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What are the benefits of hiring a certified home inspector versus a general contractor?

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If you're a first-time home buyer, you might be wondering whether you need to hire a certified home inspector or a general contractor to evaluate the condition of your potential property. While both professionals can provide valuable insights, there are some key differences and benefits to choosing a certified home inspector over a general contractor. Here are some of them.

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Chris Lee

Chris Lee and Rusty's Team at RealtySouth, Owner/Partner of Championship Rentals

1 Credentials and standards

A certified home inspector is someone who has completed specific training and passed exams to meet the standards of a reputable organization, such as the American Society of Home Inspectors (ASHI) or the International Association of Certified Home Inspectors (InterNACHI). These organizations have strict codes of ethics and standards of practice that ensure the quality and consistency of their members' services. A general contractor, on the other hand, may not have any formal certification or accreditation, and may not follow the same guidelines or procedures as a certified home inspector.

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Chris Lee

Chris Lee and Rusty's Team at RealtySouth, Owner/Partner of Championship Rentals
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A certified home inspectors follow strict standards of practice and a code of ethics set by professional organizations, such as the International Association of Certified Home Inspectors (InterNACHI) or the American Society of Home Inspectors (ASHI). These organizations provide ongoing training and certification to ensure their inspectors are up to date on the latest inspection techniques and technologies. General contractors may not have the same level of training and may not follow the same standards and ethics.

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2 Scope and focus

A certified home inspector is trained to conduct a comprehensive and unbiased assessment of the major systems and components of a home, such as the roof, foundation, plumbing, electrical, heating, cooling, and insulation. They will look for signs of damage, defects, safety hazards, and potential problems that could affect the value and functionality of the home. They will also provide you with a detailed written report that summarizes their findings and recommendations. A general contractor, on the other hand, may have more expertise in certain areas, such as construction, remodeling, or repairs, but may not cover all the aspects of a home inspection. They may also have a vested interest in finding or creating work opportunities for themselves, which could compromise their objectivity and accuracy.

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Chris Lee

Chris Lee and Rusty's Team at RealtySouth, Owner/Partner of Championship Rentals
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A certified home inspector specializes in home inspections, which means they have in-depth knowledge and training in identifying potential issues with the property. They have a comprehensive understanding of the different components of a home, such as the roof, foundation, electrical, and plumbing systems, and know how to identify signs of wear and tear or potential problems. In contrast, a general contractor may have knowledge in some of these areas, but they don't have the same level of specialization in identifying problems that may be present.

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3 Liability and insurance

A certified home inspector is required to carry professional liability insurance, which protects them and their clients from any claims or lawsuits that may arise from their inspection services. This insurance covers errors, omissions, negligence, or fraud that may cause financial or physical harm to the client or the property. A general contractor, on the other hand, may not have this type of insurance, or may have a different coverage that does not apply to inspection activities. This means that if they miss something important or cause any damage during their inspection, you may not be able to hold them accountable or recover your losses.

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4 Cost and value

A certified home inspector may charge more than a general contractor for their inspection services, depending on the size, location, and condition of the home. However, this higher cost may be worth it in the long run, as it can provide you with more peace of mind, confidence, and leverage when negotiating the purchase of your home. A thorough and reliable home inspection can help you avoid costly surprises, repairs, or disputes after closing, and can also help you plan for future maintenance or improvements. A general contractor, on the other hand, may charge less for their inspection services, but may not provide you with the same level of information, quality, and protection as a certified home inspector.

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5 Communication and education

A certified home inspector is not only a skilled evaluator, but also a knowledgeable educator. They will communicate with you throughout the inspection process, explain their findings and implications, answer your questions, and offer you tips and advice on how to care for your home. They will also provide you with a clear and comprehensive report that you can use as a reference and a tool for decision-making. A general contractor, on the other hand, may not have the same communication and education skills as a certified home inspector. They may not be able to explain their findings in a way that you can understand, or provide you with a written report that you can rely on.

As you can see, hiring a certified home inspector versus a general contractor has many benefits for first-time home buyers. A certified home inspector can provide you with a more thorough, objective, and reliable evaluation of your potential property, as well as protect you from liability, save you money, and educate you on how to maintain your home. A general contractor, while still useful for certain purposes, may not be able to offer you the same level of service, quality, and assurance as a certified home inspector.

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6 Here’s what else to consider

This is a space to share examples, stories, or insights that don’t fit into any of the previous sections. What else would you like to add?

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Chris Lee

Chris Lee and Rusty's Team at RealtySouth, Owner/Partner of Championship Rentals
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A certified home inspector is an independent third party. They don't have a vested interest in the outcome of the inspection and are not involved in any repairs or renovations. As a result, they provide an unbiased assessment of the property's condition, which can be invaluable when negotiating the sale or purchase of a home. A general contractor may have a conflict of interest if they're involved in the repair or renovation work, which could influence their inspection report.

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What are the benefits of hiring a certified home inspector versus a general contractor?

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1 Credentials and standards

2 Scope and focus

3 Liability and insurance

4 Cost and value

5 Communication and education

6 Here’s what else to consider

Working with First-Time Home Buyers

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