate solutions, geospatial applications for environmental threats, treasury risk management, AI/cloud/IT resiliency, and disaster preparedness. Lisa pioneered innovative approaches to leverage data for prevention, detection, and real-time awareness in climate-related analysis, developing both indemnity and parametric solutions for natural catastrophe perils. As host of the "In the Hot Seat" segment on the InsuranceUnplugged podcast, she interviews C-Suite executives to uncover insights about true transformation in the insurance industry beyond the hype. Join us at ClimateTech Connect 2025 to learn from Lisa and other industry innovators about the intersection of digital technology, climate risk, and insurance innovation. Register here: https://lnkd.in/eUgQDCRF #ClimateTechConnect2025 #InsuranceInnovation #ClimateRisk #DigitalTransformation #ClimateResilience

The Future of AI Security—Centralized vs. Decentralized ?? AI is rewriting the rules of enterprise security. The real question: Is your architecture built to handle it? ?? On this week’s Insurance Unplugged, I sit down with Christian Lau, Co-Founder & CPO of Dynamo AI, to tackle one of the biggest blind spots in AI adoption—the battle between centralized and decentralized security architectures. ?? Sneak Peek: What’s Inside? ? “AI is scaling faster than centralized security models can handle. The future? Decentralized, federated governance.” ? “CISOs don’t just need more tools—they need a new security paradigm for AI-driven enterprises.” ? “Agentic AI workflows won’t wait for batch processing. Security must operate in real-time, at the edge.” The problem? Most enterprises are still thinking in centralized control models. But AI isn’t a static system—it’s dynamic, fluid, and embedded deep into operational processes. How do we secure AI when it’s moving faster than our ability to monitor it? ?? Drop a ?? in the comments for an early sneak peek of this week’s IRYS Insurtech-sponsored episode! ?? Follow Insurance Unplugged to get notified when the full episode drops: https://lnkd.in/er6fEAMf #InsuranceUnplugged #AIinDistribution #DecentralizedAI #AIinInsurance #CyberSecurity #CISO #AgenticAI #EmbeddedAI #RiskManagement #IRYS

?? Is Insurance Accounting Ready for AI-Driven Transformation? ?? This week on Insurance Amplified, I had an insightful discussion with Evan Bogardus, EY’s Insurance Finance Transformation Leader, about why AI is reshaping insurance accounting—and why most organizations aren’t fully prepared for what’s next. ?? Why It Matters Insurance accounting has long been seen as a compliance function, but AI is turning it into a strategic driver of business intelligence. The shift from historical reporting to real-time, predictive insights is already happening. The question is: Are you ahead of the curve or falling behind? ?? Key Takeaways from Our Conversation: ? Insurance Accounting is More Than Just Debits & Credits "More than ever, accountants, actuaries, and technologists focus on the underlying detail—not just debits and credits." – Evan Bogardus New frameworks like LDTI, IFRS 17, and Solvency II have pushed finance teams to embrace real-time analysis instead of just compliance-driven reporting. ? AI is Moving from Automation to Intelligence "The companies that win will be those that can see their total business emergence in real-time—understanding profitability as products and pricing evolve." – Evan Bogardus AI is already automating reconciliations and compliance, but its real power lies in predictive profitability, real-time risk assessment, and AI-driven decision-making. ? The Biggest Challenge? Connecting AI Across Systems "Right now, AI is only going up the system’s vertical—it’s not yet flowing across systems." – Evan Bogardus Most insurers have isolated AI applications, but the real transformation happens when AI is integrated across underwriting, claims, and finance for enterprise-wide intelligence. ???? Favorite Quote: "If you haven’t built for the future, there’s no chance you will achieve it." – Evan Bogardus ?? Listen to the full conversation here: https://lnkd.in/e9iQRpze ?? Sponsored by IRYS Insurtech, this season of Insurance Amplified explores how AI, real-time finance, and event-driven accounting are reshaping the industry. ?? Don’t just keep up—stay ahead. Subscribe to Insurance Amplified now! #InsuranceAmplified #AI #EventBasedAccounting #CFO #InsuranceInnovation #InsuranceUnplugged

?? Exploring the Future of Decentralized AI: A Paradigm Shift for the Insurance Industry ?? The traditional approach to AI in the insurance industry has been highly centralized, relying on massive, cloud-based infrastructure to support large models. However, decentralized AI is set to transform how we manage data, privacy, and business intelligence. According to MIT Media Lab's Decentralized AI Project, the future is about empowering individuals and organizations to harness AI without relying on large, centralized entities. This could dramatically reduce the risks of data breaches, increase privacy, and offer more equitable AI applications across industries—especially in insurance. ?? Key Takeaways: Privacy at Scale: Decentralized AI gives insurers the ability to process sensitive data locally, ensuring better privacy protection. Enhanced Security: Reduces risks of a single point of failure. Scalability: Provides the flexibility to scale AI applications across multiple environments without compromising performance. Innovation in Insurance: Offers a new path to AI-driven solutions tailored specifically for insurance needs—without compromising on privacy, security, or compliance. ?? The decentralization of AI represents a game-changing opportunity for insurance to rethink data usage, improve customer trust, and drive innovation across claims, underwriting, and risk management. ?? How will decentralized AI impact the future of insurance? Let's discuss! #AI #DecentralizedAI #InsuranceInnovation #DataPrivacy #FutureOfInsurance