You're feeling overwhelmed with your finances. How can you develop a positive mindset to avoid burnout?

Money can be stressful! From not having enough to having too much - money is a constant and you need to develop good behaviours around it to enjoy life to the max. The easiest way to take financial stress away is to implement consistency. Having clarity about where you are and where you’re going is always a good starting point. Automate as much as possible and don’t think too hard about money in day to day living.

Developing a positive mindset amidst financial overwhelm is crucial to avoid burnout. Start by breaking tasks into manageable steps, setting realistic goals, and celebrating small victories. Practice gratitude for what you have, focus on solutions rather than dwelling on problems, and seek support from loved ones or a financial advisor. Remember, it's okay to ask for help and to prioritize self-care to maintain balance and perspective. #FinancialWellness #Mindset #SelfCare

After my financial devastation in 2008 I was in complete denial and avoided thinking about my finances. Big mistake. When I finally acknowledged my shame around this event and then treated this perceived failure with compassion, I was able to confront my finances with a growth mindset. It's ok if you are stressed and overwhelmed about money, you are not alone. EVERYONE has been at some point.

Adopting Stephen Covey's "circle of concern" and "circle of influence" framework, having a proactive mindset will help you stop financial fires before they start: - Focus on what YOU can influence (income, expenses, savings, debt etc.) - Minimize the influence of external concerns your actions (news, social media etc.) Being proactive with your finances is BY FAR the quickest way to remove stress, because you stop financial fires before they start.

Dealing with money stress can be incredibly tough; it keeps you up at night and your body feels tense with anxiety. Personally, I find solace in prayer, expressing gratitude for what I have, and concentrating on my current business ventures. It's remarkable how things start falling into place when I shift my focus to my goals and desires.

I think breaking down those goals into small achievable short term goals and larger long term milestones is key and that seems to work really well for my clients over the years

In 2008 I was using an excel spreadsheet to track my expenses and investments. The problem was, these spreadsheets are time consuming and tedious to consistently do data entry. Today there are so many money management apps that automate and track your finances with all your accounts located in one secure location. From this point of view, it's easy to see where you are at and to set realistic financial goals.

When we think about a goal, we often think about big goals. “I want to buy a home.” “I want to take a trip around the world.” “I want to have a million dollars.” Whatever it is, it’s not specific enough and not realistic enough based on where you are today, especially if you’re in debt, don’t have a job or income, etc. Have big goals, sure, but also have small goals that help you take just one step forward. Start with “my goal is to spend within my budget this month.” This means you set many many goals along the way that lead up to the big one. Take it one small milestone at a time. Do that, see your goals every day and odds are you’ll get there faster than you think.

Accomplishing financial goals has much more to do with establishing realistic financial habits than "big" or "lofty" goals. You need 3 key pieces to win at realistic financial goals: 1) Start with WHY: Why is this financial goal important to me? - Connecting the goal to an underlying value will keep you on track. 2) Focus on WHAT you can control: Ignore the noise and develop "social indifference" when it comes to your goals versus others. 3) Pre-decide: Decide before the decision (whether to save, pay off debt, invest OR not to spend, not to get in debt etc). When you pre-decide, your outcome is always in line with your values.

If you use a money management app you can clearly see a path to reach a goal, like paying off a high interest credit card. Then create an event or reward for yourself after you accomplish paying off this card. Let someone know. Be proud. Feel good about it.

Turning the "let's celebrate" option is necessary for us as humans we need some element of self appreciation and in fact some essential rest period that could be celebrating or taking a vacation either of it. Small or big it doesn't matter ever win shall be celebrated to take positive turns in life.

Celebrating the small wins is vital. It helps to improve positivity by celebrating every accomplishment no matter how big or small. Understanding that time, set backs, and the unexpected are expected and apart of the process can help to level expectations as well. Remain committed and celebrate commitment to improvement if nothing else. In my experience, consistency and a good plan will work in your favor sooner or later.

It’s hard to ask support on something so personal. It’s also hard to find support when everything is so expensive. Pretty messed up isn’t it? You need financial help but if you can’t afford it you’re stuck. Well, luckily there are dozens of credible and free resources online. There are many affordable options too. I volunteer time through non profits that provide financial literacy to low income people. People don’t take advantage of it. Resources are out there you just have to be willing to look for it. And sometimes it may not be right in front of you, and it could be frustrating. If you care enough you’ll keep asking and maybe you’ll run into someone like me who’s willing to offer help pro bono.

In an effort to never go through a financial devastation ever again, I left my field of real estate and went into wealth strategy. I studied and learned from leaders of this industry and asked them for guidance and mentorship. I now get to return the favor by providing guidance to others.

Asking for help can feel tough, especially when others see you as strong. It's embarrassing and can make you feel ashamed. Feeling like a failure hurts deeply and can consume you. But when I faced financial hardship, I had to be honest with myself. Letting go of pride was a huge relief. It transformed me. I was always the one helping others, but being vulnerable showed me who truly cares. It was painful to admit I was struggling, but liberating. I'm thankful for the experience. It made me stronger and more open. We all have ups and downs; we're only human.

To pick myself up after my financial devastation I sought out personal development. I stumbled across the Human Operating System by Dr. Larry Senn. He taught me the gratitude perspective. Looking at the big picture. He said that most people are pleased with 80-90% of their lives and only 10-20% they wish they could change. Sadly, that is where most of us spend our thoughts, thinking about the 10-20% we don't like. Look at your whole life, 100% of it. When you do that, it's hard not to be grateful.

Sometimes you gotta just step away. This is different from burying your head in the sand. You have to remember who you are. You are a human being. You are alive and conscious. You have blood running through your veins and you live in a material world full of man made rules, laws, and beliefs. Yes, finances can be stressful but you can and you should take some time to just step away and walk outside. I like to go on a hike alone. It doesn’t have to be anything difficult. Just a walk or I can talk to myself out loud. Practice gratitude, at the end of the day all that really matters is that you are healthy, and that you are at peace with yourself and others. Peace allows for joy. Joy allows for happiness. The rest, you’ll figure out w/ time

Practicing gratitude means to focus on good things in your life, no matter how big or small. Take time each day to reflect on what you're thankful for and journal on paper. By focusing on the positive, you can feel happier and more content.

I've heard that it is easier to prepare than to repair. By taking a slower approach to "financial productivity", you'll develop a sustainable approach to reducing financial stress and overwhelm. Incorporate stress free activities in your life each day, such as: - Taking a walk outside - Talking to a friend or colleague - Engaging in community (church, social club, class etc.) - Playing a sport or instrument etc. Developing activities outside of your normal routine can re-focus your priorities.

Taking care of yourself starts with prioritizing your well-being. Begin by making time for prayers or moments of reflection, Exercising, and choosing nutritious foods that fuel your body and mind. Watch who you surround yourself with. Invest in personal development. Most importantly, prioritize your self-worth by setting boundaries, saying no when necessary, and practicing self-compassion. By putting yourself first and prioritizing these aspects of self-care, you'll cultivate a stronger sense of balance, resilience, and overall well-being in your life.

Focus on all the steps you’re taking to resolve your financial strain. Do the basics right. Most of what we can do to improve financial strain might not have immediate results. When you’ve given your best, and there is nothing more you can do in a day, or even if you’ve had a particularly challenging day, take comfort in the basics. Focus on what you’ve done right, or if you missed the mark what you’re going to do right and how each little step forward will add up to where you want to be in future. Taking control of wandering thoughts and directing them to where they serve you better, will help you to rest easier and prepare for achieving more the next day.