The isolation level of a transaction determines how much data is locked and for how long, as well as how the transaction handles concurrent changes by other users. The default isolation level in SQL Server is READ COMMITTED, which means that a transaction only reads data that has been committed by other transactions, and locks the data it modifies until the transaction ends. However, this can cause blocking and concurrency issues, such as lost updates, non-repeatable reads, and phantom reads. To avoid these problems, you can use a higher isolation level, such as REPEATABLE READ, SERIALIZABLE, or SNAPSHOT, which provide more consistency and isolation, but also lock more data and consume more resources. Alternatively, you can use a lower isolation level, such as READ UNCOMMITTED, which allows a transaction to read uncommitted data from other transactions, but also introduces the risk of dirty reads, inconsistent data, and missing rows. Therefore, you should choose the isolation level that suits your business logic and performance requirements, and use it consistently throughout your stored procedures.