1031 Crowdfunding, LLC

The IRS recently announced updated contribution limits for IRAs, 401(k)s, and other retirement savings accounts for 2025, giving Americans an opportunity to save even more for retirement. Adjusted annually for inflation, these new limits reflect the third consecutive year of increases due to recent high inflation. ?? IRA Contribution Limits for 2025: ??For 2025, the contribution limit for both traditional and Roth IRAs remains at $7,000, consistent with 2024. ??Taxpayers aged 50 and older can contribute an additional $1,000 in catch-up contributions, bringing their total to $8,000, consistent with 2024 limits. 401(k) Contribution Limits for 2025: ??The annual contribution limit for 401(k), 403(b), most 457 plans, and the federal government’s has increased to $23,500, up from $23,000 in 2024. This marks a modest $500 increase but offers an opportunity for employees to set aside more pre-tax income for retirement. ??The contribution limit for SIMPLE plans has risen to $16,500 in 2025 (up from $16,000 in 2024), with certain SIMPLE plan participants able to contribute up to $17,600 under the SECURE 2.0 Act’s provisions. Click below to learn more on how the new contribution limits and income phase-outs affect your retirement saving options in 2025. https://hubs.la/Q02Y8ml30 #401k #IRA #RothIRA #1031Exchanges

?? Another rate cut from the Federal Reserve! The Fed has lowered interest rates by 0.25%—the second cut in three months—showing positive momentum as we move into 2025 with inflation pressures starting to ease. While further cuts are possible, timing remains uncertain as officials closely monitor economic data. ?? This latest adjustment reflects a cautious path toward lower borrowing costs, which may influence markets in the coming months. Next Fed update is set for December 18th. Stay tuned! ?? #FederalReserve #InterestRates #EconomicUpdate

Yes, you can refinance a property acquired through a 1031 exchange, but there are important considerations to keep in mind.?? The Basics of Refinancing a 1031 Exchange Property: ??Refinancing: In the context of a 1031 exchange, refinancing refers to taking out a new loan on an investment property, often to replace an existing mortgage with better terms (e.g., lower interest rates) or to extract equity from the property. Refinancing can help improve cash flow or provide funds for new investments without triggering a taxable event. ??Cash-Out Refinance: In the context of the 1031 exchange, a cash-out refinance is usually used to turn equity in the replacement property into tax-free cash for business investments, property repairs, etc. However, it’s crucial to note that a cash-out refinance shortly before the exchange could be seen as a taxable event if the IRS believes the goal was to extract cash in a tax-free manner. To avoid potential scrutiny, it’s advisable to ensure that the refinancing aligns with the intent of maintaining the investment property’s status. ??Loan-to-Value Ration: When refinancing the new property, a key 1031 exchange rule drives the IRS’ position. The total debt on the replacement property must be equal to or greater than the debt on the relinquished property to fully defer capital gains taxes. If the LTV ratio decreases significantly, it could jeopardize the tax deferral status of the exchange. Click below to explore best practices to help you navigate refinancing without jeopardizing your exchange’s tax-deferred status. https://hubs.la/Q02XcjZj0 #Refinancing #InterestRates #1031Exchanges #Crowdfunding

You may have noticed our refreshed logo?— a symbol of our growth and evolution as a company. As we celebrate our 10-year anniversary, we are excited to share a significant change that reflects our journey and commitment to the future. While our original logo represented our dedication to exceptional value and innovative investment opportunities, we remain steadfast in those commitments as we embrace this new branding, which embodies the forward momentum of our company. https://hubs.la/Q02WlQSN0 #1031Crowdfunding #1031Exchanges #NewLogo

When selling real estate, understanding the tax implications is crucial. Two commonly utilized tax provisions—Section 121 and Section 1031—can provide significant benefits, depending on the nature of the property being sold. Section 121 applies to personal residences, offering potential tax exclusions on capital gains, while Section 1031 is geared toward investment properties, allowing for tax-deferred exchanges. The Section 121 Exclusion can help you avoid capital gains tax on the sale of your home, provided you meet certain conditions. ??Exclusion Amount: If you’re single, you can exclude up to $250,000 of capital gains or up to $500,000 if married. ??Eligibility: You must have lived in the home for at least 24 months within the last five years, though these months do not need to be consecutive. If you rented or used the house for business purposes, the exclusion only applies to the period you lived there. A 1031 exchange allows an investor to defer paying capital gains taxes on the sale of an investment property by reinvesting the proceeds into a similar “like-kind” property. Many investors consider this kind of exchange for the following reasons: ??Tax Deferral: A 1031 exchange allows investors to defer immediate capital gains taxes, which can maximize their purchasing power for replacement properties, encourage portfolio growth, and dispose of investment assets to acquire new ones. ??Diversification: A 1031 exchange enables investors to diversify their holdings by moving from one property to multiple properties or across different real estate sectors (e.g., commercial, multifamily, retail). This diversification can help mitigate risks and enhance returns. #1031Exchange #Section121 #Section1031 #CapitalGains

Our President and, Edward Fernandez, shares insights in Entrepreneur Magazine on how entrepreneurs can stand out in a competitive and saturated business marketplace by investing in original tech development.?? “Staying ahead of the competition is about more than simply adopting the latest tech tools — it’s about the ability to adapt quickly and create offerings that truly meet the evolving needs of your clients,” says Fernandez. Click here to read the full article: https://hubs.la/Q02T8vy50 #Entrepreneur #Entrepreneurship #Technology

We’re pleased to share that 1031 Crowdfunding has received a favorable review from Benzinga, a trusted name in financial news and analysis. Benzinga conducts thorough evaluations of platforms like ours, assessing key aspects such as our offerings, customer service, security, and overall user experience. Their comprehensive review highlights the credibility and value we bring to our investors, reaffirming our commitment to excellence. We appreciate this recognition and invite you to read the full review: https://hubs.la/Q02T68F50 #Benzinga #1031Crowdfunding #Crowdfunding

We've Launched Our YouTube Channel! We’re excited to announce the launch of our YouTube channel, a dedicated hub for real estate investing insights. Whether you’re looking to learn more about Delaware Statutory Trusts (DSTs), 1031 Exchanges, Real Estate Investment Trusts (REITs), Opportunity Zones, or other investment strategies, our channel offers a variety of educational videos. Our videos break down complex topics to help you better understand these investment vehicles. Visit our YouTube channel to explore our videos, and stay tuned for upcoming releases and updates. Don’t forget to subscribe so you never miss any of our latest content! https://hubs.la/Q02St4BX0 #YouTube #1031Crowdfunding #Crowdfunding

Equity REITs are real estate companies that own and operate income-producing real estate across various sectors, which can include residential, industrial, healthcare, and retail properties. They acquire and manage properties, earning income predominantly from leasing space and rental collections. Shareholders, in turn, receive dividends from the net income of the REIT. What are the Benefits of Investing in Equity REITs? ??Portfolio Diversification: Equity REITs can grant exposure to a larger, more diverse real estate portfolio than would be accessible individually for many investors. ??Potential for Long-Term Capital Appreciation: If the value of the underlying real estate portfolio increases over time due to market demand, improved property management, and strategic acquisitions, the share prices of equity REITs can rise accordingly. ??Liquidity: Publicly traded equity REITs offer investors daily liquidity, allowing for easy buying and selling of shares on major stock exchanges. ??Passive Income: REIT managers oversee the asset portfolio while investors receive regular income distributions from rental revenues and potential property appreciation. ??Inflation Hedge: Commercial real estate rents and values have tended to increase when prices do, which can be attractive for investors looking for reliable income streams amidst inflationary periods. To discover how equity REITs can enhance your portfolio and offer growth and reliable income opportunities, read our full article: https://hubs.la/Q02RXhn-0 #EquityREITs #REITs #Equity #Inflation #PassiveIncome #Diversification #Assets

?? Major update from the Federal Reserve! The Fed has cut interest rates by 0.5%, the closest rate cut to an election since September 1992 and the first rate cut since 2020. Additional rate cuts are rumored to be on the horizon as we near the end of 2024. A 50 basis-point cut is unlikely to drive sustainable change in the commercial real estate borrowing and transaction markets, but every basis point could positively contribute towards a declining rate trend. ?? #FederalReserve #InterestRates #EconomicImpact